St George Vertigo
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St GeorgeSt George is Australia’s fifth largest bank, and is in the process of merging with Westpac to create a banking mega force. The merger won’t change the St George brand, which will be retained along with the bank’s focus on customer service and community support. St George customers will also benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you want a bank that’s good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans. |
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Customer ratingsclick to open
| St George Vertigo | ||
| Overall Customer Rating | 6.7#6 BASED ON 285 REVIEWS |
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| Price Rating | 6.1 | |
| Features Rating | 4.9 | |
| Service Rating | 6.6 | |
| Convenience Rating | 7.1 | |
| Trust Rating | 7.0 | |
| Go to site |
Ratesclick to open
| St George Vertigo | ||
| Purchase Rate | 11.99% | |
| Intro Purchase Rate | 2.99% for 6 months | |
| Intro Rate Term | 6 Months | |
| Balance Transfer Rate | 2.99% for 6 months | |
| Balance Transfer Term | 6 Months | |
| Balance Transfer Revert To Cash | no | |
| Cash Advance Rate | 20.74% | |
| Interest Free Days | 55 | |
| Go to site |
*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.
Feesclick to open
| St George Vertigo | ||
| Annual Fee | $55.00 | |
| Intro Annual Fee Waiver | ||
| Annual Fee Spend Threshold | ||
| Reward Program Fee | ||
| Late Payment Fee | $9.00 | |
| Overlimit Fee | $9.00 | |
| Cash Advance Fee | 1.5%, Min of $1.25 | |
| Foreign Exchange Margin | 2.50% | |
| Duplicate Statement Fee | $7.50 | |
| Transaction Verification Fee | $10.50 | |
| Additional Card Fee | $0.00 | |
| Establishment Fee | ||
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Other financial bitsclick to open
| St George Vertigo | ||
| Minimum Repayment Amount | $10.00 | |
| Minimum Repayment Percent | 2.0 | |
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Featuresclick to open
| St George Vertigo | ||
| Additional Cardholders | 1 | |
| Travel Insurance | no | |
| Purchase Insurance | no | |
| Extended Warranty | no | |
| Other Restrictions | $2 withdrawal fee also applies to non StGeorge ATMs if you reside in NSW, SA or ACT, otherwise its $1.50. Replacement cards are $15. | |
| Other Benefits | ||
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Rewardsclick to open
| St George Vertigo | ||
| Program Name | Instant Benefits | |
| Rewards Type | Instant discounts | |
| Points Per Dollar | ||
| Points Lifetime | ||
| Bonus Points Available | no | |
| Bonus Points Lifetime | ||
| Conversion To Frequent Flyers | no | |
| Points To Frequent Flyer Ratio | ||
| Domestic Airline Partners | ||
| International Airline Partners | ||
| Go to site |
Most recent reviews of St George credit cards
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Overall Rating
6 -
Pricing
5 -
Product Features
5 -
Customer Service
6 -
Convenience
4 -
Trust
5
has very decent interest rates. – Onyx from New South Wales, a St George credit card customer. Reviewed 16 days ago
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Overall Rating
1 -
Pricing
2 -
Product Features
2 -
Customer Service
2 -
Convenience
3 -
Trust
3
I got this credit card because it was the lowest interest with a reasonable yearly fee, and they put up the interest rate on the first statement which as it turned out was before I even got the card. pissed off there should be a law that stops a bank advertising a set rate and make them keep that rate for a set period of time – Ruth from Western Australia, a St George credit card customer. Reviewed 17 days ago
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Overall Rating
4 -
Pricing
4 -
Product Features
4 -
Customer Service
2 -
Convenience
7 -
Trust
5
What i dislike is that all banks say that a cash advance is when you physically go to an ATM and withdraw money from your bank, hence "cash", and that you get charged for that transaction. They forget to mention when you transfer money from your account to pay for a credit card with the same bank they charge you a "cash advance fee" so credit card holders beware... – aroha from New South Wales, a St George credit card customer. Reviewed 17 days ago
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Overall Rating
8 -
Pricing
7 -
Product Features
5 -
Customer Service
8 -
Convenience
9 -
Trust
9
The interest rate is very competitive. Yearly fee is average. Online banking is extremely efficient. – Patricia from New South Wales, a St George credit card customer. Reviewed 21 days ago
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Overall Rating
9 -
Pricing
7 -
Product Features
2 -
Customer Service
9 -
Convenience
10 -
Trust
10
I have recently had fraudulent transactions on my credit card and the customer service representative was incredibly helpful and arranged to cancel and re issue my credit card. I'm very happy with the service I'm receiving from St George. I just hope they reimburse me for the fraudulent transactions as it is over $100! – Danielle from Victoria, a St George credit card customer. Reviewed 22 days ago
See all St George credit card reviews
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