Suncorp Clear Options Gold

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credit cards

Purchase rate
20.50%
Balance transfer rate
0.00% for 6 months and then 20.74%
Annual card fee
$120.00
Interest free days
55

Purchase rate
20.50%
Balance transfer rate
0.00% for 6 months and then 20.74%
Annual card fee
$120.00
Interest free days
55

Product info
Customer reviews

Currently showing:

Rewards scheme

Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
You can get flights via Virgin Australia Vouchers or TakeFlight.

Privileges

Travel Accident Insurance
Extended Warranty
Purchase Protection

Value of rewards points

Example reward
You'd need to spend

$100 gift card
$18,800

Flight: Sydney-Melbourne
$18,564

$100 cash back
$20,000

Flight: Sydney-London
$274,800

Points are capped?
No

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 1.0 points per dollar on Visa, uncapped
$100 gift card 18800 points buys a Myer $100 Gift Card
Flight: Sydney-Melbourne 23478 points required. 18200 points buys a Virgin Blue $100 Voucher; assumed flight cost is $129
$100 cash back 20000 points buys a $100 credit
Flight: Sydney-London 229000 points required. 183200 points buys a Flight Centre $1000 Gift Card; assumed flight cost is $1250

(how did we do it? find out...)

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.

Privileges

Travel Accident Insurance
Extended Warranty
Purchase Protection

Value of rewards points

Example reward
You'd need to spend

Flight: Sydney-Melbourne
$19,275

Flight: Sydney-London
$192,000

$100 gift card
$20,250

Points are capped?
No

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 0.66666666666667 points per dollar on Visa, uncapped
Flight: Sydney-Melbourne 12850 points buys a Qantas Syd-Mel flight
Flight: Sydney-London 128000 points buys a Qantas London flight
$100 gift card 13500 points buys a Myer $100 Gift Card

(how did we do it? find out...)

Rates

Purchase rate: 20.50%
Intro purchase rate: none
Balance transfer rate: 0.00% for 6 months and then 20.74%
Balance transfer term: 6 Months
Balance transfer revert to cash: yes
Cash advance rate: 20.74%
Interest free days: 55

Other financial bits

Minimum repayment amount: $25.00
Minimum repayment percent: 2.5

Fees

Annual card fee: $120.00
Introductory fee: $60 in the first 12 years
Annual fee spend threshold: none
Reward program fee: $
Late payment fee: $10.00
Overlimit fee: $40.00
Cash advance fee: $2.50%, min $5
Foreign exchange margin: 3.30%
Duplicate statement fee: $14.00
Transaction verification fee: $14.00
Additional card fee: $0.00
Establishment fee: $

Features

Additional cardholders: 4
Other restrictions: none
Other benefits: 50% off the annual fee in the first year if card is activated before 30/07/12

Rates

Purchase rate: 20.50%
Intro purchase rate: none
Balance transfer rate: 0.00% for 6 months and then 20.74%
Balance transfer term: 6 Months
Balance transfer revert to cash: yes
Cash advance rate: 20.74%
Interest free days: 55

Other financial bits

Minimum repayment amount: $25.00
Minimum repayment percent: 2.5

Fees

Annual card fee: $120.00
Introductory fee: $60 in the first 12 years
Annual fee spend threshold: none
Reward program fee: $19.00
Late payment fee: $10.00
Overlimit fee: $40.00
Cash advance fee: $2.50%, min $5
Foreign exchange margin: 3.30%
Duplicate statement fee: $14.00
Transaction verification fee: $14.00
Additional card fee: $0.00
Establishment fee: $

Features

Additional cardholders: 4
Other restrictions: none
Other benefits: 50% off the annual fee in the first year if card is activated before 30/07/12

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.