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    • Virgin Money Virgin No Annual Fee Credit Card

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    • Virgin No Annual Fee Credit Card card from Virgin Money

    • 18.99%

    • 2.90% for 6 months and then 20.99%

    • $0.00

    • 44

    Rates

    Purchase rate
    18.99%
    Intro purchase rate
    none
    Balance transfer rate
    2.90% for 6 months and then 20.99%
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    20.99%
    Interest free days
    44

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $0.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $10.00
    Overlimit fee
    $40.00
    Cash advance fee
    $2.7%, min $2.70
    Foreign exchange margin
    3.30%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $7.00
    Additional card fee
    $0.00
    Establishment fee
    $0.00

    Features

    Additional cardholders
    yes
    Other restrictions
    You must earn at least $25,000 for this card.
    Other benefits
    none

    About Virgin Money

    Virgin Money differentiates itself with a high focus on customer service and a strong brand. Virgin Money offers a range of financial service products including credit cards, savings accounts and home loans.

    How are Virgin Money credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Virgin Money credit cards 5.6 Based on 30
    Virgin Money credit card reviews     		6.4 5.9 5.1 4.6 5.5

    Read Virgin Money credit card reviews by the Mozo community

    Latest reviews of Virgin Money Virgin No Annual Fee Credit Card

      • Virgin Money Virgin No Annual Fee Credit Card *

        Virgin Money Virgin Flyer Credit Card *

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        * Fees and charges are payable

        Show Rates

        Ok, interest a bit high

          11. Overall customer rating
          12. (Reviewed 11 days ago)

        Interest rates are too high. Even though I have told them on multiple occasions I do not want insurance, they continue to ring. I have asked them to to document this but I still get the phone calls. A bit frustrating considering they like to ri...       Full review 

        Interest rates are too high. Even though I have told them on multiple occasions I do not want insurance, they continue to ring. I have asked them to to document this but I still get the phone calls. A bit frustrating considering they like to ring at dinner time. In all honesty, once I pay off my outstanding amount, I will be looking around for other options.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Virgin Money Virgin No Annual Fee Credit Card credit card review by Maria from South Australia

        Was this review helpful?

        Yes

      • Virgin Money Virgin No Annual Fee Credit Card *

        Virgin Money Virgin Flyer Credit Card *

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        * Fees and charges are payable

        Show Rates

        I'm happy with them.

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        Mostly I like the product because it's no annual or ongoing fee what gives you peace of mind. The interest rate on it could be lower though even it is competitive.       Full review 

        Mostly I like the product because it's no annual or ongoing fee what gives you peace of mind. The interest rate on it could be lower though even it is competitive.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Virgin Money Virgin No Annual Fee Credit Card credit card review by Valerie from New South Wales

        Was this review helpful?

        Yes

      • Virgin Money Virgin No Annual Fee Credit Card *

        Virgin Money Virgin Flyer Credit Card *

        More Virgin Money credit cards

        * Fees and charges are payable

        Show Rates

        Excellent rates but poor service

          11. Overall customer rating
          12. (Reviewed 3 months ago)

        Great Rates and no annual fees. Customer Service is hard to obtain.       Full review 

        Great Rates and no annual fees. Customer Service is hard to obtain.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Virgin Money Virgin No Annual Fee Credit Card credit card review by Sofia ward from Western Australia

        1 person found this review helpful – do you?

        Yes

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