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    • Westpac 55 Day MasterCard or Visa

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    • 55 Day MasterCard or Visa card from Westpac

    • 19.59%

    • 3.99% for 6 months

    • $30.00

    • 55

    Rates

    Purchase rate
    19.59%
    Intro purchase rate
    none
    Balance transfer rate
    3.99% for 6 months
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    no
    Cash advance rate
    21.49%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $10.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $30.00
    Introductory fee
    $0 in the first 1 year
    Annual fee spend threshold
    10000
    Reward program fee
    $
    Late payment fee
    $9.00
    Overlimit fee
    $9.00
    Cash advance fee
    $2%, Min $2.50, Max $150
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $7.50
    Transaction verification fee
    $
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    1
    Other restrictions
    none
    Other benefits
    none

    About Westpac

    As Australia’s first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

    How are Westpac credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Westpac credit cards 6.7 Based on 531
    Westpac credit card reviews     		5.8 5.9 6.9 7.6 7.0

    Read Westpac credit card reviews by the Mozo community

    Latest reviews of Westpac

      • Westpac 55 Day MasterCard or Visa

        Westpac Earth

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        great rates and excellent customer sevice

          11. Overall customer rating
          12. (Reviewed 6 days ago)

        This card has not cost me one cent and has very helpful customer service. When I was worried about internet web site direct debiting they helped me and reassured me. I had a fee waived once when I made a late payment. I will never change this bank...       Full review 

        This card has not cost me one cent and has very helpful customer service. When I was worried about internet web site direct debiting they helped me and reassured me. I had a fee waived once when I made a late payment. I will never change this bank and I'm 100% happy with them. I hang up the phone with a smile.


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        Westpac credit card review by Suesan from Victoria

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        Yes

      • Westpac 55 Day MasterCard or Visa

        Westpac Earth

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        Recognised worldwide.

          11. Overall customer rating
          12. (Reviewed 6 days ago)

        The best feature of this product is the 55 days interest free period. You can access this account all over the world.       Full review 

        The best feature of this product is the 55 days interest free period. You can access this account all over the world.


          11. Price
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        Westpac credit card review by Joanne from Western Australia

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        Yes

      • Westpac 55 Day MasterCard or Visa

        Westpac Earth

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        Easy to use

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        Would like reward points       Full review 

        Would like reward points


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        Westpac credit card review by Noreen from Victoria

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        Yes

      • Westpac 55 Day MasterCard or Visa

        Westpac Earth

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        Rewars scheme is great

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        Westpac has a great rewards scheme, easy to redeem points online.       Full review 

        Westpac has a great rewards scheme, easy to redeem points online.


          11. Price
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        Westpac credit card review by Andrew from Western Australia

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        Yes

      • Westpac 55 Day MasterCard or Visa

        Westpac Earth

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        Convenient visa credit card

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        This is a good credit card if used and paid off in full before the due date to avoid paying interest. When used in this manner it is very convenient. It offers a choice of 2 reward progams that I'm aware of.       Full review 

        This is a good credit card if used and paid off in full before the due date to avoid paying interest. When used in this manner it is very convenient. It offers a choice of 2 reward progams that I'm aware of.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Westpac credit card review by Jan from New South Wales

        Was this review helpful?

        Yes

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