Top credit cards
Westpac Low Rate
-
interest rate
13.24 % -
annual fees
$45
-
interest free days
55
-
rewards program
no
-
balance transfer rate
1.99% for 9 months and then 21.24%
Rates
- Purchase rate
- 13.24%
- Intro purchase rate
- none
- Intro rate term
- none
- Balance transfer rate
- 1.99% for 9 months and then 21.24%
- Balance transfer term
- 9 Months
- Balance transfer revert to cash
- yes
- Cash advance rate
- 21.24%
- Interest free days
- 55
Other financial bits
- Minimum repayment amount
- $10.00
- Minimum repayment percent
- 2.0
Fees
- Annual fees
- $45
- Intro annual fee waiver
- none
- Annual fee spend threshold
- none
- Reward program fee
- none
- Late payment fee
- $9.00
- Overlimit fee
- $9.00
- Cash advance fee
- 2%, Min $2.50, Max $150
- Foreign exchange margin
- 2.50%
- Duplicate statement fee
- $7.50
- Transaction verification fee
- none
- Additional card fee
- $0.00
- Establishment fee
- none
Features
- Additional cardholders
- 1
- Other restrictions
- none
- Other benefits
- none
This is how the Mozo community has rated Westpac for credit cards.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.5 | 5.4 | 5.6 | 6.4 | 7.3 | 6.5 |
| Westpac credit cards | 6.5 1267 REVIEWS | 5.4 | 5.6 | 6.4 | 7.3 | 6.5 |
Westpac
As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.
Some recent reviews of Westpac credit cards
| A Mozo reviewer from Queensland, a Westpac credit card customer. | 7Overall Rating | ||
| i like this product because of the low interest rate. Reviewed about 3 hours ago |
|
| Caroline from Western Australia, a Westpac credit card customer. | 8Overall Rating | ||
| Love the rewards and the service. All staff are helpful and falcon security monitors 24/7 for fraudulent transactions. They are on to the dodgies immediately Reviewed about 3 hours ago |
|
| A Mozo reviewer from New South Wales, a Westpac credit card customer. | 5Overall Rating | ||
| They have been helpful Reviewed about 3 hours ago |
|
| A Mozo reviewer from New South Wales, a Westpac credit card customer. | 10Overall Rating | ||
| when i need help with any of my accounts i can ring a number and find the help straight away Reviewed about 3 hours ago |
|
| A Mozo reviewer from Victoria, a Westpac credit card customer. | 5Overall Rating | ||
| The card has been reasonably good, but the interest rates do change without notice and when they dropped the interest rates to a percentage rate that was 2-3% lower they did not inform me that the option existed. Also they did not offer me the drop in interest rate until I contacted them about it after seeing an ad for the card. Then to change to the lower interest rate required changing account numbers. Since then they have been progressively increasing the rate with out any real notice or warning. This would be my main gripe. Reviewed 1 day ago |
|
Follow Mozo on:
Your shortlist
This is your product shortlist.
Add products by selecting a type of product above.
Credit cards
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Debit cards
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Personal loans
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Car loans
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Home loans
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Savings accounts
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Bank accounts
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Term deposits
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.
Car insurance
With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.
You can search for products that suit your needs here.