Westpac Singapore Airlines Gold

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Purchase rate
19.49%
Balance transfer rate
0.99% for 6 months
Annual card fee
$125.00
Interest free days
45

Product info
Customer reviews

Rewards scheme

Points are automatically credited to the KrisFlyer program.
All rewards are redeemed via KrisFlyer.
Bonus points at selected partners including Singapore Airlines.

Privileges

Travel Accident Insurance
Extended Warranty
Purchase Protection

Special offers

5000 KrisFlyer miles received after your first purchase using either of your cards

Value of rewards points

Example reward
You'd need to spend

Visa
Amex

Flight: Sydney-Melbourne
$25,000
$12,500

Flight: Sydney-London
$200,000
$100,000

Points are capped?
No

Points expire?
36 months

Details behind our 'value of rewards' calculations

Points earning 1.0 points per dollar on Amex, 0.5 points per dollar on Visa, uncapped
Flight: Sydney-Melbourne 12500 points buys a Syd-Mel flight
Flight: Sydney-London 100000 points buys a Singapore Airlines London flight

(how did we do it? find out...)

Rates

Purchase rate: 19.49%
Intro purchase rate: none
Balance transfer rate: 0.99% for 6 months
Balance transfer term: 6 Months
Balance transfer revert to cash: no
Cash advance rate: 20.74%
Interest free days: 45

Other financial bits

Minimum repayment amount: $10.00
Minimum repayment percent: 2.0

Fees

Annual card fee: $125.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $
Late payment fee: $9.00
Overlimit fee: $9.00
Cash advance fee: $2%, Min $2.50, Max $150
Foreign exchange margin: 3.00%
Duplicate statement fee: $7.50
Transaction verification fee: $
Additional card fee: $
Establishment fee: $

Features

Additional cardholders: 1
Other restrictions: American Express foreign transaction fee is 3.5%
Other benefits: Receive 5,000 bonus KrisFlyer miles from when your card is first used. Annual fee is only $75 for the first year

About Westpac

As Australia’s first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.