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    • Woolworths Everyday Money Credit Card

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    • Everyday Money Credit Card card from Woolworths

    • 19.84%

    • 5.99% for 6 months

    • $49.00

    • 55

    Rewards scheme

    • Woolworths Everyday Money. Shopping card sent automatically every 4 months if you've spent enough.
    • No flight rewards.
    • Double points on purchases at Woolworths, Safeway, Big W and other partner stores, and even more on Woolworths select products.

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $17,240
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1 points per dollar on MasterCard, uncapped
    • $100 gift card 17240 points buys a $100 Gift Card

    (how did we do it? find out...)

    Rates

    Purchase rate
    19.84%
    Intro purchase rate
    none
    Balance transfer rate
    5.99% for 6 months
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    Yes
    Cash advance rate
    21.34%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.5

    Fees

    Annual card fee
    $49.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $35.00
    Overlimit fee
    $35.00
    Cash advance fee
    $2%, minimum $2.50
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $8.00
    Transaction verification fee
    $10.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    1
    Other restrictions
    Reward points do not expire. However the shopping card you are sent is valid for 90 calendar days.
    Other benefits
    none

    About Woolworths

    Woolworths is Australia’s biggest retail group. In 2008, Woolworths launched the Everyday Money Credit Card to reward customers who shop in Woolworths group stores. Woolworths chief executive Michael Luscombe says the card was designed to meet customer demand for “simple, easily achievable and useful rewards”. The Woolworths Everyday Money MasterCard offers 2 points for every dollar spent on purchases in stores operated by the Woolworths group and 1 point for every dollar spent on other purchases. Cardholders can also earn 3 points for every dollar spent on Woolworths Select brand purchases.

    How are Woolworths credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Woolworths credit cards 7.8 Based on 30
    Woolworths credit card reviews     		7.0 8.1 7.4 7.5 7.5

    Read Woolworths credit card reviews by the Mozo community

    Latest reviews of Woolworths Everyday Money Credit Card

      • Bankwest Breeze *

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        Geat rewards but customer service - oh dear!

          11. Overall customer rating
          12. (Reviewed 10 days ago)

        When you compare what Everyday Money offers against other credit cards its an easy choice, with very competitive rates and a reward points scheme that actually means you don't have to be the Count of Monte Cristo to earn anything. But oh dear... ...       Full review 

        When you compare what Everyday Money offers against other credit cards its an easy choice, with very competitive rates and a reward points scheme that actually means you don't have to be the Count of Monte Cristo to earn anything. But oh dear... the customer service is appallingly bad. To keep costs down, Woolworths have outsourced they're telephone service outside AU... need I say more. When we set up the card, they sent statements to the wrong address and later when we asked for electronic ones, they didn't even arrive. There's no email notification when your getting close to your limit (others now do this) and when you do go over, prepare for the worst. I see this card as a necessary evil, the rewards are to good to ignore and that's exactly the problem... Woolworths know this and therefore you're just another punter to them and you get treated accordingly. Be warned Woolworths, your reputation is slipping and your bubble is going to burst some point soon I suspect.


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        Woolworths Everyday Money Credit Card credit card review by Dave from New South Wales

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      • Bankwest Breeze *

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        Too expensive

          11. Overall customer rating
          12. (Reviewed 11 days ago)

        It is too expensive, they find any excuse to add little extra costs to the balance and when one wants to close the account they charge you more money. Just another example of money hungry bank executives.       Full review 

        It is too expensive, they find any excuse to add little extra costs to the balance and when one wants to close the account they charge you more money. Just another example of money hungry bank executives.


          11. Price
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          11. Service
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        Woolworths Everyday Money Credit Card credit card review by a Mozo reviewer from Queensland

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        Yes

      • Bankwest Breeze *

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        Rude and untrustworthy

          11. Overall customer rating
          12. (Reviewed 16 days ago)

        Broken promises. Suspend credit card if monthly payment is even a day late. When credit card has credit available they won't un-suspend the card even if the minimum monthly payment is paid.       Full review 

        Broken promises. Suspend credit card if monthly payment is even a day late. When credit card has credit available they won't un-suspend the card even if the minimum monthly payment is paid.


          11. Price
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        Woolworths Everyday Money Credit Card credit card review by Michael from Queensland

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        Yes

      • Bankwest Breeze *

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        Excellent customer service

          11. Overall customer rating
          12. (Reviewed 23 days ago)

        I bought a product on line with this credit card and didn't receive the item and had no response from the company when I tried following it up, I phoned Woolworth's credit card and explained what was happening. They then chased up the company and ...       Full review 

        I bought a product on line with this credit card and didn't receive the item and had no response from the company when I tried following it up, I phoned Woolworth's credit card and explained what was happening. They then chased up the company and retrieved my money and also kept me informed the whole time they were excellent where I had failed they had succeeded. I would and have recommended this credit card to many people.


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        Woolworths Everyday Money Credit Card credit card review by Michelle from Queensland

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        Yes

      • Bankwest Breeze *

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        Great Product and very secure

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        The Woolworths reloadable Mastercard is fantastic. I use it for buying things on the internet and booking accommodation. I like the idea that it's not linked to my bank account, very easy to reload, acceptable everywhere and very importantly, its ...       Full review 

        The Woolworths reloadable Mastercard is fantastic. I use it for buying things on the internet and booking accommodation. I like the idea that it's not linked to my bank account, very easy to reload, acceptable everywhere and very importantly, its secure. Great Product.


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        Woolworths Everyday Money Credit Card credit card review by Anthony from New South Wales

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        Yes

      • Bankwest Breeze *

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        Too rigid with late fees

          11. Overall customer rating
          12. (Reviewed 3 months ago)

        They do not give you any leeway on the due by date. If you are late 1 day they hit you with a large fee and the interest for the next 2 months. I have gone with another card that is a lot more flexible.       Full review 

        They do not give you any leeway on the due by date. If you are late 1 day they hit you with a large fee and the interest for the next 2 months. I have gone with another card that is a lot more flexible.


          11. Price
          11. Features
          11. Service
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        Woolworths Everyday Money Credit Card credit card review by Karen from New South Wales

        1 person found this review helpful – do you?

        Yes

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