ADCU Low Rate Card

  • ADCU
  • 10.99%

  • 3.99% for 6 months

  • $49

  • 55

  • ADCU
  • 10.99%

  • 4.99% for 9 months

  • $49

  • 55

Currently showing:

Rates

Purchase rate
10.99%
Intro purchase rate
none
Balance transfer rate
3.99% for 6 months
Balance transfer revert to cash
no
Cash advance rate
19.99%
Interest free days
55

Fees

Annual card fee
$49.00
Introductory fee
none
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$25.00
Cash advance fee
$4.50
Foreign exchange margin
2.00%
Duplicate statement fee
$2.50
Transaction verification fee
$30.00
Additional card fee
$0.00

Other financial bits

Minimum repayment amount
$20.00
Minimum repayment percent
2.0

Features

Additional cardholders
yes
Other restrictions
none
Other benefits
none

Rates

Purchase rate
10.99%
Intro purchase rate
none
Balance transfer rate
4.99% for 9 months
Balance transfer revert to cash
no
Cash advance rate
19.99%
Interest free days
55

Fees

Annual card fee
$49.00
Introductory fee
none
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$25.00
Cash advance fee
$4.50
Foreign exchange margin
2.00%
Duplicate statement fee
$2.50
Transaction verification fee
$30.00
Additional card fee
$0.00

Other financial bits

Minimum repayment amount
$20.00
Minimum repayment percent
2.0

Features

Additional cardholders
yes
Other restrictions
none
Other benefits
none

About ADCU

The Australian Defence Credit Union (ADCU) offers financial products to members of the Australian Defence Force, civilian employees, defence contractors and their families. As well as offering services to people associated with the defence force, ADCU welcomes other individuals into the credit union. ADCU offers a comprehensive range of saving and investment accounts, loans, insurance and financial advice especially designed for ADCU members.

How are ADCU credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
ADCU credit card 6.8 Based on 6
ADCU credit card reviews
7.0 7.0 6.5 6.7 6.5

Read ADCU credit card reviews by the Mozo community

Latest reviews of ADCU Low Rate Card

  • Low rate

    1. Overall customer rating
    2. (Reviewed 4 months ago)

    Best low rate ever.  Full review 

    Best low rate ever.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    ADCU credit card review by Rodney from Australian Capital Territory

    Was this review helpful? Yes flag

  • Poor customer service and not very convenient

    1. Overall customer rating
    2. (Reviewed over 1 year ago)

    I found that ADCU has poor customer service and higher fees than other competitive credit unions.  Full review 

    I found that ADCU has poor customer service and higher fees than other competitive credit unions.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    ADCU Australian Defence Credit Union Low Rate Card credit card review by Ebony from New South Wales

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  • Just great

    1. Overall customer rating
    2. (Reviewed over 1 year ago)

    I have had my card with ADCU for about 5 years now and I have to say it is the best. I have looked around and cannot find anything else that comes close.  Full review 

    I have had my card with ADCU for about 5 years now and I have to say it is the best. I have looked around and cannot find anything else that comes close.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    ADCU Australian Defence Credit Union Low Rate Card credit card review by Brandon-lee from Victoria

    Was this review helpful? Yes flag

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