Here’s a quick snapshot of all the different kinds of credit cards that ANZ has to offer:
Low rate credit cards are a smart way to manage your purchases if you don’t always remember to pay off the total balance. For low standard interest rates on everyday purchases, look at ANZ low rate cards.
Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
---|---|---|---|---|
13.74% p.a. |
0% p.a. for 28 months and then 21.99% p.a. (3.00% balance transfer fee) |
$58 $0 in the first year |
55 |
|
13.74% p.a. |
No current offer |
$58 |
55 |
If you’re after a low fee credit card with ANZ, you can choose from cards that that come with a low ongoing annual fee, or one that has $0 annual fee in the first year, as well as Overseas Travel and Medical Insurance.
Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
---|---|---|---|---|
20.99% p.a. |
No current offer |
$30 $0 in the first year |
55 |
|
13.74% p.a. |
0% p.a. for 28 months and then 21.99% p.a. (3.00% balance transfer fee) |
$58 $0 in the first year |
55 |
|
13.74% p.a. |
No current offer |
$58 |
55 |
With an ANZ rewards card, you can earn flexible Reward Points on everyday purchases and then redeem these points for a number of things such as gift cards, shopping vouchers, hotel bookings or flights, through the ANZ Rewards Program.
Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
---|---|---|---|---|
1 point per dollar on Visa, up to $7,500 per month, then |
20.99% p.a. |
No current offer |
$425 |
|
0.75 points per dollar on Visa, up to $3,000 per month, then |
20.99% p.a. |
No current offer |
$295 |
|
2 points per dollar on Visa, up to $5,000 per month, then |
20.99% p.a. |
No current offer |
$375 |
|
1.5 points per dollar on Visa, up to $2,000 per month, then |
20.99% p.a. |
No current offer |
$149 |
Looking for a premium card that comes with perks like complimentary travel insurance, extended warranty cover, purchase security guarantee and personal concierge? Then you should check out the ANZ Platinum cards for some top notch rewards and features.
Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
---|---|---|---|---|
1 point per dollar on Visa, up to $7,500 per month, then |
20.99% p.a. |
No current offer |
$425 |
|
0.75 points per dollar on Visa, up to $3,000 per month, then |
20.99% p.a. |
No current offer |
$295 |
|
|
20.99% p.a. |
No current offer |
$87 $0 when you spend over $20,000 p.a |
|
2 points per dollar on Visa, up to $5,000 per month, then |
20.99% p.a. |
No current offer |
$375 |
|
1.5 points per dollar on Visa, up to $2,000 per month, then |
20.99% p.a. |
No current offer |
$149 |
These are perfect for jetsetters trying to rack up those frequent flyer points with everyday purchases. ANZ offers multiple frequent flyer cards, all of which will help you get closer to that Qantas rewards goal with every eligible purchase.
Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
---|---|---|---|---|
1 point per dollar on Visa, up to $7,500 per month, then |
20.99% p.a. |
No current offer |
$425 |
|
0.75 points per dollar on Visa, up to $3,000 per month, then |
20.99% p.a. |
No current offer |
$295 |
Mozo users have rated ANZ credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
6317 Reviews
Been using ANZ with my credit card for close to 20 years. Never had any problems and always best service.
Read full reviewBeen using ANZ with my credit card for close to 20 years. Never had any problems and always best service.
I've been with them for so long that i think it's more not wanting to set up new accounts with different banks. There fees are pretty high.
Read full reviewI've been with them for so long that i think it's more not wanting to set up new accounts with different banks. There fees are pretty high.
Interest rate on credit card is a bit high, interest paid on savings is a bit low. it is difficult to talk to a human about products or changes. Increasing limit on credit card was a bit of a chore and took over a week. The last time we saw someone in branch, in Wodonga Vic, to enquire about opening another account they were extremely helpful and explained the benefits very well.
Read full reviewInterest rate on credit card is a bit high, interest paid on savings is a bit low. it is difficult to talk to a human about products or changes. Increasing limit on credit card was a bit of a chore and took over a week. The last time we saw someone in branch, in Wodonga Vic, to enquire about opening another account they were extremely helpful and explained the benefits very well.
I like my Credit Card as its attached to my Qantas Frequent Flyer account. It gives me bonus points each month that I can use for flights. I also find the ANZ app on my phone easy to manage my Credit Card and other accounts.
Read full reviewI like my Credit Card as its attached to my Qantas Frequent Flyer account. It gives me bonus points each month that I can use for flights. I also find the ANZ app on my phone easy to manage my Credit Card and other accounts.
I don’t recommend them for credit cards, I struggled with being financially abused as well as all other abuse imaginable by my ex husband, and finally got free of him and really suffered trying to afford my credit card bill that my ex had run up, unfortunately the credit card was in my name and I rang the bank to enquire about recieving a cut in my repayments per month as I was desperately struggling to survive and make the repayments each month. They were very uncaring and told me they could do nothing to help me. To this day I’m still struggling with the debt.
Read full reviewI don’t recommend them for credit cards, I struggled with being financially abused as well as all other abuse imaginable by my ex husband, and finally got free of him and really suffered trying to afford my credit card bill that my ex had run up, unfortunately the credit card was in my name and I rang the bank to enquire about recieving a cut in my repayments per month as I was desperately struggling to survive and make the repayments each month. They were very uncaring and told me they could do nothing to help me. To this day I’m still struggling with the debt.
After you have compared the different ANZ credit cards and decided the one that’s best for you, you can hit the ‘Go to site’ button on Mozo to reach ANZ’s website directly. Once you get to the website, you’ll see that the application process is actually quite simple and only takes a few minutes. Just fill an online form giving all your contact details and any identity proofs such as a driver’s licence, passport or birth certificate.
Here’s a quick list of eligibility criteria that you’d need to fulfil to apply for an ANZ credit card: