Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. In fact, the Platinum card's complimentary benefits impressed our judges so much that they named it a 2023 Mozo Experts Choice Award winner in the best Premium Card Benefits category. You can also now get $300 back on your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months (T&Cs apply).
With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each statement period. This card comes with a 20.99% p.a. purchase rate.
After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!
The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive international and domestic travel insurance, purchase protection insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events, exclusive merchandise packages and home entertainment products.
This one's a great credit card for travellers or entertainment seekers who want access to travel and special entertainment events. But to keep this card in your wallet, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.
20.99% p.a. |
|
none |
|
No current offer |
|
yes |
|
21.99% p.a. |
|
55 |
$87.00 |
|
none |
|
$20,000.00 |
|
$0.00 |
|
$20.00 |
|
3.0%, Min $4.00 |
|
3.00% |
|
$0.00 |
|
$0.00 |
|
$0.00 |
$25.00 |
|
2.0 |
|
9 |
|
none |
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Concierge,
Extended,
Warranty,
Purchase,
Protection,
International,
Travel,
Insurance,
Domestic,
Travel,
Insurance
As an ardent user of the ANZ Platinum Credit Card, I feel compelled to share my experiences and paint a comprehensive picture of our financial dance together. My first notable interaction with this card occurred at a bustling electronics outlet, where a cutting-edge 4K TV caught my eye. The significant price tag would usually be a deterrent, but with the backing of my ANZ Platinum, I confidently completed the purchase. The subsequent bill was crystal clear and allowed for easy, manageable payments - mirroring the transparent and sharp resolution of my newly acquired TV. Fast forward to my second memorable experience; an overseas trip to the picturesque landscapes of Bali. The ANZ Platinum Credit Card proved to be an exceptional travel companion, aiding me with seamless transactions, thanks to the no foreign transaction fee feature. The relief of avoiding unexpected fees truly added to the tranquility of my beachside retreat. Thirdly, during an unplanned car breakdown, the ANZ Platinum showed its true colors. Faced with a hefty mechanic's bill, the card's extended warranty coverage significantly reduced my financial stress, reaffirming its reliability in unpredictable situations. However, like all good things, there are areas for improvement. The interest rates can be a bit of a stumbling block, somewhat akin to that friend who's just a tad too assertive. Additionally, the arrival of the annual fee after the first year felt like an unforeseen speed bump on an otherwise smooth journey. Considering my overall experience, I award the ANZ Platinum Credit Card a solid 8 out of 10. It's a steadfast tool that offers convenience and security, albeit with a few potential pitfalls to navigate. I wholeheartedly recommend it to those who seek a reliable partner for their financial journeys. But remember, just like any meaningful relationship, it requires responsible management and a degree of caution. In sum, the ANZ Platinum Credit Card may not be the flawless champion of all cards, but it has undoubtedly earned a valuable and permanent place in my wallet. Here's to future successful and secure transactions!
Read full reviewAs an ardent user of the ANZ Platinum Credit Card, I feel compelled to share my experiences and paint a comprehensive picture of our financial dance together. My first notable interaction with this card occurred at a bustling electronics outlet, where a cutting-edge 4K TV caught my eye. The significant price tag would usually be a deterrent, but with the backing of my ANZ Platinum, I confidently completed the purchase. The subsequent bill was crystal clear and allowed for easy, manageable payments - mirroring the transparent and sharp resolution of my newly acquired TV. Fast forward to my second memorable experience; an overseas trip to the picturesque landscapes of Bali. The ANZ Platinum Credit Card proved to be an exceptional travel companion, aiding me with seamless transactions, thanks to the no foreign transaction fee feature. The relief of avoiding unexpected fees truly added to the tranquility of my beachside retreat. Thirdly, during an unplanned car breakdown, the ANZ Platinum showed its true colors. Faced with a hefty mechanic's bill, the card's extended warranty coverage significantly reduced my financial stress, reaffirming its reliability in unpredictable situations. However, like all good things, there are areas for improvement. The interest rates can be a bit of a stumbling block, somewhat akin to that friend who's just a tad too assertive. Additionally, the arrival of the annual fee after the first year felt like an unforeseen speed bump on an otherwise smooth journey. Considering my overall experience, I award the ANZ Platinum Credit Card a solid 8 out of 10. It's a steadfast tool that offers convenience and security, albeit with a few potential pitfalls to navigate. I wholeheartedly recommend it to those who seek a reliable partner for their financial journeys. But remember, just like any meaningful relationship, it requires responsible management and a degree of caution. In sum, the ANZ Platinum Credit Card may not be the flawless champion of all cards, but it has undoubtedly earned a valuable and permanent place in my wallet. Here's to future successful and secure transactions!
Typical bank, cold and uncaring.
Read full reviewTypical bank, cold and uncaring.
ANZ has been my bank for many years. The staff are great, friendly, helpfull and precise. The only fault I have is when my ex went bankrupt for not paying our mortgage I was not contacted to see if I wanted to do something about the situation, I was in hospital at the time and all our mail was going to my ex's business so I was unaware of any financial problems.
Read full reviewANZ has been my bank for many years. The staff are great, friendly, helpfull and precise. The only fault I have is when my ex went bankrupt for not paying our mortgage I was not contacted to see if I wanted to do something about the situation, I was in hospital at the time and all our mail was going to my ex's business so I was unaware of any financial problems.
If there is a problem they may advise you but they never follow up. Should I want an increase in my credit they tell me no and suggest I already have too much - even if I have never missed an interest payment.
Read full reviewIf there is a problem they may advise you but they never follow up. Should I want an increase in my credit they tell me no and suggest I already have too much - even if I have never missed an interest payment.
Great interest rates, easy app to follow spending, easy to get in contact with when needed.
Read full reviewGreat interest rates, easy app to follow spending, easy to get in contact with when needed.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 24 months and then 20.99% p.a.
$149 $0 in the first year