The Bankwest Zero Platinum Mastercard won three awards in the 2023 Mozo Experts Choice Travel Money Award, winning an award in the Travel Credit Card category, the Platinum Travel Credit Card category and the Low Rate Travel Credit Card category. This card also won three awards in the 2023 Mozo Experts Choice Credit Card Awards for best Low Rate Premium Credit Card, best No Annual Fee Premium Credit Card and best Balance Transfer Platinum Credit Card.
So what makes it a top credit card for your wallet, and our judges love it so much? Well no annual fee, up to 55 interest free days and no foreign exchange margin on international purchases helps. Plus for no extra cost you'll get top premium benefits like complimentary overseas travel insurance, interstate flight inconvenience insurance and price guarantee insurance.
The Bankwest Zero Platinum Credit Card has a standard purchase rate of 14.99% p.a. but comes with up to 55 interest free days. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign transaction fee.
If you have debt on another card you want to transfer over, for a limited time there is an offer for new Zero Mastercard customers which includes no annual fee, no foreign transaction fees and 0% p.a. on balance transfers for 28 months (with an one-off 3% balance transfer fee, other fees and T&Cs also apply). After this introductory period, any remaining balance will revert to the standard balance transfer rate 14.99% p.a..
The platinum perks of the Zero Platinum card include complimentary overseas travel insurance for you and the family. You'll be covered for the basics, but there are some policy limits and exclusions so be sure to check out the policy details before travelling.
The card also has extended warranty, purchase security and price guarantee insurance, which means that if you find a cheaper printed purchase price within 21 days you can claim the difference (minimum of $75).
Bankwest is also allowing customers to pay off purchases with their easy instalment purchase plan.
This is a great card for fee haters and for shoppers that will get the most out of the free insurance coverage offered with the card.
Be sure to automate your payments or set up "Easy Alerts" notifications in your Bankwest app, or you could be up for a $25 late payment fee.
14.99% p.a. |
|
none |
|
0% p.a. for 28 months and then 14.99% p.a. (3.00% balance transfer fee) |
|
no |
|
21.99% p.a. |
|
55 |
$0.00 |
|
none |
|
none |
|
none |
|
$25.00 |
|
3%, Min $4 |
|
0% |
|
$1.25 |
|
$0.00 |
|
$0.00 |
$20.00 |
|
2.0 |
|
3 |
|
none |
Apple Pay, Google Wallet
Extended Warranty,
Purchase Protection,
Overseas Travel Insurance
Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.
I use my Zero Platinum Mastercard for almost all purchases. The app allows me to track my spending, and how much I need to pay to avoid interest fees. So easy.
Read full reviewI use my Zero Platinum Mastercard for almost all purchases. The app allows me to track my spending, and how much I need to pay to avoid interest fees. So easy.
No international transaction fees makes this the perfect card for travel and online shopping.
Read full reviewNo international transaction fees makes this the perfect card for travel and online shopping.
Difficult to deal with when I lost my credit card.
Read full reviewDifficult to deal with when I lost my credit card.
Love this product. Easy to use card, internet banking is user friendly and regular 0% balance transfer offers.
Read full reviewLove this product. Easy to use card, internet banking is user friendly and regular 0% balance transfer offers.
I got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.
Read full reviewI got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing