If you like the idea of free flights or cashback just for shopping, then look no further than the Bendigo Bank Platinum Rewards Credit Card. This card allows you to earn 1.5 Bendigo Bank Rewards points for every dollar spent as well as various other perks.
The card comes with a 19.99%% p.a. purchase interest rate, 55 interest free days and a low $89 annual fee.
The Bendigo Bank Premium Rewards Credit Card comes with a purchase interest rate of 19.99% p.a. but the credit card is worth it for the perks, including gift cards to complimentary travel insurance. The card also comes with up to 55 interest-free days and a reasonably low $89 annual fee.
When it comes to points, you’ll earn 1.5 points per dollar spent on Mastercard on eligible transactions. You can cash in points for rewards like flights, gift cards, retail products or even cashback.
And since the Bendigo Bank Platinum Rewards Credit Card is a premium rewards card, there are some handy perks as well. Things like complimentary travel insurance, extended warranty, purchase protection, a concierge service and commission-free travel cheques are all up for grabs with this plastic.
However, if you’re keen to do some online shopping or take this card across borders, you’ll need to remember the 3.00% foreign exchange margin. It’s also best to keep this card away from ATMs, thanks to the high 21.99% cash advance rate.
The Bendigo Bank Platinum Rewards Credit Card is a great option for Aussie shoppers who love to take advantage of retail rewards or frequent travellers looking to cash in on travel perks.
The Bendigo Bank Platinum Rewards Credit Card does come with a 3.00% foreign exchange margin. And while this is a standard rate for many cards, if you plan on spending big on your next getaway, you could be better of with a travel money option that doesn’t come with a foreign exchange margin.
And if you occasionally miss a repayment, it might be a good idea to set up a direct debit to avoid the $15 late payment fee.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
555,600 points
47,782 points
37,040 points
-
1.5 points per dollar on Mastercard, uncapped
Bendigo Rewards. Redeem your points for travel, gift cards, shopping gift cards, cashback and retail products.
Spend $24,693 (Mastercard)
Spend $36,052 (Mastercard)
Spend $395,093 (Mastercard)
Uncapped
36 months
19.99% p.a. |
|
none |
|
No current offer |
|
yes |
|
21.99% p.a. |
|
55 |
$89.00 |
|
none |
|
none |
|
none |
|
$15.00 |
|
Greater of $3.00 or 3% of the transaction amount. |
|
3.00% |
|
$5.00 |
|
$10.00 |
|
$0.00 |
$10.00 |
|
3.0 |
|
yes |
|
$5 fee for overseas ATM withdrawals |
Apple Pay, Google Wallet, Samsung Pay, Fitbit Pay, Garmin Pay
Concierge,
Travel Insurance,
Commission-free Travellers Cheques,
Extended Warranty,
Purchase Protection
Willing to meet competitive rates where possible.
Read full reviewWilling to meet competitive rates where possible.
Great bank but could be more competitive.
Read full reviewGreat bank but could be more competitive.
Good points per sale, useful rewards, generous repayment period.
Read full reviewGood points per sale, useful rewards, generous repayment period.
There is always a reason why a problem cannot be resolved immediately.
Read full reviewThere is always a reason why a problem cannot be resolved immediately.
Higher rate of reward points from others, quick refund if card used fraudulently by stolen details.
Read full reviewHigher rate of reward points from others, quick refund if card used fraudulently by stolen details.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing