mecu Low Rate

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mecu

mecu is one of Australia’s largest credit unions, with a reputation for offering a very different kind of banking. mecu’s sustainable banking philosophy means that it strives to offer not just low cost banking, but socially and environmentally responsible borrowing to boot. If you like mecu’s style, check out its range home loans, credit cards, personal loans, savings accounts and more.

              
  mecu
   
 

Customer ratingsclick to open

    mecu Low Rate
Overall Customer Rating 7.9BASED ON
9 REVIEWS
Price Rating 7.2
Features Rating 3.8
Service Rating 8.0
Convenience Rating 5.9
Trust Rating 8.2
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Ratesclick to open

    mecu Low Rate
Purchase Rate 9.99%
Intro Purchase Rate  
Intro Rate Term  
Balance Transfer Rate  
Balance Transfer Term  
Balance Transfer Revert To Cash  
Cash Advance Rate 8.89%
Interest Free Days 0
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*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.

Feesclick to open

    mecu Low Rate
Annual Fee $59.00
Intro Annual Fee Waiver  
Annual Fee Spend Threshold  
Reward Program Fee  
Late Payment Fee $15.00
Overlimit Fee $20.00
Cash Advance Fee $3.50
Foreign Exchange Margin 2.00%
Duplicate Statement Fee $3.00
Transaction Verification Fee $26.00
Additional Card Fee  
Establishment Fee  
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Other financial bitsclick to open

    mecu Low Rate
Minimum Repayment Amount $20.00
Minimum Repayment Percent 2.5
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Featuresclick to open

    mecu Low Rate
Additional Cardholders none
Travel Insurance no
Purchase Insurance no
Extended Warranty no
Other Restrictions none
Other Benefits none
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Rewardsclick to open

    mecu Low Rate
Program Name  
Rewards Type  
Points Per Dollar  
Points Lifetime  
Bonus Points Available no
Bonus Points Lifetime  
Conversion To Frequent Flyers no
Points To Frequent Flyer Ratio  
Domestic Airline Partners  
International Airline Partners  
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Most recent reviews of mecu credit cards

 

  • Overall Rating

    2
  • Pricing

    2
  • Product Features

    1
  • Customer Service

    2
  • Convenience

    2
  • Trust

    3

r cash withdrawaYou are not charged a greater interest rate fols interest rates suit those that dont pay off in time – Sue from Victoria, a mecu credit card customer.   Reviewed 2 months ago

 

  • Overall Rating

    6
  • Pricing

    5
  • Product Features

    1
  • Customer Service

    6
  • Convenience

    -
  • Trust

    7

I can transfer money on and off the credit card with no extra fees but I do not receive any reward points etc. – Sarah from Victoria, a mecu credit card customer.   Reviewed 3 months ago

 

  • Overall Rating

    9
  • Pricing

    9
  • Product Features

    3
  • Customer Service

    8
  • Convenience

    9
  • Trust

    9

My mecu credit card has one of the cheapest interest rate cards around. It is a straight, no frills card with no fees at all and no bonuses. – Geoffrey from Queensland, a mecu credit card customer.   Reviewed 5 months ago

 

  • Overall Rating

    9
  • Pricing

    7
  • Product Features

    5
  • Customer Service

    10
  • Convenience

    8
  • Trust

    10

MECU is a good card but I dislike the fact that there are no interest free days – dawn from Victoria, a mecu credit card customer.   Reviewed 5 months ago

 

  • Overall Rating

    9
  • Pricing

    10
  • Product Features

    5
  • Customer Service

    9
  • Convenience

    6
  • Trust

    8

I use mecu for their credit card product as it was the best available (lowest overal cost) if you pay off your credit card balance each month. – Kwaka from Queensland, a MECU credit card customer.   Reviewed about 1 year ago

See all mecu credit card reviews

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