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mecu VISA Credit Card

  • interest rate

    13.49 %

  • annual fees

    $0

  • interest free days

    55

  • rewards program

    no

mecu's overall rating for credit cards is

7.8

(as rated by the Mozo community)

Rates

Purchase rate
13.49%
Intro purchase rate
none
Intro rate term
none
Balance transfer rate
none
Balance transfer term
none
Balance transfer revert to cash
none
Cash advance rate
13.49%
Interest free days
55

Other financial bits

Minimum repayment amount
$20.00
Minimum repayment percent
2.5

Fees

Annual fees
$0
Intro annual fee waiver
none
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$15.00
Overlimit fee
$20.00
Cash advance fee
$3.50
Foreign exchange margin
2.00%
Duplicate statement fee
$3.00
Transaction verification fee
$26.00
Additional card fee
none
Establishment fee
none

Features

Additional cardholders
none
Other restrictions
none
Other benefits
none

This is how the Mozo community has rated mecu for credit cards.

Product Type Overall Price Features Service Convenience Trust
Overall 6.4 5.6 5.3 6.1 6.7 6.4
mecu credit cards 7.8 10 REVIEWS 7.3 3.6 8.0 6.1 8.3

mecu

mecu is one of Australia’s largest credit unions, with a reputation for offering a very different kind of banking. mecu’s sustainable banking philosophy means that it strives to offer not just low cost banking, but socially and environmentally responsible borrowing to boot. If you like mecu’s style, check out its range home loans, credit cards, personal loans, savings accounts and more.

Some recent reviews of mecu credit cards

Jules from Queensland, a mecu credit card customer. 7Overall Rating
  Pros: No recurring fees. Reasonable interest rates. Improved access to fee-free ATMs recently. Intuitive and fast internet banking. Friendly and consistent customer service, especially at branches. Competitive range of products. I have been a loyal customer of MECU for 10 years and have been so impressed with the available products and service that nearly all my fiduciary needs are met by this credit union at significantly less cost overall compared to nearly all other banks. Cons: No card rewards programs. Branch access can be problematic and difficult to locate sometimes, especially when making initial face-to-face contact, due to their location on large university campuses and [sometimes] limited office hours. Worth the effort, however. Reviewed 27 days ago  
  • 8Pricing
  • 2Product Features
  • 8Customer Service
  • 8Convenience
  • 9Trust
Sue from Victoria, a mecu credit card customer. 2Overall Rating
  r cash withdrawaYou are not charged a greater interest rate fols interest rates suit those that dont pay off in time Reviewed 8 months ago  
  • 2Pricing
  • 1Product Features
  • 2Customer Service
  • 2Convenience
  • 3Trust
Sarah from Victoria, a mecu credit card customer. 6Overall Rating
  I can transfer money on and off the credit card with no extra fees but I do not receive any reward points etc. Reviewed 8 months ago  
  • 5Pricing
  • 1Product Features
  • 6Customer Service
  • -Convenience
  • 7Trust
Geoffrey from Queensland, a mecu credit card customer. 9Overall Rating
  My mecu credit card has one of the cheapest interest rate cards around. It is a straight, no frills card with no fees at all and no bonuses. Reviewed 11 months ago  
  • 9Pricing
  • 3Product Features
  • 8Customer Service
  • 9Convenience
  • 9Trust
Dawn from Victoria, a mecu credit card customer. 9Overall Rating
  MECU is a good card but I dislike the fact that there are no interest free days Reviewed 11 months ago  
  • 7Pricing
  • 5Product Features
  • 10Customer Service
  • 8Convenience
  • 10Trust

See all reviews of mecu credit cards

 

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