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mecumecu is one of Australia’s largest credit unions, with a reputation for offering a very different kind of banking. mecu’s sustainable banking philosophy means that it strives to offer not just low cost banking, but socially and environmentally responsible borrowing to boot. If you like mecu’s style, check out its range home loans, credit cards, personal loans, savings accounts and more. |
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|---|---|---|
| mecu VISA Credit Card | ||
| Overall Customer Rating | 7.9BASED ON 9 REVIEWS |
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| Price Rating | 7.2 | |
| Features Rating | 3.8 | |
| Service Rating | 8.0 | |
| Convenience Rating | 5.9 | |
| Trust Rating | 8.2 | |
| What next? |
| mecu VISA Credit Card | ||
| Purchase Rate | 12.99% | |
| Intro Purchase Rate | ||
| Intro Rate Term | ||
| Balance Transfer Rate | ||
| Balance Transfer Term | ||
| Balance Transfer Revert To Cash | ||
| Cash Advance Rate | 11.89% | |
| Interest Free Days | 55 | |
| What next? |
*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.
| mecu VISA Credit Card | ||
| Annual Fee | $0.00 | |
| Intro Annual Fee Waiver | ||
| Annual Fee Spend Threshold | ||
| Reward Program Fee | ||
| Late Payment Fee | $15.00 | |
| Overlimit Fee | $20.00 | |
| Cash Advance Fee | $3.50 | |
| Foreign Exchange Margin | 2.00% | |
| Duplicate Statement Fee | $3.00 | |
| Transaction Verification Fee | $26.00 | |
| Additional Card Fee | ||
| Establishment Fee | ||
| What next? |
| mecu VISA Credit Card | ||
| Minimum Repayment Amount | $20.00 | |
| Minimum Repayment Percent | 2.5 | |
| What next? |
| mecu VISA Credit Card | ||
| Additional Cardholders | none | |
| Travel Insurance | no | |
| Purchase Insurance | no | |
| Extended Warranty | no | |
| Other Restrictions | none | |
| Other Benefits | none | |
| What next? |
| mecu VISA Credit Card | ||
| Program Name | ||
| Rewards Type | ||
| Points Per Dollar | ||
| Points Lifetime | ||
| Bonus Points Available | no | |
| Bonus Points Lifetime | ||
| Conversion To Frequent Flyers | no | |
| Points To Frequent Flyer Ratio | ||
| Domestic Airline Partners | ||
| International Airline Partners | ||
| What next? |
Overall Rating
2Pricing
2Product Features
1Customer Service
2Convenience
2Trust
3r cash withdrawaYou are not charged a greater interest rate fols interest rates suit those that dont pay off in time – Sue from Victoria, a mecu credit card customer. Reviewed 2 months ago
Overall Rating
6Pricing
5Product Features
1Customer Service
6Convenience
-Trust
7I can transfer money on and off the credit card with no extra fees but I do not receive any reward points etc. – Sarah from Victoria, a mecu credit card customer. Reviewed 3 months ago
Overall Rating
9Pricing
9Product Features
3Customer Service
8Convenience
9Trust
9My mecu credit card has one of the cheapest interest rate cards around. It is a straight, no frills card with no fees at all and no bonuses. – Geoffrey from Queensland, a mecu credit card customer. Reviewed 5 months ago
Overall Rating
9Pricing
7Product Features
5Customer Service
10Convenience
8Trust
10MECU is a good card but I dislike the fact that there are no interest free days – dawn from Victoria, a mecu credit card customer. Reviewed 5 months ago
Overall Rating
9Pricing
10Product Features
5Customer Service
9Convenience
6Trust
8I use mecu for their credit card product as it was the best available (lowest overal cost) if you pay off your credit card balance each month. – Kwaka from Queensland, a MECU credit card customer. Reviewed about 1 year ago
See all mecu credit card reviews
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