4.99% for 6 months
$30 $0 in the first 1 year
NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has no annual fee for the first year but $30 every year after and a 4.99% balance transfer rate for the first 6 months.
Low Fee Card customers can choose either a MasterCard or Visa card. Both choices enable contactless purchasing, emergency travel assistance, and secure online shopping. Visa customers also have access to the exclusive Visa Entertainment program, while MasterCard customers can reap the rewards of the MasterCard Privileges or Priceless Sydney offers.
A super-low annual fee of $30 is a big plus ($0 in the first year), and if you pay off your balance within the 44 interest free days, you'll escape the 19.74% purchase rate. But steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.
If you have existing debt on another card, the NAB Low Fee Card offers a 4.99% interest rate for 6 months. And unlike a lot of other cards, after the balance transfer period is up, the rate reverts to the purchase rate, as opposed to the high cash advance rate.
Who it's good for:
The NAB Low Fee Gold Card is perfect for anyone who usually pays off their full balance each month, and is looking for a simple, easy and fuss-free card.
Getting a duplicate statement will cost you $7 - don't make it a regular thing!
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Based on 585
NAB credit card reviews
Read NAB credit card reviews by the Mozo community
Competitive, good customer service
Never a problem with NAB, visa bonus point earned with flybuys as well a bonus. Full review
Never a problem with NAB, visa bonus point earned with flybuys as well a bonus.
Interest rate low, easy to use on the go
Interest rates are competitive with no ongoing fees. Full review
Interest rates are competitive with no ongoing fees.
Great feature for people starting out!
I am incredibly sceptical when it comes to credit cards, before I was issued a low fee card I had never owned one before. Times are tough and I found myself strapped occasionally. So after seeing that my bank was offering a credit card with low fe... Full review
I am incredibly sceptical when it comes to credit cards, before I was issued a low fee card I had never owned one before. Times are tough and I found myself strapped occasionally. So after seeing that my bank was offering a credit card with low fees and nothing to pay for 12 months I thought why not? After talking at length with someone about it I was able to set my limit at the very small price of $500, this gives me boundaries which is great motivation for paying it back and knowing what I can afford. Also knowing what date I have to pay the card back on is good to. Another awesome thing about it is that it builds your credit rating so in the far future when I want to buy a house or something- I have a good credit record so long as I keep paying it back! Well done NAB!
Friendly, fast customer service
Easy access to ATMs and Banks in most suburbs. However I have noted that there is neither a branch nor an ATM at Marketown, Leichhardt - disappointing. Full review
Easy access to ATMs and Banks in most suburbs. However I have noted that there is neither a branch nor an ATM at Marketown, Leichhardt - disappointing.
Easy to deal with
There are no rewards with having a low rate interest credit card. Love the low interest rate though. Full review
There are no rewards with having a low rate interest credit card. Love the low interest rate though.
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
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