wide bay Rewards Mastercard

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credit cards

Purchase rate
19.74%
Balance transfer rate
1.90% for 6 months and then 20.49%
Annual card fee
$90.00
Interest free days
55

Purchase rate
19.74%
Balance transfer rate
1.90% for 6 months and then 20.49%
Annual card fee
$118.00
Interest free days
55

Product info
Customer reviews

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Rewards scheme

Redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
You can get flights via Velocity, Krisflyer, Virgin Australia Vouchers or TakeFlight.
Bonus points available at selected merchants.

Privileges

Travel Accident Insurance
Purchase Protection

Value of rewards points

Example reward
You'd need to spend

$100 gift card
$17,200

$100 cash back
$20,000

Flight: Sydney-Melbourne
$14,700

Flight: Sydney-London
$187,500

Points are capped?
at $60,000 pa

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 1 points per dollar on MasterCard, up to 60000 points per year
$100 gift card 17200 points buys a Myer $100 Gift Card
$100 cash back 20000 points buys a $100 credit
Flight: Sydney-Melbourne 1 points buys 0.66666667 Velocity Points; 9800 Velocity Points buys a Virgin Australia Syd-Mel flight
Flight: Sydney-London 1 points buys 0.66666667 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight

(how did we do it? find out...)

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Bonus points available at selected merchants.

Privileges

Travel Accident Insurance
Purchase Protection

Value of rewards points

Example reward
You'd need to spend

Flight: Sydney-Melbourne
$12,850

Flight: Sydney-London
$128,000

$100 gift card
$13,500

Points are capped?
at $60,000 pa

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 1.0 points per dollar on MasterCard, up to 60000 points per year
Flight: Sydney-Melbourne 12850 points buys a Qantas Syd-Mel flight
Flight: Sydney-London 128000 points buys a Qantas London flight
$100 gift card 13500 points buys a Myer $100 Gift Card

(how did we do it? find out...)

Rates

Purchase rate: 19.74%
Intro purchase rate: none
Balance transfer rate: 1.90% for 6 months and then 20.49%
Balance transfer term: 6 Months
Balance transfer revert to cash: yes
Cash advance rate: 20.49%
Interest free days: 55

Other financial bits

Minimum repayment amount: $
Minimum repayment percent: 3.0

Fees

Annual card fee: $90.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $0.00
Late payment fee: $10.00
Overlimit fee: $40.00
Cash advance fee: $2.70%, min $2.70, $5 outside Australia
Foreign exchange margin: 3.40%
Duplicate statement fee: $8.00
Transaction verification fee: $8.00
Additional card fee: $15.00
Establishment fee: $

Features

Additional cardholders: 4
Other restrictions: Dishonour Fee $25 for any cheque or Easi-pay authority which is not honoured in full.
Other benefits: none

Rates

Purchase rate: 19.74%
Intro purchase rate: none
Balance transfer rate: 1.90% for 6 months and then 20.49%
Balance transfer term: 6 Months
Balance transfer revert to cash: yes
Cash advance rate: 20.49%
Interest free days: 55

Other financial bits

Minimum repayment amount: $
Minimum repayment percent: 3.0

Fees

Annual card fee: $118.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $0.00
Late payment fee: $10.00
Overlimit fee: $40.00
Cash advance fee: $2.70%, min $2.70, $5 outside Australia
Foreign exchange margin: 3.40%
Duplicate statement fee: $8.00
Transaction verification fee: $8.00
Additional card fee: $15.00
Establishment fee: $

Features

Additional cardholders: 4
Other restrictions: Dishonour Fee $25 for any cheque or Easi-pay authority which is not honoured in full.
Other benefits: none

About wide bay

Wide Bay Australia operates around the south east cost of Australia, with offices in Sydney, Melbourne and Brisbane, and also has offices in regional Queensland and Adelaide. Wide Bay are community focused and try to help Australians own their own home. Wide Bay offers home loans, personal loans, savings accounts, investment opportunities, and other banking and financial services.