The Woolworths Everyday Platinum Card has a small $49 annual fee ($0 in the first year). If you're good at paying back your debt on time the Woolworths Everyday Platinum Card has a 55 day interest free period. Like all credit cards you don't want to fall behind on your payments or you'll be hit with a $35 late fee.
Earning rewards with The Woolworths Everyday Platinum Card is simple:
- You earn 3 points for every dollar spent on Woolworths branded 'Select' products.
- 2 points for every $1 spent in Woolworths and a number of other Woolworths owned outlets such as Dan Murphy's, Big W, Dick Smith, Thomas Dux and Woolworths liquor
- 1 point for every $1 spent elsewhere
Every 4 months the points are converted into a Woolworths Everyday Money Shopping Card and you'll need around 4000 points to receive $20. Working just like a gift card, the Shopping Card will help knock down your grocery bill but don't hold on to them for too long. The Woolworths Everyday Money Shopping Card will expire 3 months after it's issued.
Who it's good for:
Anyone looking to save on interest of their credit card but ultimately best for loyal 'Fresh Food' people.
The Woolworths Everyday Platinum Card is unashamedly biased. Points can only be redeemed at Woolworths and Woolworths partners. If these rewards don't work for you and you prefer flight rewards from your credit card maybe consider the Woolworths Money Qantas Platinum Credit Card.