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    Low fee credit cards

    • Everybody hates bank fees. And who doesn't love a low fee credit card? There are plenty of great deals going around, including no annual fee credit cards and other low fee and interest offers.

      Check out the latest low fee deals below, or find different low cost offers by searching the whole credit card market with our search tool .

    • Are there any downsides to a low fee credit card?

      Well, most low fee credit cards don't offer rewards programs (some do, but they're perhaps not the most rewarding programs around). Plus some low fee credit cards sting you with higher interest rates - so if you occasionally forget to pay your monthly balance, or have an ongoing credit debt, you're probably better off with a low rate credit card.

    • Are low fee credit cards better than low rate ones?

      Why not let Mozo's Credit Card Health Check crunch the numbers? If you have ongoing debt, it'll find the best deal from the whole market in seconds.

    • How do I compare low fee credit cards?

      If you're after still more deals than the latest low fee card offers listed below, try our search tool . You can rank the whole credit card market from lowest to highest annual fee in seconds.

    Popular low fee credit cards on MozoRates updated: 25 May 2012

      • Bankwest
        Zero
        • Limited Time Exclusive Offer - 0% p.a. intro purchase rate for 6 months
        • No annual fee plus 4.99% p.a. on balance transfers for 9 months
        • Up to 55 days interest free on purchases
      • annual fees

        $0

      • interest rate

        17.99%


        interest free days

        55

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      • American Express
        Qantas American Express Discovery Card
        • Enjoy a special introductory interest rate of 0% p.a. on purchases for the first six months
        • $0 annual card fee
        • Earn up to 7,500 bonus Qantas Frequent Flyer Points
      • annual fees

        $0

      • interest rate

        20.74%


        interest free days

        44

      • Go to site
      Click for more info
      • Bankwest
        Breeze
        • Limited Time Exclusive Offer - 0% p.a. intro purchase rate for 6 months
        • 4.99% p.a. for the first 9 months on non-Bankwest credit card balance transfers
        • Up to 55 days interest free
      • annual fees

        $49

      • interest rate

        10.99%


        interest free days

        55

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      • HSBC
        HSBC
        • 0% balance transfer for 8 months plus $0 annual fee for the life of the card
        • Up to 55 days interest free on purchases
        • Special privileges at over 19,000 retailers in more than 160 countries
      • annual fees

        $0

      • interest rate

        17.99%


        interest free days

        55

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      • ANZ
        First
        • 2.9% p.a. on balance transfers for the first 12 months
        • Low annual fee of $30
      • annual fees

        $30

      • interest rate

        19.39%


        interest free days

        44

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      Click for more info

    Get the card that's right for you

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    Credit card reviews

      • 28 Degrees 28 Degrees Mastercard *

        More 28 Degrees credit cards

        * Fees and charges are payable

        Show Rates

        28 Degrees credit card review

        Gread for OS travel without the transaction fees

          11. Overall customer rating
          12. (Reviewed 3 days ago)

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registrat...       Full review 

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registration. No cons so far. Highly recommended product.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        28 Degrees 28 Degrees Mastercard credit card review by Marta from Australian Capital Territory

        Was this review helpful?

        Yes

      • Commonwealth Bank Low Fee Credit Card *

        • 20.24%

          interest rate

        • $24.00

          annual fee

        Commonwealth Bank Platinum Awards Credit Card *

        More Commonwealth Bank credit cards

        * Fees and charges are payable

        Show Rates

        Commonwealth Bank credit card review

        Great customer service & better competetive rates

          11. Overall customer rating
          12. (Reviewed 3 days ago)

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued...       Full review 

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued customers where they want to be and with a great rate.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Low Fee Credit Card credit card review by Kelly from Victoria

        Was this review helpful?

        Yes

      • ANZ Frequent Flyer *

        ANZ First *

        More ANZ credit cards

        * Fees and charges are payable

        Show Rates

        ANZ credit card review

        Went out of their way to give comfortable service

          11. Overall customer rating
          12. (Reviewed 3 days ago)

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!       Full review 

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ANZ Frequent Flyer credit card review by Craig from Western Australia

        Was this review helpful?

        Yes

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 8.0

      Bendigo Bank credit cards

      Overall rating: 8.0 (51 reviews)*

      Last reviewed: 04 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bendigo Bank credit cards
    • 7.8

      28 Degrees credit cards

      Overall rating: 7.9 (71 reviews)*

      Last reviewed: 20 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      28 Degrees credit cards
    • 7.8

      Woolworths credit cards

      Overall rating: 7.8 (30 reviews)*

      Last reviewed: 08 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Woolworths credit cards
    • 7.3

      Bankwest credit cards

      Overall rating: 7.3 (132 reviews)*

      Last reviewed: 21 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bankwest credit cards
    • 7.2

      Bank of Queensland credit cards

      Overall rating: 7.2 (39 reviews)*

      Last reviewed: 24 January 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bank of Queensland credit cards

    American Express
    Qantas American Express Discovery Card

    No annual card fee

    Qantas American Express Discovery Card card from American Express
    • 1 Qantas Frequent Flyer point per $1 spent on all your everyday purchases
    • Earn up to 7,500 bonus Qantas Frequent Flyer points
    • $0 annual card fee
    Go to site

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