Guide to credit cards

Credit interest, balance transfers, card rewards - there's a world of financial pain you'll want to sidestep when signing up for a new (or better) credit card. The Mozo Guide is here to help you navigate the bank maze, with insights and wisdom on:

Credit card news

Stay up to date on the latest credit card revelations, interest rate gossip and balance transfer pap shots.

• Aussies wary of credit card debt, new figures show
• Credit card holders urged to be wary of identity fraudsters
• Credit card holders 'not receptive to paywalls'
• Aussies use credit cards online to snap up electronics, study shows

Credit card questions

Recently asked questions about credit card

• I spend about $2,000 on my credit card each month and mostly try to pay it off, but sometimes pay interest. Should I bother with rewards or switch to a low rate card?
• Can the financial instituion make interest off of fees?
• I've found myself in some credit card debt!! What's the best way to get out of it? Should I open up a new card???
• Consolidation - is it better to roll your credit cards into one to receive an interest free period or to bite the bullet, get rid of all credit cards, keep a debit card and roll your debt into a personal loan and try and pay it off as fast as you can?