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Everything you need to compare credit cards is right here on Mozo. We compare the market to help you find the best credit card deals in Australia.
We compare 169 credit cards from 58 banks
You could save over $2000 by switching credit cards**
We update credit card information on our site daily
0.00% for 4 months then 11.99%
0.00% for 6 months
$59
17.99%
0.00% for 6 months and then 21.99%
$0
0.00% for 5 months then 12.99%
5.99% for 5 months and then 21.24%
$78
0.00% for 6 months then 9.99%
0.00% for 6 months
$84$0 in the first year
13.99%
4.99% for 6 months
$59
20.74%
$349
19.49%
4.99% for 6 months
$30
20.99%
0.00% for 8 months
$129$64 in the first year
0.00% for 4 months then 11.99%
0.00% for 6 months
$99
0.00% for 5 months then 12.99%
5.99% for 5 months and then 21.24%
$120
20.74%
$0
20.74%
$195
** Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
The devil is in the detail...!
I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it ... Full review
I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it off without losing money on all the interest the banks charge you. The only pro I would say is that if you need the money desperately you can obtain a credit card loan pretty quickly and also when you cant make a payment you can make different payment plans or schedule when you will next pay an overdue payment.
Was this review helpful?
YesThey'll find new ways to charge you fees
They closed my linked bank account without notice when the balance zero'd from their automatic fees, so i couldn't even transfer in funds to pay the credit card anymore, then they charged me an overdue fee. Full review
They closed my linked bank account without notice when the balance zero'd from their automatic fees, so i couldn't even transfer in funds to pay the credit card anymore, then they charged me an overdue fee.
Was this review helpful?
YesVery happy with their attitude
We have been members and account holders for about 10 years and we found the bank to be very understanding and helpful when we were new in Queensland. This we believe a very important matter especially you are new to a place and we cannot easily f... Full review
We have been members and account holders for about 10 years and we found the bank to be very understanding and helpful when we were new in Queensland. This we believe a very important matter especially you are new to a place and we cannot easily forget it.
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YesWhether you're looking for low rate credit card, 0% balance transfer card deals, rewards points or more, Mozo can guide you through the credit card maze. Our database has all the latest interest rates and fees and covers hundreds of Australian credit cards, including Visa, MasterCard and American Express.
Our nifty comparison tools let you quickly filter and weigh up different cards according to the features you want, such as no annual fee or interest free days. Try our search tool and research credit cards Australia wide in seconds
If you have a credit card already you can also run it through our free credit card health check tool. It will tell you the best cards that will save you the most in interest and fees by switching.
Our credit card comparison tools let you filter and compare providers online according to the features you want and you can also read reviews from real customers around Australia to get the inside story on everything from hidden fees to customer service. Once you find the best credit card for you, our quick and convinient online credit card application makes getting your new card a breeze.
If you prefer to compare by card type you can find information here on Gold cards, Platinum cards, American Express and Mastercard credit cards.
Before you begin your research, it helps to work out what sort of credit card user you are. If you often pay interest on your card, a low rate card will be best help you keep your debt under control.
The best balance transfer credit cards can really help you to pay off your debt faster, but be sure to check the interest rate that applies once the balance transfer period expires before your application.
If you always pay off your credit card each month and only use it for the occasional purchase, go for a low rate credit card with no annual fee and interest free days.
Ignore card rewards programs as they tend to have high fees and you're unlikely to get value out of them if you don't spend much on your card.
Rewards credit cards generally have higher annual fees, so you need to make sure this is offset by the value of the rewards you will earn by using the card.
Mozo lets you filter and contrast rewards cards in Australia according to the type of rewards program you want, from frequent flyer points to cashback to general travel, entertainment and shopping rewards - check out our rewards revealer.
Before you decide to increase your credit limit on your card or apply for a balance transfer offer, it pays to do some number crunching with our credit card debt payments calculator.
This page is about personal credit cards, if business credit cards are more your thing, try our business credit cards comparison page.
