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  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    4.99% for 6 months

    purchase rate

    0% for 12 months then 13.99%

    annual fee

    $59

    Go to site
    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.
    Fees
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $59
    • Purchase rate: 0% for 12 months then 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    Overall rating

    7.2

    Based on 757 NAB credit card reviews

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  • Westpac Low Rate - Online Only Offer

    Westpac Low Rate - Online Only Offer

    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015

    balance transfer rate

    0% for 18 months and then 21.49%

    purchase rate

    0% for 3 months then 13.49%

    annual fee

    $59

    Go to site
    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015
    Fees
    • Balance transfer rate: 0% for 18 months and then 21.49%
    • Annual fee: $59
    • Purchase rate: 0% for 3 months then 13.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    Overall rating

    7.2

    Based on 739 Westpac credit card reviews

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  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    balance transfer rate

    purchase rate

    18.79%

    annual fee

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Fees
    • Balance transfer rate:
    • Annual fee: $149 $0 in the first 1 year
    • Purchase rate: 18.79%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2%
    Overall rating

    7.0

    Based on 1032 ANZ credit card reviews

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  • American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $0

    Go to site
    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only
    Fees
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $0
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    Overall rating

    7.3

    Based on 139 American Express credit card reviews

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  • St.George Vertigo

    St.George Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% for 18 months and then 21.49%

    purchase rate

    0% for 3 months then 13.24%

    annual fee

    $55

    Go to site
    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases
    Fees
    • Balance transfer rate: 0% for 18 months and then 21.49%
    • Annual fee: $55
    • Purchase rate: 0% for 3 months then 13.24%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    Overall rating

    6.9

    Based on 186 St.George credit card reviews

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  • Bank of Melbourne Vertigo Platinum

    Bank of Melbourne Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a on purchases for the first 3 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months and then 21.49%

    purchase rate

    0% for 3 months then 12.74%

    annual fee

    $99

    Go to site
    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a on purchases for the first 3 months
    • $99 annual fee
    Fees
    • Balance transfer rate: 0% for 20 months and then 21.49%
    • Annual fee: $99
    • Purchase rate: 0% for 3 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    Overall rating

    7.9

    Based on 32 Bank of Melbourne credit card reviews

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  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $195

    Go to site
    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases
    Fees
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $195
    • Purchase rate: 20.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    Overall rating

    7.3

    Based on 139 American Express credit card reviews

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  • 28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • No international transaction fees on purchases and no currency conversion fees
    • $0 annual fee
    • 24/7 Worldwide Concierge Service

    balance transfer rate

    4.99% for 6 months

    purchase rate

    20.99%

    annual fee

    $0

    Go to site
    • No international transaction fees on purchases and no currency conversion fees
    • $0 annual fee
    • 24/7 Worldwide Concierge Service
    Fees
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $0
    • Purchase rate: 20.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 3%, min $4
    Overall rating

    7.0

    Based on 98 28 Degrees credit card reviews

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  • Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • Up to 62 days interest free on purchases when you pay the full balance off each month.
    • 1 point per $2 you spend everywhere.
    • No annual fee. Ever.

    balance transfer rate

    0% for 6 months

    purchase rate

    19.99%

    annual fee

    $0

    Go to site
    • Up to 62 days interest free on purchases when you pay the full balance off each month.
    • 1 point per $2 you spend everywhere.
    • No annual fee. Ever.
    Fees
    • Balance transfer rate: 0% for 6 months
    • Annual fee: $0
    • Purchase rate: 19.99%
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99%
    • Fee for cash withdrawals: 3%, Min $1.95
    Overall rating

    6.3

    Based on 89 Coles credit card reviews

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  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months and then 21.49%

    purchase rate

    0% for 3 months then 12.74%

    annual fee

    $99

    Go to site
    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee
    Fees
    • Balance transfer rate: 0% for 20 months and then 21.49%
    • Annual fee: $99
    • Purchase rate: 0% for 3 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    Overall rating

    6.9

    Based on 186 St.George credit card reviews

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  • ME frank Credit Card

    ME frank Credit Card

    • Low rate of 9.99% p.a on purchases and cash advances
    • $0 annual fee
    • Up to 55 days interest free on purchases

    balance transfer rate

    purchase rate

    9.99%

    annual fee

    $0

    Go to site
    • Low rate of 9.99% p.a on purchases and cash advances
    • $0 annual fee
    • Up to 55 days interest free on purchases
    Fees
    • Balance transfer rate:
    • Annual fee: $0
    • Purchase rate: 9.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 9.99%
    • Fee for cash withdrawals: 2%, Min $4.00
    Overall rating

    7.6

    Based on 22 ME credit card reviews

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  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • $0 annual fee for life
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 8 months. Conditions apply

    balance transfer rate

    0% for 8 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $0

    Go to site
    • $0 annual fee for life
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 8 months. Conditions apply
    Fees
    • Balance transfer rate: 0% for 8 months and then 21.99%
    • Annual fee: $0
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, min $4.00
    Overall rating

    5.2

    Based on 67 HSBC credit card reviews

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  • Bankwest Zero MasterCard

    Bankwest Zero MasterCard

    • No annual fee, ever
    • 2.99% p.a. on balance transfers for 9 months
    • Up to 55 days interest free on purchases

    balance transfer rate

    2.99% for 9 months

    purchase rate

    17.99%

    annual fee

    $0

    Go to site
    • No annual fee, ever
    • 2.99% p.a. on balance transfers for 9 months
    • Up to 55 days interest free on purchases
    Fees
    • Balance transfer rate: 2.99% for 9 months
    • Annual fee: $0
    • Purchase rate: 17.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 2%, Min $4.00
    Overall rating

    7.5

    Based on 165 Bankwest credit card reviews

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  • NAB Qantas Rewards Card

    NAB Qantas Rewards Card

    • 20,000 bonus Qantas Points after your first purchase.
    • 0% p.a on balance transfers for 15 months.
    • Complimentary Purchase Protection Insurance and Qantas Frequent Flyer membership

    balance transfer rate

    0% for 15 months

    purchase rate

    19.99%

    annual fee

    $95

    Go to site
    • 20,000 bonus Qantas Points after your first purchase.
    • 0% p.a on balance transfers for 15 months.
    • Complimentary Purchase Protection Insurance and Qantas Frequent Flyer membership
    Fees
    • Balance transfer rate: 0% for 15 months
    • Annual fee: $95
    • Purchase rate: 19.99%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    Overall rating

    7.2

    Based on 757 NAB credit card reviews

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  • Virgin Money No Annual Fee Card

    Virgin Money No Annual Fee Card

    • 0.9% p.a. on balance transfers for 15 months
    • No annual fee for the life of the card
    • Up to 44 interest free days on purchases

    balance transfer rate

    0.90% for 15 months and then 20.99%

    purchase rate

    18.99%

    annual fee

    $0

    Go to site
    • 0.9% p.a. on balance transfers for 15 months
    • No annual fee for the life of the card
    • Up to 44 interest free days on purchases
    Fees
    • Balance transfer rate: 0.90% for 15 months and then 20.99%
    • Annual fee: $0
    • Purchase rate: 18.99%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2.7%, Min $2.70
    Overall rating

    5.6

    Based on 40 Virgin Money credit card reviews

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  • Westpac Altitude - Online Only Offer (Rewards)

    Westpac Altitude - Online Only Offer (Rewards)

    • 0% p.a. for 3 months on purchases from card approval
    • 0% p.a. for 20 months on balance transfers requested at new card application
    • Up to 45 days interest free on purchases when you pay the closing balance

    balance transfer rate

    0% for 20 months and then 21.24%

    purchase rate

    0% for 3 months then 20.24%

    annual fee

    $100

    Go to site
    • 0% p.a. for 3 months on purchases from card approval
    • 0% p.a. for 20 months on balance transfers requested at new card application
    • Up to 45 days interest free on purchases when you pay the closing balance
    Fees
    • Balance transfer rate: 0% for 20 months and then 21.24%
    • Annual fee: $100
    • Purchase rate: 0% for 3 months then 20.24%
    • Interest free days: 45
    • Interest rate on cash withdrawals: 21.24%
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    Overall rating

    7.2

    Based on 739 Westpac credit card reviews

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  • Woolworths Money Everyday Platinum Credit Card

    Woolworths Money Everyday Platinum Credit Card

    • $0 annual fee for the first year. Apply by 31 July 2015
    • Receive a $100 Woolworths Gift Card after your first purchase by 30 September 2015
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online

    balance transfer rate

    0% for 14 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $49 $0 in the first 1 year

    Go to site
    • $0 annual fee for the first year. Apply by 31 July 2015
    • Receive a $100 Woolworths Gift Card after your first purchase by 30 September 2015
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    Fees
    • Balance transfer rate: 0% for 14 months and then 21.99%
    • Annual fee: $49 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, minimum $5
    Overall rating

    5.6

    Based on 45 Woolworths Money credit card reviews

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  • BankSA Amplify Classic (Qantas)

    BankSA Amplify Classic (Qantas)

    • 0% p.a. on purchases for the first 3 months
    • 0% p.a. on balance transfers for 16 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% for 16 months and then 20.74%

    purchase rate

    0% for 3 months then 19.49%

    annual fee

    $79

    Go to site
    • 0% p.a. on purchases for the first 3 months
    • 0% p.a. on balance transfers for 16 months
    • Up to 55 interest free days on purchases
    Fees
    • Balance transfer rate: 0% for 16 months and then 20.74%
    • Annual fee: $79
    • Purchase rate: 0% for 3 months then 19.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.74%
    • Fee for cash withdrawals: 2.0%, Min $2.50
    Overall rating

    6.9

    Based on 43 BankSA credit card reviews

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  • Coles Low Rate MasterCard

    Coles Low Rate MasterCard

    • Get $10 off your Coles Supermarket Shop, instantly at the till, every time you redeem 2,000 flybuys points.
    • 11.99% p.a. Interest Rate on purchases and a low $49 Annual Fee.
    • Collect 1 flybuys point for every $2 you spend at Coles Supermarkets.

    balance transfer rate

    0% for 6 months

    purchase rate

    11.99%

    annual fee

    $49

    Go to site
    • Get $10 off your Coles Supermarket Shop, instantly at the till, every time you redeem 2,000 flybuys points.
    • 11.99% p.a. Interest Rate on purchases and a low $49 Annual Fee.
    • Collect 1 flybuys point for every $2 you spend at Coles Supermarkets.
    Fees
    • Balance transfer rate: 0% for 6 months
    • Annual fee: $49
    • Purchase rate: 11.99%
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99%
    • Fee for cash withdrawals: 3%, Min $1.95
    Overall rating

    6.3

    Based on 89 Coles credit card reviews

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  • ANZ Low Rate

    ANZ Low Rate

    • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
    • Low ongoing interest rate of 13.49% p.a. on purchases
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% for 16 months (2.00% handling fee)

    purchase rate

    13.49%

    annual fee

    $58

    Go to site
    • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
    • Low ongoing interest rate of 13.49% p.a. on purchases
    • Up to 55 days interest free on purchases
    Fees
    • Balance transfer rate: 0% for 16 months (2.00% handling fee)
    • Annual fee: $58
    • Purchase rate: 13.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 2%
    Overall rating

    7.0

    Based on 1032 ANZ credit card reviews

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  • Bankwest Breeze Platinum MasterCard

    Bankwest Breeze Platinum MasterCard

    • $0 annual fee for the first year. Limited time only.
    • Low ongoing purchase rate of 12.99% p.a. Limited time only.
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    purchase rate

    0% for 3 months then 12.99%

    annual fee

    $99 $0 in the first 1 year

    Go to site
    • $0 annual fee for the first year. Limited time only.
    • Low ongoing purchase rate of 12.99% p.a. Limited time only.
    • No foreign transaction fees on online and overseas purchases
    Fees
    • Balance transfer rate:
    • Annual fee: $99 $0 in the first 1 year
    • Purchase rate: 0% for 3 months then 12.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 2%, Min $4.00
    Overall rating

    7.5

    Based on 165 Bankwest credit card reviews

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