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Limited Offer - 3 miles for every $1 spent

  • Earn and redeem Miles on Virgin Blue flights
  • 1.9% p.a. for 12 months on balance transfers
  • Fly to NZ with just 25,000 points

Emirates
Citi Platinum

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Lowest rate credit cards

- based on ongoing interest rate
  1. 1.
    11.49%
    Citibank
  2. 2.
    12.24%
    Suncorp Bank
  3. 3.
    12.49%
    St George
    Vertigo
  1. 1.
    10.49%
    mecu
    Low Rate
  2. 1.
    10.49%
    Greater Building Society
  3. 3.
    10.75%
    BankWest
    Lite
  4. 4.
    10.99%
    Community First
  5. 5.
    11.49%
    Citibank
  1. 1.
    12.49%
    St George
    Vertigo
  2. 2.
    13.24%
    NAB
    Low Rate
  3. 2.
    13.24%
    Commonwealth Bank
  4. 2.
    13.24%
    ANZ
    Low Rate
  5. 2.
    13.24%
    Westpac
    Low Rate
 

3.9% Balance Transfer... For Life!

Picture of the Platinum card from Bank of Queensland

Bank Of Queensland Platinum

  • 3.9% for the life of balances transferred
  • Concierge service - your very own personal assistant on hand 24 hours a day
  • Plus earn 2 Q Rewards Points for every $1 spent
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Most recent credit card reviews

Westpac credit cards

A Mozo reviewer from New South Wales, a Westpac credit card customer. 1Overall Rating
  Travelled overseas had my credit cards stolen, contacted bank within 10 minutes advised. took them 5 weeks to send 7 cards to my address in Sydney when I was travelling in Europe after giving them my hotels addresses, the 7th card arrived in sydney on my return and it still didnt work. Reviewed about 3 hours ago  
  • 1Pricing
  • 1Product Features
  • 0Customer Service
  • 1Convenience
  • 0Trust

Commonwealth Bank credit cards

A Mozo reviewer from Northern Territory, a Commonwealth Bank credit card customer. 7Overall Rating
  They have just announced fee cuts. Reviewed about 24 hours ago  
  • 3Pricing
  • 3Product Features
  • 6Customer Service
  • 6Convenience
  • 8Trust

ANZ credit cards

A Mozo reviewer from New South Wales, an ANZ credit card customer. 5Overall Rating
  The Qantas Frequent Flyer reward points used to be 1 point for every $1 spent, however now it has been reduced to only 0.75 per $1 spent. This has only been since they started the American Express QFF Card. I have the Visa. Reviewed about 24 hours ago  
  • 3Pricing
  • 5Product Features
  • 7Customer Service
  • 8Convenience
  • 5Trust

See all credit card reviews

articles

Credit card articles

– all the latest credit card info
Young Australians 'have an addiction to credit cards'Wednesday 08 September 2010

A significant majority of young Australians are addicted to credit cards and feel unable to save for the long-term, it has been suggested.


Read more...
ASIC outlines tough credit regulation planFriday 03 September 2010

The Australian Securities & Investment Commission (ASIC) will provide for more responsible credit card lending under its new powers, its current boss has said.


Read more...
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Whether you’re looking for low rate credit cards, 0% balance transfer offers, rewards points or more, Mozo can guide you through the credit card maze. Our credit card database has all the latest interest rates and fees and covers hundreds of cards, including Visa, MasterCard and American Express.

You can also read credit card reviews from real customers around Australia to get the inside story on everything from hidden fees to customer service.

Comparing credit cards

Our nifty comparison tools let you quickly filter and compare credit cards according to the features you want, such as no annual fee or interest free days.

Once you have shortlisted the best credit cards for your needs, you can compare your chosen cards side-by-side to pick a winner.

Cheap credit cards

Before you compare credit cards, it helps to work out what sort of credit card user you are. If you often pay interest on your card, a low rate credit card will help you keep your debt under control.

Balance transfer offers can help you to pay off your debt faster, but be sure to check the interest rate that applies once the balance transfer period expires to avoid getting stung.

No fee credit cards

If you always pay off your credit card each month and only use it for the occasional purchase, go for a credit card with no annual fee and interest free days.

Ignore credit card rewards programs as they tend to have high fees and you’re unlikely to get value out of them if you don’t spend much on your card.

Rewards credit cards

Those who spend big on their credit card and pay no interest will get the most benefit out of credit card rewards programs.

Rewards credit cards generally have higher annual fees, so you need to make sure this is offset by the value of the rewards you will earn by using the card.

Mozo lets you filter and compare credit cards according to the type of rewards program you want, from frequent flyer points to cashback to general travel, entertainment and shopping rewards.

 

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