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DEBIT CARDS

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

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  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Debit card comparisons on Mozo

    • UBank USaver Ultra Transaction Account
      • Interest paid on funds in linked USaver account
      • Visa Debit Card with Visa PayWave
      • No monthly account keeping fees
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • Bankwest Qantas Transaction Account
      • Earn Qantas Points on your account balance 365 days a year
      • Access to Australia's largest bank ATM network
      • No account fees if you deposit $2,000 each month
    • account fee
    • atm networks

      Bankwest, Commonwealth

    • what kind of card

      MasterCard Debit

    • Go to site
    More info
    • HSBC Day to Day Account
      • Visa Debit Card
      • $0 monthly account fee
      • No ATM fees at 3,000 ATMs nationally
    • account fee
    • atm networks

      HSBC, Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Westpac Choice
      • $0 monthly fees if you deposit at least $2,000 each month
      • No withdrawal fee when you withdraw money from any ATM within Westpac Group
      • Unlimited electronic access with online and telephone banking
    • account fee
    • atm networks

      Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      MasterCard Debit

    • Go to site
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • BankSA Complete Freedom Account
      • $0 monthly fees if you deposit at least $2,000 each month
      • Free unlimited everyday transactions at branches, network ATMs, eftpos, cheques and Internet, Mobile and Phone banking
      • Customised SMS and Email updates to help you keep track of your account
    • account fee
    • atm networks

      BankSA, Westpac, St George, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • St.George Express Freedom Account
      • Deposit $1,000 per month and have the $3 flat monthly account fee waived
      • Visa Debit card access
      • Pay-as-you-go branch and cheque services
    • account fee
    • atm networks

      St George, Westpac, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Bank of Melbourne Complete Freedom Account
      • $0 monthly fees if you deposit at least $2,000 each month
      • Optional Visa Debit card
      • Free SMS alerts to track account balances and transactions
    • account fee
    • atm networks

      Bank of Melbourne, St George, Westpac, BankSA

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
  • Debit card reviews

      • Bankwest

        Bankwest debit card review

        Great customer service

        1. Overall customer rating
        2. (Reviewed about 1 hour ago)

        Very helpful staff advice given, helpful especially with overseas travel and use of card.  Full review 

        Very helpful staff advice given, helpful especially with overseas travel and use of card.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
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        Bankwest debit card review by Rhonda from Western Australia

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      • ANZ

        ANZ debit card review

        All round service for young and old

        1. Overall customer rating
        2. (Reviewed about 1 hour ago)

        I find ANZ a bank which looks after its customers. The tellers greet you with a smile and ask what they can do for you. I have been offered options and have them explained to me in simple english. The bank also has seats while you are waiting, I...  Full review 

        I find ANZ a bank which looks after its customers. The tellers greet you with a smile and ask what they can do for you. I have been offered options and have them explained to me in simple english. The bank also has seats while you are waiting, I have noted some other banks do not provide this simple but much needed service. I have no difficulty finding ANZ where ever I travel . I have no complaint about ANZ, I know they look after all kinds of customers. I would recommend them to anyone.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
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        ANZ Access Advantage debit card review by Dorrise from Queensland

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      • Commonwealth Bank

        Commonwealth Bank debit card review

        Low fees and great customer service

        1. Overall customer rating
        2. (Reviewed about 1 hour ago)

        I have banked with Comm bank now for twenty years and never had a problem with them ever.  Full review 

        I have banked with Comm bank now for twenty years and never had a problem with them ever.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank debit card review by Bennice from Western Australia

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    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.
  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

  • Community

    Keep up to date with the latest news or get your debit card questions answered by the money mavens on Mozo Answers.