Compare & Save on...

Debit cards

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

Image of the words 'Did you know?'
  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Debit card comparisons on Mozo

    • Bankwest Qantas Transaction Account
      • Earn Qantas Points on your account balance 365 days a year
      • No ATM fees at Bankwest & CommBank ATMs Australia wide
      • No monthly account fees when you deposit $2,000 each month
    • account fee
    • atm networks

      Bankwest, Commonwealth

    • what kind of card

      Debit MasterCard

    • Go to site
    More info
    • HSBC Day to Day Account
      • Visa Debit Card
      • $0 monthly account fee
      • No ATM fees at 3,000 ATMs nationally
    • account fee
    • atm networks

      HSBC, Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • ING DIRECT Orange Everyday
      • No monthly account keeping fees
      • No ATM fees when you deposit $1,000 or more per month
      • 2% cash back on Visa payWave purchases under $100 when you deposit $1,000 per month
    • account fee
    • atm networks

      None

    • what kind of card

      Visa Debit

    • Go to site
    More info
  • Debit card reviews

      • Westpac

        Westpac debit card review

        All rounded, exceptional.

        1. Overall customer rating
        2. (Reviewed 6 days ago)

        I love my Westpac debit card. I've been with quite a few other banking corporations but Westpac is by far the best I've had. I would definitely recommend it to others. Not only do the customer service skills exceed all that it can but the online b...  Full review 

        I love my Westpac debit card. I've been with quite a few other banking corporations but Westpac is by far the best I've had. I would definitely recommend it to others. Not only do the customer service skills exceed all that it can but the online banking efficiency is excellent. I've only had the debit card for less than a year but thus far I have encountered no faults. All round very pleased with deciding to bank with Westpac.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Westpac debit card review by Hiria from Queensland

        Was this review helpful? Yes flag

      • Commonwealth Bank

        Commonwealth Bank debit card review

        The bank and staff are simply amazing

        1. Overall customer rating
        2. (Reviewed 6 days ago)

        I love using my local commonwealth bank. The staff are so friendly and are always able to help me. The card itself is amazing because I can use it online or over the phone but don't pay credit card fees. It's awesome :D  Full review 

        I love using my local commonwealth bank. The staff are so friendly and are always able to help me. The card itself is amazing because I can use it online or over the phone but don't pay credit card fees. It's awesome :D


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank debit card review by Stephanie

        Was this review helpful? Yes flag

      • Heritage Bank

        Heritage Bank debit card review

        Great customer service

        1. Overall customer rating
        2. (Reviewed 6 days ago)

        I got fees all the time. End of month fees, overdrawn fees and fees for using efpos too many times.  Full review 

        I got fees all the time. End of month fees, overdrawn fees and fees for using efpos too many times.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Heritage Bank debit card review by Kyra from Queensland

        Was this review helpful? Yes flag

    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.
  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

  • Community

    Keep up to date with the latest news or get your debit card questions answered by the money mavens on Mozo Answers.