Mozo newsletter news and advice

Budget 2012: What it means for you

Tue, 08 May 2012 14:00:00 GMT

The 2012-13 budget has just been released by Treasurer, Wayne Swan and there is plenty of good news for individual Aussies.

Is the Coles my5 offer worth the hype?

Mon, 07 May 2012 14:00:00 GMT

Is Coles my5 just another marketing stunt? Or is this a genuine cause for savings celebration?

RBA cuts interest rates, borrowers rejoice

Mon, 07 May 2012 14:00:00 GMT

WOOOHOOOO! That’s the sound heard around the country when the Reserve Bank announced it was cutting interest rates by 0.50% last week.

Infographic: Live like a saint, save like a king

Tue, 03 Apr 2012 14:00:00 GMT

We've taken a look at the ways Aussie households spend, and think there is room for improvement

Surviving the school holidays

Tue, 03 Apr 2012 14:00:00 GMT

The school holidays are upon us, and for most of Australia they're even longer this year with the Easter break coinciding with usual school holidays. Blessing or blemish, it's all up to you...

Switch and save: take your home loan online

Tue, 13 Mar 2012 13:00:00 GMT

Online lenders now shaking up the scene like never before, with the top 5 home loan rates all residing on the web

Infographic: Beware of ATM Fees!

Mon, 12 Mar 2012 13:00:00 GMT

Aussies are now coughing up more than ever on ATM fees. Check out our awesome infographic for more info

The great ATM rort

Mon, 12 Mar 2012 13:00:00 GMT

The Mozo rate chasers estimate that Aussies are now paying $600 million in ATM fees annually, an increase of $40 million on last year.

Valentine's Day infographic

Mon, 13 Feb 2012 13:00:00 GMT

We dug through over 85,000 reviews on the Mozo site for every single mention of the word “love” and were surprised to find 3,000 of you are pretty darn fond your bank. Here’s the who, why and where of the romance...

The big, bad 4

Mon, 13 Feb 2012 13:00:00 GMT

All of the Big 4 banks have increased their standard variable home loan rates despite no change from the RBA. Here's the low-down...

Are offset accounts worth it?

Mon, 13 Feb 2012 13:00:00 GMT

One of the classic decisions facing anyone picking a home loan is whether or not to go for an offset account. Sure, the loan may have a higher rate but in the long run you'll be much better off… or so the bank manager will tell you.

Infographic: New Year resolutions

Mon, 23 Jan 2012 13:00:00 GMT

If you made a promise to yourself to improve your finances in 2012, now is the time to get started.

Your guide to travel money

Mon, 23 Jan 2012 13:00:00 GMT

If you’re a savvy traveller about to set off on a quick getaway or adventure around the world, you should be considering the best way to spend your money abroad. Never fear! Mozo has the run-down on travel money options to suit your unique trip...

Crushing debt: a guide to balance transfer credit cards

Sun, 22 Jan 2012 13:00:00 GMT

If your new year's resolution is to tackle your hefty credit card bill head-on, then great! If your plan for 2012 was to stick your head in the sand and let the interest pile up, well, you need this more than anyone...

The best cards for the holidays

Sun, 04 Dec 2011 13:00:00 GMT

Last month we took a look at the best credit cards to survive the Christmas crazies. In this article, we scope out the latest offers to make this holiday period an awesome one...

Mozo's online shopping infographic

Sun, 04 Dec 2011 13:00:00 GMT

Santa Clause has a secret. As the world population balloons, jolly old Saint Nick has been forced to recruit new helpers in his massive global distribution.

Rate your bank winner announced

Sun, 04 Dec 2011 13:00:00 GMT

Well over 10,000 reviews, and it comes down to this...

Win $500! Travel Money Survey

Wed, 16 Nov 2011 13:00:00 GMT

Take our quick travel spending survey and you could win a $500 Flight Centre voucher to make your next holiday one to remember!

All I want for Christmas is a cheap credit card

Tue, 01 Nov 2011 13:00:00 GMT

Every year a few months from Christmas, when people are starting to worry about all those big costs on the horizon, the banks always bring out new credit card offers offering very low (sometimes 0%) intro rates on credit cards.

How to make the most of the rate cut

Tue, 01 Nov 2011 13:00:00 GMT

The effect of Tuesday's interest rate cut by the Reserve Bank will be felt by the entire nation. For home owners, lower rates mean lower monthly repayments, whilst savers are forced to live with lower returns on their hard-earned cash.

All bets off as Reserve Bank keeps rates on hold

Mon, 31 Oct 2011 13:00:00 GMT

As history has proved time and time again, there is no safe bet on Melbourne Cup day. Today, the reserve bank stunned the nation’s punters, economists, and banks alike at 2.30pm when it announced the official cash rate would be kept on hold at 4.75% for another month.

The rate that stops a nation

Mon, 31 Oct 2011 13:00:00 GMT

Whilst the nation’s Southern capital enjoys a day off next Tuesday, the team at No. 1 Martin Place will have to keep the bubbly on ice until 2:30PM, with what is set to be the most interesting rates decision of 2011.

The fun facts behind the awards

Sun, 25 Sep 2011 14:00:00 GMT

After we crunched all the numbers to reveal Australia’s best financial institutions, we dove back into your 23,000 written reviews to uncover some very interesting trends behind the Mozo People’s Choice Awards 2011.

Australia's best banks revealed

Sun, 25 Sep 2011 14:00:00 GMT

Over the past 12 months, we've tallied over 23,000 ratings from people all over the country. Who is Australia's best bank?

The banking hall of shame

Sun, 25 Sep 2011 14:00:00 GMT

Who are the providers who have received an absolute panning from their customers?

Budget warning: school holiday countdown

Sun, 11 Sep 2011 14:00:00 GMT

The school holidays are fast approaching, and as every parent knows, keeping the kids amused can be a real challenge.

Is your life covered by superannuation?

Sun, 11 Sep 2011 14:00:00 GMT

Mozo has just launched a brand new life insurance section so we thought it was a great time to shed some light on this widely misunderstood insurance.

Get ready for property season

Sun, 11 Sep 2011 14:00:00 GMT

Whether you’re looking to sell, or just want to feel the warm fuzzy feeling that only home improvement can bring, here are some sure fire tips to keep you busy before beach-season

Crisis averted! Ten tips to stay afloat in shaky times

Thu, 11 Aug 2011 14:00:00 GMT

Shaky times call for firm action. Here are ten ideas to make sure you come out of the current crisis in one piece...

Infographic: Choose your own savings adventure

Wed, 10 Aug 2011 14:00:00 GMT

With the stock market tumbling, many savvy investors are turning to cash to provide liquid security gold. Here's the best way to stash your loot...

$100 for the best review in August!

Mon, 08 Aug 2011 14:00:00 GMT

It's only a month until we lift the lid on the second annual Mozo People's Choice awards, where we tally up all many thousand user reviews to find out which banks and insurers are at the top of their game.

Mozo Voted: Australia's Best Car Insurers

Mon, 08 Aug 2011 14:00:00 GMT

The banks have had their chance, now it's time to reveal what Australia really thinks about their car insurers.

30 Super Duper Savings Tips

Mon, 11 Jul 2011 14:00:00 GMT

The costs of living are on the rise, the new carbon tax will sting and the world economy is gloomy gloomy gloomy... Forget all that!

Exit Fee Ban - Out with the old, in with the new

Mon, 11 Jul 2011 14:00:00 GMT

Less than two weeks ago the government's ban of home loan early exit fees was officially introduced. Cue the celebrations...

Introducing Mozo’s New Top Guru

Mon, 11 Jul 2011 14:00:00 GMT

Since Mozo Answers launched, Katie has put in a mammoth effort to scale the All-Stars rankings, which she now tops with a mind-boggling 11,230 Answers points.

Win a copy of Norton 360™ Version 5.0

Tue, 14 Jun 2011 14:00:00 GMT

As the internet takes over more and more of our lives - shopping, banking, _comparing banks_ - the need to stay safe online becomes increasingly important

Group deal sites: avoiding the traps to save big

Tue, 14 Jun 2011 14:00:00 GMT

The explosion of 'group buying' websites is nothing short of astounding. Twelve months ago most of us had no idea what a Spreet or Groupon was, and now there seems to be a new site every week offering up bargains to the masses.

MacBook Air winner announced

Tue, 14 Jun 2011 14:00:00 GMT

This competition was as hotly contested as we've ever had - not only did we have thousands of bank reviews come through, but for the very first time we asked people to review their car insurers. Time to find out who won...

The truth about survey sites: will they make you rich?

Tue, 14 Jun 2011 14:00:00 GMT

Online survey sites all promise rich rewards your time. Whether it's cash, gift vouchers or the promise of huge prizes - they all sing a similar tune trying to get your valuable opinions. Question is, are they worth the effort?

Ditch the fees! Travel and shop 'til you drop

Mon, 09 May 2011 14:00:00 GMT

With the Australian dollar cracking new highs every 5 seconds, now is the time for huge overseas spending sprees. Go on a holiday, or buy a bunch of cool junk online - don’t think, don’t wait, just do it. (Perhaps some new sneakers?)

Mozo Mythbusters: Episode 1

Mon, 09 May 2011 14:00:00 GMT

There are plenty of money myths out there that are costing Aussies thousands of dollars every year. Today we are tackling three of these long-held untruths...

Deposit that! A new approach to spending

Mon, 04 Apr 2011 14:00:00 GMT

Hear that? It's the sound of people not spending money. It's the sound of cash lying dormant in bank accounts, piggy banks and under matresses.

Meet the Answers Guru

Mon, 04 Apr 2011 14:00:00 GMT

It's happened. We've found our first Answers Guru. Introducing timmature, the first Mozo member to rack up over 10,000 Mozo points!

Bonus banking goodies

Mon, 04 Apr 2011 14:00:00 GMT

Applying for a new bank account, credit card or home loan isn't much fun. But it can score you some freebies.

Mozo's home loan help

Thu, 31 Mar 2011 13:00:00 GMT

For a lot of people, in the battle to buy a house, actually getting a big pile of money from a bank is cause for celebration. Amidst the excitement, trauma, calculator bashing and document signing, the instinct to continue looking for a better deal may be lost.

Life insurance 'can be affordable'

Tue, 15 Mar 2011 13:00:00 GMT

Life insurance is an essential expense, but Aussies need not break the bank to ensure they are covered.

60,000 Bonus Rewards Points - deal or no deal?

Sun, 06 Mar 2011 13:00:00 GMT

"Get thousands of bonus rewards points with our great new credit card" - does this sound familiar? The banks have been using the old bonus points trick to hawk credit cards for years. It's an enticing offer, but is it a valuable offer?

iPhone 4 Winner Announced

Sun, 06 Mar 2011 13:00:00 GMT

It's been another huge effort by all the Mozonians out there! Reviews have been flooding in, and it seems the Big Banks are starting to take notice.

Kids, Cash and Debt - your questions answered

Sun, 06 Mar 2011 13:00:00 GMT

With over 250 questions already on Mozo Answers, we have noticed a few patterns emerging - a few tricky questions which come up again and again. So we decided to settle them once and for all.

Meet the Answers Expert

Sun, 06 Mar 2011 13:00:00 GMT

Mozo Answers has been quickly embraced by the Mozo community of money masters (that's you!). At the top of the ladder is the first member to reach 'Expert' level on Mozo Answers, JR Nitsch.

Introducing Mozo Answers

Sun, 30 Jan 2011 22:46:00 GMT

Do you have the $200 Question or Answer? We've developed a great new tool and we want you to be one of the first to check it out...

5 Simple steps to getting your finance into shape

Sun, 30 Jan 2011 22:46:00 GMT

For most of us, the new year brings new resolutions: get fit, eat healthy, quit something, take up something else. So while you're getting the bod back, why not make 2011 the year to shape up your finances with these 5 simple steps...

Hey, big spender! Do you need a balance transfer?

Sun, 30 Jan 2011 22:46:00 GMT

If you've had an eye on the Mozo site recently, you may have noticed a bunch of credit cards flaunting some very attractive balance transfer rates.

Swan's banking reform school

Tue, 14 Dec 2010 13:00:00 GMT

Following months of rate hikes and reform hype, the Government has unveiled its bank reform platform. So will you be winner?

The high price of Xmas vice

Tue, 14 Dec 2010 13:00:00 GMT

The silly season is upon us, and who can resist throwing financial prudence to the wind in the face of needless trinket gifts and headachy festivities?

The Mozo home loan switching guide

Tue, 09 Nov 2010 13:00:00 GMT

Switching home loans might seem like a daunting task - all that paperwork, those rates and fees clogging up your brain - but doesn't a few hours hard work to save thousands of dollars seem like a decent trade-off?

Fix your home loan now and save big

Tue, 09 Nov 2010 13:00:00 GMT

It's a rare time when you can get fixed rate home loans well below variable rates, but that time is now. These offers won't last forever so it's time to act.

Save $60,000 with a variable home loan

Tue, 09 Nov 2010 13:00:00 GMT

Variable rates are heading north, but that doesn't mean you need to suffer. There's a pretty good chance your current home loan rate isn't as low as it could be, so take a moment to health check your loan if you're not sure.

Term Deposits: Set and Forget

Thu, 14 Oct 2010 23:16:00 GMT

A volatile market has lots of people looking to the safety of Term Deposits to stash their hard earned cash and the banks are coming to the party.

Mozo's home loan help

Wed, 13 Oct 2010 23:16:00 GMT

Last Tuesday the RBA surprised everyone by leaving interest rates unchanged. Great news for borrowers. Happy face.

iPad winner revealed

Wed, 13 Oct 2010 23:16:00 GMT

In the last newsletter we revealed the winners in the very first Mozo People's Choice Awards. These were the banks, credit unions and building societies that Australia rated to be the best of the best.

Australia's best banking products

Tue, 14 Sep 2010 02:52:28 GMT

As part of the Mozo 2010 People's Choice Awards, we've given out a bunch of awards to the banks, credit unions and building societies who were rated by you to have the best products in their class. With over 23,000 reviews and ratings, this is certainly a huge stamp of approval for these products.

The Mozo People's Choice Awards

Tue, 14 Sep 2010 02:52:28 GMT

Today marks a historic day in Australian banking. Today, we unveil the winners of the 2010 Mozo People's Choice Awards.

The home loan superheroes

Mon, 09 Aug 2010 14:00:00 GMT

Last week we introduced you to a super new service: Mozo's Home Loan Negotiator. A great, risk-free way to save thousands on your home loan. Since then a bunch of people have jumped on-board, and the Negotiators are hard at work.

Is the balance transfer dream over?

Mon, 09 Aug 2010 14:00:00 GMT

Many Aussies turn to balance transfer (BT) credit cards after the ravages of Christmas, looking for 6 months of breathing space from the debt grinch. Others get BT cards when credit card debt is piling up, as they provide a great way to save on interest and repayments.

Are you being rewarded?

Mon, 09 Aug 2010 14:00:00 GMT

Have you ever wondered if all those rewards points you religiously collect are really worth anything? Or if you're missing out on big rewards by pledging allegiance to the wrong credit card?

The bank account shake up

Thu, 15 Jul 2010 14:00:00 GMT

Not long ago we wrote about the perils of leaving your money sitting in your bank account instead of a savings account. The amount of interest (read: free stuff!) people throw away every month is just staggering.

Let us guide you

Thu, 15 Jul 2010 14:00:00 GMT

Ever wondered how to switch bank accounts? Ever wondered how a balance transfer credit card works? Or maybe you just need a helping hand on deciding on that hugely daunting first home loan...

Exiting exit fees

Thu, 15 Jul 2010 14:00:00 GMT

Exit fees can be a nagging issue for anyone who has ever considered switching home loans - just another barrier on top of all the time and stress.

Small player, big saver

Tue, 15 Jun 2010 02:00:00 GMT

Ever wondered what life is like outside the Big Banks? Ever seen ads for small home loan lenders with crazy low rates and thought it's just too good to be true?

MacBook Winner Announced

Tue, 15 Jun 2010 02:00:00 GMT

With over 12,000 reviews written, the competition has been huge. We've read some real gems - people rhyming, rapping, yelling, commending - we've definitely seen the whole spectrum of emotion.

The (Green) Band Wagon

Tue, 15 Jun 2010 02:00:00 GMT

If you're in the market for a new car, we have some great news which could save you thousands...

New Site, New Savings.

Wed, 12 May 2010 02:00:00 GMT

To coincide with the launch of our new Rate Chaser TV ad, we've made some pretty exciting changes to the Mozo site. All the hassle-free comparisons are still there, but we've made finding the perfect product even easier.

Tips For Rating Your Bank

Wed, 12 May 2010 02:00:00 GMT

Thanks to you, the Mozo reviews are fast becoming Australia's most useful financial resource - helping thousands find better products, and avoid nasty traps.

That's rate chasing, baby!

Wed, 12 May 2010 02:00:00 GMT

Here at Mozo, we're proud to introduce the Mozo Rate Chasers - our team of number-hungry experts, committed to chasing down the best rates to save you thousands.

Love Shopping? Go on a U.S. Shopping Spree!

Tue, 13 Apr 2010 02:00:00 GMT

The doors to the world's largest shopping mall have just swung open - it's savings time!

Love rate rises?

Tue, 13 Apr 2010 02:00:00 GMT

With rates on the rise, the world of deposits is becoming a much more interesting place.

Hate rate rises?

Tue, 13 Apr 2010 02:00:00 GMT

Another month, another rate rise. Cue chagrin, raised fists and empty wallets nation-wide. Or maybe not...

The Great ATM Rip-Off

Wed, 10 Mar 2010 00:30:00 GMT

It's now been a whole year since the Reserve Bank announced reforms aimed at reducing ATM fees across Australia. So where have we ended up?

Mozo's Number Crunchers

Wed, 10 Mar 2010 00:30:00 GMT

The word 'calculator' may give you flashbacks to high school maths classes, or the fun you've had doing your tax returns over the years. But it needn't be such a scary word.

Free Flights, Free Coffee, Free Beer?

Wed, 10 Mar 2010 00:30:00 GMT

Are you getting your free lunch?\ It seems a lot of people are either unaware of the difference between online transaction accounts and online savings accounts, or are just not in the habit of moving money from one account to another. Because of this, they're missing out on lots of interest.

Balance Transfers: Sin or Saint?

Mon, 08 Feb 2010 00:30:00 GMT

Your credit card probably took a fair beating over Christmas and the holidays. So what's the best way to tackle credit card debt?

Vices: $1 Billion and Counting

Mon, 08 Feb 2010 00:30:00 GMT

Mozo's search for Australia's first VICE President is getting to the pointy end, and each day we learn more and more about Australia's dirty little secrets.

Rates on Hold - What's Next?

Mon, 08 Feb 2010 00:30:00 GMT

The weather man predicted a storm last Tuesday, but we got a day of bright sunshine as the the RBA spared home owners the pain of yet another rate hike.

Credit Card weight loss tips for 2010

Wed, 06 Jan 2010 00:00:00 GMT

Chances are your credit card got a pretty decent workout (unlike your waistline) over the holiday period. So, if you are putting off opening up that rather pudgy looking envelope with your bank's logo on it, don't dispair (or eat another scorched almond!), here are some top tips for quickly and easily reducing those unwanted credit card pounds.

Top Credit Unions and Building Societies

Wed, 06 Jan 2010 00:00:00 GMT

What sets our country's best credit unions and building societies apart from the big four banks? Is it price, service or convenience? Well, according to your reviews, the biggest determining factor of how someone rates their bank is trust.

Rate Your Bank winner

Wed, 06 Jan 2010 00:00:00 GMT

And the winner of the saucy new iPhone 3GS is... VICKI from Victoria!

Mozo's Top Ravers

Mon, 23 Nov 2009 06:00:03 GMT

While we've received thousands of brilliant reviews, some stand out from the crowd. People whose love of their institution borders on fetishism; reviewers with acid barbs and dodgy fees in their sights; as well as those with too much time on their hands!

Australia's Best Bank Revealed

Mon, 23 Nov 2009 06:00:02 GMT

After twelve months and over 20,000 reviews, we can finally reveal the best Australian banks. Have you backed a champion? Who will reign supreme?

Rates Are Up, Don't Let It Get You Down

Mon, 23 Nov 2009 06:00:01 GMT

Rates are up again! One minute it?s a recession, the next we?ve got rising rates ? it?s enough to do your head in. So how do you know if the rate changes are affecting your finances? Could you save thousands by switching providers?

It's Savings Time!

Mon, 23 Nov 2009 06:00:00 GMT

"It's never been a better time to save."

Mozo newsletter news and advice

Budget 2012: What it means for you

Is the Coles my5 offer worth the hype?

RBA cuts interest rates, borrowers rejoice

Infographic: Live like a saint, save like a king

Surviving the school holidays

Switch and save: take your home loan online

Infographic: Beware of ATM Fees!

The great ATM rort

Valentine's Day infographic

The big, bad 4

Are offset accounts worth it?

Infographic: New Year resolutions

Your guide to travel money

Crushing debt: a guide to balance transfer credit cards

The best cards for the holidays

Mozo's online shopping infographic

Rate your bank winner announced

Win $500! Travel Money Survey

All I want for Christmas is a cheap credit card

Top investment questions for 2011

How to make the most of the rate cut

All bets off as Reserve Bank keeps rates on hold

The rate that stops a nation

The fun facts behind the awards

Australia's best banks revealed

The banking hall of shame

Budget warning: school holiday countdown

Is your life covered by superannuation?

Get ready for property season

Crisis averted! Ten tips to stay afloat in shaky times

Infographic: Choose your own savings adventure

$100 for the best review in August!

Mozo Voted: Australia's Best Car Insurers

30 Super Duper Savings Tips

Exit Fee Ban - Out with the old, in with the new

Introducing Mozo’s New Top Guru

Win a copy of Norton 360™ Version 5.0

Group deal sites: avoiding the traps to save big

MacBook Air winner announced

The truth about survey sites: will they make you rich?

Ditch the fees! Travel and shop 'til you drop

Mozo Mythbusters: Episode 1

Deposit that! A new approach to spending

Meet the Answers Guru

Bonus banking goodies

Mozo's home loan help

Life insurance 'can be affordable'

60,000 Bonus Rewards Points - deal or no deal?

iPhone 4 Winner Announced

Kids, Cash and Debt - your questions answered

Meet the Answers Expert

Introducing Mozo Answers

5 Simple steps to getting your finance into shape

Hey, big spender! Do you need a balance transfer?

Swan's banking reform school

The high price of Xmas vice

The Mozo home loan switching guide

Fix your home loan now and save big

Save $60,000 with a variable home loan

Term Deposits: Set and Forget

Mozo's home loan help

iPad winner revealed

Australia's best banking products

The Mozo People's Choice Awards

The home loan superheroes

Is the balance transfer dream over?

Are you being rewarded?

The bank account shake up

Let us guide you

Exiting exit fees

Small player, big saver

MacBook Winner Announced

The (Green) Band Wagon

New Site, New Savings.

Tips For Rating Your Bank

That's rate chasing, baby!

Love Shopping? Go on a U.S. Shopping Spree!

Love rate rises?

Hate rate rises?