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Fixed rate home loans

With such a variety of home loans on the market right now, it’s a tough call to pick the best one. Mozo provides you with all the home loans information you need to make the right choice and nab a great deal. Find and compare fixed rate home loans with Mozo.

Top fixed rate home loans

fixed 3 year rate fixed 5 year rate comparison rate* Key features  
MyRate.com.au
Fixed Loan
7.13% 7.98% 6.78% No fee home loans. Securely funded by ING Bank (Australia) Ltd

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Community First
True Fixed
7.09% 7.28% 100% offset account, ability to make extra repayments, redraw available, and no account keeping fees

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Aussie
Standard Fixed
7.54% 7.79% 7.35% 100s of loans. 16 lenders. Free appointment.

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RAMS
Fixed Rate
6.99% 7.49% 7.30% Fix your loan for up to 10 years

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AMP
Fixed Rate Loan
7.14% 7.49% 7.50% Your choice of 1 Year Introductory, 1, 2, 3 and 5 years Fixed Rate loans.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 25 years

This page is about fixed rate home loans. You can find other home loans by visiting our compare home loans page.

Fixed rate home loans are ideal for those who want the security of fixed monthly mortgage repayments. Fixed rate home loans let you lock in an interest rate for one to five years. Your repayments won’t go up during the fixed rate home loan term, but neither will you benefit from any interest rate falls. Mozo can help you find fixed rate home loans.

 

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