Offset account home loans

Offset account home loans can be found here. Find more home loans by visiting our compare home loans page.

With such a variety of home loans on the market right now, it’s a tough call to pick the best one. Mozo provides you with all the home loans information you need to make the right choice and nab a great deal. Find and compare offset account home loans with Mozo.

Offset account home loans let you deposit your salary and other funds into an account attached to your home loan. As these funds are offset against your loan balance, offset account home loans help you to reduce your interest and pay off your loan faster. Find offset account home loans here with Mozo.

Top 5 offset account home loans
Provider Product Comparison Rate* Overall Customer Rating
NAB Tailored Home Loan (Choice Package) 5.19% 6.1#12 BASED ON
278 REVIEWS		 Add to shortlist What next?
AMP Basic Variable Rate Loan 5.26% 6.4BASED ON
24 REVIEWS		 Add to shortlist Apply now
NAB Tailored Home Loan (Choice Package) 5.29% 6.1#12 BASED ON
278 REVIEWS		 Add to shortlist What next?
HSBC Home Smart (PowerVantage ) 5.35% 7.2BASED ON
10 REVIEWS		 Add to shortlist What next?
Commonwealth Bank Complete Home Loan (Wealth Package) 5.38% 6.5#11 BASED ON
516 REVIEWS		 Add to shortlist What next?

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 0 years

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Most recent home loan reviews

ANZ home loans

  • Overall Rating

    5

  • Pricing

    9

  • Product Features

    9

  • Customer Service

    2

  • Convenience

    5

  • Trust

    6

ANZ have ripped us off a few times and they didn't care!! We are now in serious debt because of them. Their interest rates are good. I have been told by a few people that they have had nothing but trouble with the ANZ. I will never bank with them again! – Peta from Victoria   Reviewed about 21 hours ago

Westpac home loans

  • Overall Rating

    10

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

Westpac has always been helpful, flexible and understanding with my home loan. – Jazzie from Victoria   Reviewed about 22 hours ago

Commonwealth Bank home loans

  • Overall Rating

    10

  • Pricing

    9

  • Product Features

    9

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

My local CBA branch was able to do most of what I wanted with very little travel time from me and the best staff service I have had in a long time. Just two visits to branch and all was signed sealed and done. Very pleased indeed. – Maureen from Western Australia   Reviewed about 22 hours ago

Commonwealth Bank home loans

  • Overall Rating

    8

  • Pricing

    5

  • Product Features

    1

  • Customer Service

    6

  • Convenience

    8

  • Trust

    8

Throughout the years I have been looked after with the Commonwealth Bank. On some occasions I have been disappointed but the trust was regained when I was compensated for human error particularly with my home loan. – Simon from New South Wales   Reviewed about 24 hours ago

Westpac home loans

  • Overall Rating

    9

  • Pricing

    8

  • Product Features

    9

  • Customer Service

    7

  • Convenience

    7

  • Trust

    9

I like that Westpac dropped their interest rates when the Reserve Bank dropped rates. – stephanie from Western Australia   Reviewed about 24 hours ago

See all home loans reviews

Other Offset account home loans