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  • Variable rate home loans

    With such a variety of home loans on the market right now, it’s a tough call to pick the best one. Mozo provides you with all the home loans information you need to make the right choice and nab a great deal. Find and compare variable rate home loans with Mozo.

    Top variable rate home loans

    variable rate intro rate comparison rate* Key features  
    Bankwest
    Online Home Loan
    6.29% - 6.29% Limited time offer - exclusively available by applying online. Go to site
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    loans.com.au
    dream loan express
    6.29% - 6.33% $0 application fees. $0 ongoing fees Go to site
    Greater Building Society
    Great Rate Home Loan
    6.44% - 6.49% No Ongoing Monthly Loan Service Fees. Borrow up to 95% of the value of the property. Go to site
    Victoria Teachers Credit Union
    Basic Home Loan
    6.49% - 6.54% Also offers Fixed Interest Rate options, 1-5 years Go to site
    NAB
    Tailored Home Loan
    7.22% - 7.35% Discount of up to 0.70% p.a. off NAB standard variable home loan interest rate Go to site

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    This page is about variable rate home loans. You can find other home loans by visiting our home loans page.

    Variable rate home loans let you benefit from competitive interest rates when taking out your loan. When rates fall, the amount of interest you pay on variable rate home loans decreases, but when rates go up so does your interest. Variable rate home loans are best for those who don’t need the security of fixed monthly repayments. Mozo can help you find variable rate home loans.