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Variable rate offset account home loans

With such a variety of home loans on the market right now, it’s a tough call to pick the best one. Mozo provides you with all the home loans information you need to make the right choice and nab a great deal. Find and compare variable rate offset account home loans with Mozo.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

This page is about variable rate offset account home loans. You can find other home loans by visiting our home loans page.

Variable rate home loans let you benefit from competitive interest rates when taking out your loan. When rates fall, the amount of interest you pay on variable rate home loans decreases, but when rates go up so does your interest. Variable rate home loans are best for those who don’t need the security of fixed monthly repayments. Mozo can help you find variable rate offset account home loans.

Offset account home loans let you deposit your salary and other funds into an account attached to your home loan. As these funds are offset against your loan balance, offset account home loans help you to reduce your interest and pay off your loan faster. Mozo can help you find variable rate offset account home loans.

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