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  • ANZ Equity Manager (Breakfree package)

    Compare other
    home loans

    Compare other
    home loans

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    home loans

    • 6.70%variable

    • 7.03%

    • $375.00Yearly

    • $0

    • 6.55%variable

    • 6.88%

    • $375.00Yearly

    • $0

    • 6.45%variable

    • 6.78%

    • $375.00Yearly

    • $0

    Currently showing:

    Rates

    Variable rate
    6.70%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    7.03%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    n/a
    Repayment holidays
    no
    Redraw facility
    n/a
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    n/a
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    6.55%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.88%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    n/a
    Repayment holidays
    no
    Redraw facility
    n/a
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    n/a
    Other restrictions
    Rate are for loans with LVR>80%. An discount of 0.05% on lower LVRs.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $499,999.00

    Rates

    Variable rate
    6.45%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.78%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    n/a
    Repayment holidays
    no
    Redraw facility
    n/a
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    n/a
    Other restrictions
    Rate are for loans with LVR>80%. An discount of 0.05% on lower LVRs.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $500,000.00
    Maximum loan amount
    $

    About ANZ

    ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.

    How are ANZ home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    ANZ home loans 6.5 Based on 551
    ANZ home loan reviews
    6.1 6.0 6.5 7.5 6.3

    Read ANZ home loan reviews by the Mozo community

    Latest reviews of ANZ Equity Manager (Breakfree package)

      • ANZ Equity Manager (Breakfree package) *

        • 6.70%

          variable rate

        • 7.03%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Need to understand customer hardship more

          1. Overall customer rating
          2. (Reviewed 9 days ago)

        The package with the credit card and the equity manager is good and my dealing with the mortgage franchisee was great. what we find frustrating however is ANZ are not passing on the rate cuts and for a struggling family this is a bitter pill to s...       Full review 

        The package with the credit card and the equity manager is good and my dealing with the mortgage franchisee was great. what we find frustrating however is ANZ are not passing on the rate cuts and for a struggling family this is a bitter pill to swallow. Of course the initial transaction is important that it over in weeks - compared to the years that you hold a mortgage it is irrelevant. It's all very well that the tag line is "we live in your world" I am yet to see the evidence that they do!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Equity Manager (Breakfree package) home loan review by Amanda from New South Wales

        Was this review helpful?

        Yes
      • ANZ Equity Manager (Breakfree package) *

        • 6.70%

          variable rate

        • 7.03%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Great staff, Great Rates, great products.

          1. Overall customer rating
          2. (Reviewed 11 days ago)

        Don't make recommendations on anything involving finance as I prefer friends to find out for themselves. The bank have been great for me giving discounted rates for multiple products. Helpful friendly advice and prepared to call and let me know ho...       Full review 

        Don't make recommendations on anything involving finance as I prefer friends to find out for themselves. The bank have been great for me giving discounted rates for multiple products. Helpful friendly advice and prepared to call and let me know how queries are progressing.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Equity Manager (Breakfree package) home loan review by Rachel from Western Australia

        Was this review helpful?

        Yes
      • ANZ Equity Manager (Breakfree package) *

        • 6.70%

          variable rate

        • 7.03%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        They think like us!

          1. Overall customer rating
          2. (Reviewed 18 days ago)

        It's simple easy to understand with a good rate and great service. They really do think like their customer to provide good products.       Full review 

        It's simple easy to understand with a good rate and great service. They really do think like their customer to provide good products.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Equity Manager (Breakfree package) home loan review by Lena from Victoria

        Was this review helpful?

        Yes
      • ANZ Equity Manager (Breakfree package) *

        • 6.70%

          variable rate

        • 7.03%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Competitive rates

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        Quite competitive with rates.       Full review 

        Quite competitive with rates.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Equity Manager (Breakfree package) home loan review by Katrina from Queensland

        Was this review helpful?

        Yes
      • ANZ Equity Manager (Breakfree package) *

        • 6.70%

          variable rate

        • 7.03%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Slightly cheaper rates that you pay a premium for

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        This product is pitched at mid range mortgage holders, in the guise of a top shelf product. You still feel like you don't get the best deal unless you work hard with your Branch Manager to negotiate.       Full review 

        This product is pitched at mid range mortgage holders, in the guise of a top shelf product. You still feel like you don't get the best deal unless you work hard with your Branch Manager to negotiate.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Equity Manager (Breakfree package) home loan review by Jane from Queensland

        Was this review helpful?

        Yes
      • ANZ Equity Manager (Breakfree package) *

        • 6.70%

          variable rate

        • 7.03%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Reward points are good

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        No communication on the home loan. Some very last minute forms where required which pushed out the settlement date       Full review 

        No communication on the home loan. Some very last minute forms where required which pushed out the settlement date


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Equity Manager (Breakfree package) home loan review by Joanne from South Australia

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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