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  • ANZ Fixed Rate (Breakfree package)

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    home loans

    • 6.04%3 years

    • 6.73%

    • $375.00Yearly

    • $0

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.73%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.21%
    Fixed 3 year rate
    6.04%
    Fixed 4 year rate
    6.59%
    Fixed 5 year rate
    6.64%
    Fixed 7 year rate
    7.54%
    Fixed 10 year rate
    7.54%
    Fixed loan revert rate
    6.55%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to annual limit
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $

    About ANZ

    ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.

    How are ANZ home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    ANZ home loans 6.5 Based on 551
    ANZ home loan reviews
    6.1 6.0 6.5 7.5 6.3

    Read ANZ home loan reviews by the Mozo community

    Latest reviews of ANZ Fixed Rate (Breakfree package)

      • ANZ Fixed Rate (Breakfree package) *

        • 5.99%

          fixed 1 year rate

        • 6.73%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Great customer service at first, then declines.

          1. Overall customer rating
          2. (Reviewed 11 days ago)

        We were enticed by Anz to change home loans to them with a $1,000 switch-over fee to be paid to us. As soon as our loan settled, they reneged on this deal, rotten buggers! Never again will we fall for this. Feel very cheated.       Full review 

        We were enticed by Anz to change home loans to them with a $1,000 switch-over fee to be paid to us. As soon as our loan settled, they reneged on this deal, rotten buggers! Never again will we fall for this. Feel very cheated.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Fixed Rate (Breakfree package) home loan review by Jo-anne from Victoria

        Was this review helpful?

        Yes
      • ANZ Fixed Rate (Breakfree package) *

        • 5.99%

          fixed 1 year rate

        • 6.73%

          comparison rate

        ANZ Fixed Rate *

        • 6.14%

          fixed 1 year rate

        • 6.95%

          comparison rate

        * Fees and charges are payable

        Show Rates

        great customer service!!!!

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        Moving my family down from QLD to NSW meant we had no banking history in our new state,ANZ had the belief in us to enable my family and i not only to buy our own home but also loaned us money to build an investment property.The rates on both loans...       Full review 

        Moving my family down from QLD to NSW meant we had no banking history in our new state,ANZ had the belief in us to enable my family and i not only to buy our own home but also loaned us money to build an investment property.The rates on both loans were very competitive.The only major concern we do have though is if the reserve bank decide to raise rates then the big four tend to follow and if this continues to take place then we will go back to our banking institution up in QLD.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Fixed Rate (Breakfree package) home loan review by John from New South Wales

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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