ANZ Simplicity PLUS
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ANZANZ is one of the five largest companies in Australia, and is among the world’s top 50 biggest banks with more than six million customers worldwide! With over a hundred years of experience behind it, ANZ reckons it offers a consistent award-winning track record and more convenient everyday banking. ANZ has a wide range of banking services, including credit cards, home loans, savings accounts, term deposits and personal loans. |
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Customer ratingsclick to open
| ANZ Simplicity PLUS | ||
| Overall Customer Rating | 6.9#8 BASED ON 677 REVIEWS |
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| Price Rating | 6.5 | |
| Features Rating | 6.5 | |
| Service Rating | 7.0 | |
| Convenience Rating | 7.6 | |
| Trust Rating | 6.6 | |
| What next? |
Ratesclick to open
| ANZ Simplicity PLUS | ||
| Variable Rate | 6.21% | |
| Intro Rate | ||
| Intro Rate Term | ||
| Intro Rate Type | ||
| Comparison Rate* | 6.25% | |
| Fixed 1 Year Rate | ||
| Fixed 2 Year Rate | ||
| Fixed 3 Year Rate | ||
| Fixed 4 Year Rate | ||
| Fixed 5 Year Rate | ||
| Fixed 7 Year Rate | ||
| Fixed 10 Year Rate | ||
| Fixed Loan Revert Rate | ||
| What next? |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 0 years
Feesclick to open
| ANZ Simplicity PLUS | ||
| Application Fee | $600.00 | |
| Legal Fee | ||
| Valuation Fee | ||
| Settlement Fee | ||
| Other upfront fee (% of loan) | ||
| Service Fee | ||
| Exit Fee | $95.00 | |
| What next? |
Other financial bitsclick to open
| ANZ Simplicity PLUS | ||
| Minimum Loan Amount | $50,000.00 | |
| Maximum Loan Amount | ||
| What next? |
Featuresclick to open
| ANZ Simplicity PLUS | ||
| Repayment Frequency | Weekly, Fortnightly, Monthly | |
| Extra Repayments | yes | |
| Repayment Holidays | yes | |
| Redraw Facility | yes | |
| Minimum Redraw Amount | $2,000.00 | |
| Split Account | yes | |
| Offset Account | no | |
| Other Restrictions | ||
| Other Benefits | ||
| What next? |
Most recent reviews of ANZ home loans
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Overall Rating
9 -
Pricing
8 -
Product Features
8 -
Customer Service
9 -
Convenience
10 -
Trust
10
Was so easy to apply and was accepted in a few days. – Karen from Queensland, an ANZ home loan customer. Reviewed about 13 hours ago
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Overall Rating
5 -
Pricing
2 -
Product Features
6 -
Customer Service
5 -
Convenience
7 -
Trust
5
I don't like that it's so expensive to get out of a fixed loan. – emily from Victoria, an ANZ home loan customer. Reviewed about 14 hours ago
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Overall Rating
7 -
Pricing
6 -
Product Features
8 -
Customer Service
5 -
Convenience
10 -
Trust
7
I like the break-free package and the fact that you can split your loans. – Lisa Lee from Western Australia, an ANZ home loan customer. Reviewed about 15 hours ago
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Overall Rating
8 -
Pricing
6 -
Product Features
8 -
Customer Service
6 -
Convenience
8 -
Trust
8
I like the bundling of the product so it includes credit card, transaction and offset account as part of the deal. – Cindy from New South Wales, an ANZ home loan customer. Reviewed about 15 hours ago
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Overall Rating
8 -
Pricing
7 -
Product Features
7 -
Customer Service
5 -
Convenience
10 -
Trust
6
Took out a home loan some years ago an easy start, since this time this product has changed and no longer available. Unable to top up loan and would have to put in application for a new product, annoying! Being linked to an offset account helped pay of quicker and would recomend doing this saves years off your loan. Offset account linked to loan is the best feature! – jo from Victoria, an ANZ home loan customer. Reviewed 29 days ago
See all ANZ home loan reviews
Find more home loans by visiting our compare home loans page.
ANZ also offers the following Home loans
- Fixed Rate
- Equity Manager
- Variable Rate
- Equity Manager (Breakfree package)
- Variable Rate (Breakfree package)
- Equity Manager (Breakfree package)
- Variable Rate (Breakfree package)
- Variable Rate (Breakfree package)
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