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  • ANZ Variable Rate (Breakfree package)

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    • 6.86%variable

    • 7.19%from 17 Feb

    • $375.00Yearly

    • $0

    • 6.56%variable

    • 6.89%from 17 Feb

    • $375.00Yearly

    • $0

    • 6.46%variable

    • 6.79%from 17 Feb

    • $375.00Yearly

    • $0

    Currently showing:

    Rates

    Variable rate
    6.86%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    7.19%from 17 Feb
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $2,000.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $150,000
    Maximum loan amount
    $249,999

    Rates

    Variable rate
    6.56%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.89%from 17 Feb
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $2,000.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $250,000
    Maximum loan amount
    $499,999

    Rates

    Variable rate
    6.46%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.79%from 17 Feb
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $2,000.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $500,000
    Maximum loan amount
    $

    About ANZ

    ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.

    How are ANZ home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    ANZ home loans 6.7 Based on 534
    ANZ home loan reviews
    6.4 6.2 6.6 7.5 6.5

    Read ANZ home loan reviews by the Mozo community

    Latest reviews of ANZ Variable Rate

      • ANZ Variable Rate (Breakfree package)

        • 6.86%

          variable rate

        • -

          fixed 1 year rate

        ANZ Fixed Rate

        • 6.19%from 17 Feb

          fixed 1 year rate

        • -

          intro rate

        Show Rates

        Great rewards, features, options & rates

          1. Overall customer rating
          2. (Reviewed 6 days ago)

        Frequent flyer ski holiday to Canada each year. Offset & redraw gives confidence when paying additional funds off the mortgage, in the event of a "rainy day". These facilities allowed us to have our mortgage payed off up to 10 years early, as well...       Full review 

        Frequent flyer ski holiday to Canada each year. Offset & redraw gives confidence when paying additional funds off the mortgage, in the event of a "rainy day". These facilities allowed us to have our mortgage payed off up to 10 years early, as well as purchase a holiday home on average wages. Work to Live!!!!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ home loan review by Leah from Victoria

        2 people found this review helpful – do you?

        Yes
      • ANZ Variable Rate (Breakfree package)

        • 6.86%

          variable rate

        • -

          fixed 1 year rate

        ANZ Fixed Rate

        • 6.19%from 17 Feb

          fixed 1 year rate

        • -

          intro rate

        Show Rates

        Fantastic service 5 star rating

          1. Overall customer rating
          2. (Reviewed 13 days ago)

        I like this product cause ANZ provide very good customer service and greeat advise, they helped me out when things didn't seem right. I recommend them highly purely on their customer service. Keep it up.       Full review 

        I like this product cause ANZ provide very good customer service and greeat advise, they helped me out when things didn't seem right. I recommend them highly purely on their customer service. Keep it up.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ home loan review by Mark from New South Wales

        Was this review helpful?

        Yes

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