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    • Aussie Optimizer Line of Credit

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    • 6.23%variable

    • 6.46%

    • $198.00Yearly

    • $600

    Rates

    Variable rate
    6.23%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.46%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $500.00
    Legal fee
    $0.00
    Valuation fee
    $0.00
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $198.00Yearly
    Discharge fee
    $400.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Fortnightly, Monthly
    Extra repayments
    n/a
    Repayment holidays
    no
    Redraw facility
    yes - free
    Minimum redraw amount
    $1,000.00
    Split account
    yes
    Offset account
    n/a
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $100,000.00
    Maximum loan amount
    $2,000,000.00

    About Aussie

    Aussie Home Loans has been giving the big banks a run for their money for over 15 years. “Aussie John” Symond founded Aussie Home Loans in 1992 to shake up the home loans market, attracting hundreds of thousands of customers around Australia. Aussie Home Loans has since expanded into a national mortgage broking service as well as Aussie-branded credit cards, car loans, personal loans and insurance to give consumers a banking alternative. In December 2008, Aussie cemented its position as Australia’s leading non-bank lender by buying out rival Wizard Home Loans.

    How are Aussie home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Aussie home loans 7.5 Based on 31
    Aussie home loan reviews     		7.0 6.9 7.6 7.6 7.3

    Read Aussie home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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    Online Home Loan

    • $0 loan application fee. For refinance or purchase
    • 100% redraw offset facility with linked Visa debit card
    • Comparison rate 6.23%
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