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    • Aussie Optimizer Plus Variable (LVR 70-80%)

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    home loans

    • 7.03%variable

    • 7.22%

    • $15.00Monthly

    • $350

    Rates

    Variable rate
    7.03%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    7.22%
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $250.00
    Legal fee
    $0.00
    Valuation fee
    $0.00
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $15.00Monthly
    Discharge fee
    $400.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $1,500

    Features

    Repayment Frequency
    Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes - free
    Minimum redraw amount
    $1,000.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $350,000
    Maximum loan amount
    $500,000

    About Aussie

    Aussie Home Loans has been giving the big banks a run for their money for over 15 years. “Aussie John” Symond founded Aussie Home Loans in 1992 to shake up the home loans market, attracting hundreds of thousands of customers around Australia. Aussie Home Loans has since expanded into a national mortgage broking service as well as Aussie-branded credit cards, car loans, personal loans and insurance to give consumers a banking alternative. In December 2008, Aussie cemented its position as Australia’s leading non-bank lender by buying out rival Wizard Home Loans.

    How are Aussie home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Aussie home loans 6.5 Based on 26
    Aussie home loan reviews     		6.3 6.0 6.6 7.0 6.4

    Read Aussie home loan reviews by the Mozo community

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    • Introductory 1 year fixed rate of 6.09% p.a.
    • Plus Professional Package loans offer a reduced interest rate of up to 0.85% off for the life of your home loan
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