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    • BCU Discounted Rate

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    home loans

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    • 6.44%variable

    • 6.48%

    • $0.00

    • $600

    Rates

    Variable rate
    6.44%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.48%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $600.00
    Legal fee
    $0.00
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $0.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, fortnightly or monthly
    Extra repayments
    Yes - free
    Repayment holidays
    none
    Redraw facility
    Yes - free
    Minimum redraw amount
    $500.00
    Split account
    Yes
    Offset account
    yes
    Other restrictions
    Monthly membership levy of $6. Product is offered at lenders discretion for low risk borrowers. Monthly membership levy of $6.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $10,000.00
    Maximum loan amount
    $

    About BCU

    BCU began in 1970 when a group of north coast banana growers pooled their resources, and formed a credit union. Since those humble beginnings BCU has grown to 54,000 members, and includes 23 branches from Port Macquarie to Beaudesert, a call centre located in northern NSW and Telephone and Internet banking facilities. Profits are returned back to members through loyalty rebates, affordable loans, sponsorships and educational programs. Regardless of where you live in Australia, BCU has a wide range of personal finance options to simplify your banking, including credit cards, home loans, personal loans, savings and transaction accounts and term deposits.

    How are BCU home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    BCU home loans 7.5 Based on 6
    BCU home loan reviews     		7.6 5.5 7.8 7.5 7.7

    Read BCU home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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