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6.84%variable
6.88%
$0.00
$600
BCU began in 1970 when a group of north coast banana growers pooled their resources, and formed a credit union. Since those humble beginnings BCU has grown to 54,000 members, and includes 23 branches from Port Macquarie to Beaudesert, a call centre located in northern NSW and Telephone and Internet banking facilities. Profits are returned back to members through loyalty rebates, affordable loans, sponsorships and educational programs. Regardless of where you live in Australia, BCU has a wide range of personal finance options to simplify your banking, including credit cards, home loans, personal loans, savings and transaction accounts and term deposits.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| BCU home loans |
7.5
Based on 6 BCU home loan reviews |
7.6 | 5.5 | 7.8 | 7.5 | 7.7 |
Read BCU home loan reviews by the Mozo community
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It couldn't have been easier.
Great product with all the bells and whistles attached. Deal direct with a person and not over the phone like our old bank. Full review
Great product with all the bells and whistles attached. Deal direct with a person and not over the phone like our old bank.
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OK banking
The BCU needs to catch up with 2012 banking. There is no app ( and I have enquired from staff) for phone banking. Our experience is that it has often taken more than one appointment to get a change of organisation within our accounts to be enacted... Full review
The BCU needs to catch up with 2012 banking. There is no app ( and I have enquired from staff) for phone banking. Our experience is that it has often taken more than one appointment to get a change of organisation within our accounts to be enacted. The physical structure of the organisation is developing and growing, but I really feel it needs a shot in the arm with PR on the front line and perhaps better access to inquiries and customer service through a total online availability.
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Penalised for paying payments ahead in redraw home
I paid off my mortgage that was set up with redraw facility with payment of $40000 to save on interest as it seemed the best option for us & when we tried to redraw on same approx. 8 weeks later we were advised that they closed our loan & now we h... Full review
I paid off my mortgage that was set up with redraw facility with payment of $40000 to save on interest as it seemed the best option for us & when we tried to redraw on same approx. 8 weeks later we were advised that they closed our loan & now we have to reapply (more application, setup, etc fees & all) to remortgage our home, even though we had not finalised agreement or received ANY NOTIFICATION of such from the credit union other than our usual monthly printout statements that we'd overlooked checking the loan balance as we knew we were WAY AHEAD...big costly error.
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Yes*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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