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    • Bank of Queensland Fixed Rate (Privileges Package)

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    • 5.95%3 years

    • 6.76%

    • $375.00Yearly

    • $100

    • 5.95%3 years

    • 6.52%

    • $375.00Yearly

    • $100

    • 5.95%3 years

    • 6.48%

    • $375.00Yearly

    • $100

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.76%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    5.99%
    Fixed 3 year rate
    5.95%
    Fixed 4 year rate
    6.59%
    Fixed 5 year rate
    6.49%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.61%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $5,000
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    no
    Offset account
    no
    Other restrictions
    Borrower must have total combined borrowings of $200,000 or more with BOQ and must maintain an approved BOQ transaction account.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.52%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    5.99%
    Fixed 3 year rate
    5.95%
    Fixed 4 year rate
    6.59%
    Fixed 5 year rate
    6.49%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.26%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $5,000
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    no
    Offset account
    no
    Other restrictions
    Borrower must have total combined borrowings of $200,000 or more with BOQ and must maintain an approved BOQ transaction account.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $999,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.48%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    5.99%
    Fixed 3 year rate
    5.95%
    Fixed 4 year rate
    6.59%
    Fixed 5 year rate
    6.49%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.21%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $5,000
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    no
    Offset account
    no
    Other restrictions
    Borrower must have total combined borrowings of $200,000 or more with BOQ and must maintain an approved BOQ transaction account.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $1,000,000.00
    Maximum loan amount
    $

    About Bank of Queensland

    Bank of Queensland is Australia’s fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

    How are Bank of Queensland home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Bank of Queensland home loans 7.4 Based on 54
    Bank of Queensland home loan reviews     		6.9 6.6 7.8 8.0 7.6

    Read Bank of Queensland home loan reviews by the Mozo community

    Latest reviews of Bank of Queensland Fixed Rate (Privileges Package)

      • UBank UHomeLoan - Refinance only *

        Compare all home loans

        * Fees and charges are payable

        Show Rates

        Awesome customer service and brilliant rates.

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        The level of care from the bank manager, Helen, was brilliant she went above and beyond what we expected while applying for our home loan.       Full review 

        The level of care from the bank manager, Helen, was brilliant she went above and beyond what we expected while applying for our home loan.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Bank of Queensland Fixed Rate (Privileges Package) home loan review by Nicholas from Queensland

        Was this review helpful?

        Yes

      • UBank UHomeLoan - Refinance only *

        Compare all home loans

        * Fees and charges are payable

        Show Rates

        People friendly

          11. Overall customer rating
          12. (Reviewed 2 months ago)

        Generally like the product. Our whole banking experience always seems friendly at bank to help. Only complaint we have is that we are never given product information on bettering our loan.       Full review 

        Generally like the product. Our whole banking experience always seems friendly at bank to help. Only complaint we have is that we are never given product information on bettering our loan.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Bank of Queensland Fixed Rate (Privileges Package) home loan review by Michelle from Queensland

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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