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  • Bank of Queensland Standard Variable Rate (Privileges Package)

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    home loans

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    home loans

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    home loans

    • 6.46%variable

    • 6.80%from 16 Dec

    • $375.00Yearly

    • $100

    • 6.86%variable

    • 7.20%from 16 Dec

    • $375.00Yearly

    • $100

    • 6.51%variable

    • 6.81%from 16 Dec

    • $375.00Yearly

    • $100

    Currently showing:

    Rates

    Variable rate
    6.46%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.80%from 16 Dec
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $100.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    No application fee and $1000 cash back. Borrower must have total combined borrowings of $250,000 or more with BOQ and must maintain an approved BOQ transaction account. Offset Account available at $10 monthly fee
    Other benefits
    Transactional account with no monthly fee. Annual Fee for Credit Card waived.

    Other financial bits

    Minimum loan amount
    $1,000,000
    Maximum loan amount
    $

    Rates

    Variable rate
    6.86%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    7.20%from 16 Dec
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $100.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    Borrower must have total combined borrowings of $150,000 or more with BOQ and must maintain an approved BOQ transaction account. Offset Account available at $10 monthly fee
    Other benefits
    Transactional account with no monthly fee. Annual Fee for Credit Card waived.

    Other financial bits

    Minimum loan amount
    $150,000
    Maximum loan amount
    $249,999

    Rates

    Variable rate
    6.51%
    Intro rate
    6.31%from 16 Dec
    Intro rate term
    24 Months
    Intro rate type
    Variable
    Comparison Rate*
    6.81%from 16 Dec
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $100.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    Borrower must have total combined borrowings of $200,000 or more with BOQ and must maintain an approved BOQ transaction account. Offset Account available at $10 monthly fee
    Other benefits
    Transactional account with no monthly fee. Annual Fee for Credit Card waived.

    Other financial bits

    Minimum loan amount
    $250,000
    Maximum loan amount
    $999,999

    About Bank of Queensland

    Bank of Queensland is Australia’s fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

    How are Bank of Queensland home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Bank of Queensland home loans 7.3 Based on 53
    Bank of Queensland home loan reviews
    6.6 6.3 7.6 8.3 7.6

    Read Bank of Queensland home loan reviews by the Mozo community

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