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BankSA home loans

BankSA's overall rating for home loans is

7.1

(as rated by the Mozo community)

BankSA offers the following home loans

Product Rate Fixed Rate (3 year) Comparison Rate* Initial Minimum Monthly Repayment Total Interest & Fees**
Portfolio Loan
7.53% 7.74% $2,223 $372,349
Portfolio Loan - fixed (Fixed)
7.14% 7.62% $2,147 $367,747
Standard Variable Home Loan
7.43% 7.59% $2,203 $365,200
Portfolio Loan (Advantage Package)
7.28% 7.63% $2,174 $362,492
Standard Fixed Rate
7.14% 7.50% $2,147 $361,720
Standard Variable Home Loan (Advantage Package)
7.18% 7.53% $2,155 $356,698
Portfolio Loan (Advantage Package) (Advantage Package)
7.03% 7.38% $2,126 $348,050
Portfolio Loan - fixed (Fixed) (Advantage Package)
6.99% 7.37% $2,118 $347,607
Standard Fixed Rate (Advantage Package)
6.99% 7.30% $2,118 $342,975
Standard Variable Home Loan (Advantage Package) (Advantage Package)
6.93% 7.28% $2,107 $342,313
Portfolio Loan - fixed (Fixed) (Advantage Package) (Advantage Package)
6.99% 7.23% $2,118 $338,360
Portfolio Loan (Advantage Package) (Advantage Package)
6.83% 7.18% $2,088 $336,599
Standard Fixed Rate (Advantage Package) (Advantage Package)
6.99% 7.16% $2,118 $333,764
Standard Variable Home Loan (Advantage Package) (Advantage Package)
6.73% 7.09% $2,069 $330,909
Basic Home Loan
6.85% 6.90% $2,092 $328,615

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 25 years

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South

Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

Reviews of BankSA home loans

Jennifer from South Australia, a BankSA home loan customer. 10Overall Rating
  They are an awesome bank and treat you as individuals as everyone has different needs. Reviewed 14 days ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
Helen from South Australia, a BankSA home loan customer. 7Overall Rating
  Their interest rates are better than most other banks, service is good - the only negative aspect is that they have a monthly ongoing fee. Reviewed 14 days ago  
  • 7Pricing
  • 7Product Features
  • 7Customer Service
  • 8Convenience
  • 7Trust
Teresa from Western Australia, a BankSA home loan customer. 5Overall Rating
  The initial set up was easy as it was done through a broker, however the further through the prosess we got the less comunication we recieved from the bank and broker and were left to chase things up for ourselves. Reviewed 15 days ago  
  • 8Pricing
  • 7Product Features
  • 3Customer Service
  • 5Convenience
  • 4Trust
Ursula from South Australia, a BankSA home loan customer. 8Overall Rating
  BankSA were very esay to deal with. Explained themselves well and their mobile lenders where very professional Reviewed 16 days ago  
  • 8Pricing
  • 8Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
Angela from South Australia, a BankSA home loan customer. 8Overall Rating
  Bank SA have been extremely helpful during our time with them. We have been able to set up a portfolio of loans to suit our investment & home loan criteria. The customer service has always been fantastic - as an example when were going on an overseas trip they organised for us to have a credit card not linked to our other accounts with a limited access amount at very short notice (3 days). Reviewed 20 days ago  
  • 8Pricing
  • 8Product Features
  • 10Customer Service
  • 9Convenience
  • 8Trust

How are other BankSA products rated by the Mozo community?

Product Type Overall Price Features Service Convenience Trust
BankSA savings accounts 6.8 132 REVIEWS 5.5 5.1 7.0 7.5 7.1
BankSA bank accounts 7.4 95 REVIEWS 6.2 5.9 7.4 8.0 7.7
BankSA home loans 7.1 90 REVIEWS 6.6 6.4 7.4 7.7 7.2
BankSA term deposits 7.9 16 REVIEWS 7.1 5.2 7.8 7.9 8.4
BankSA credit cards 6.8 81 REVIEWS 6.3 5.0 6.6 7.3 7.2
BankSA personal loans 7.0 17 REVIEWS 5.5 5.1 7.7 7.3 6.9

Other providers of home loans

With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. You can find and compare BankSA home loans with Mozo or check out these other providers.

 

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