BankSA home loans

BankSA home loans can be found here. Find more home loans by visiting our compare home loans page.

With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. Find and compare BankSA home loans with Mozo.

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services. Find BankSA home loans with Mozo.

 

This is how the Mozo community has rated your bank for its home loans:

BankSA's overall rating for home loans is 7.5(rate this bank)

 

BankSA offers the following home loans

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Product Rate Fixed Rate (3 year) Comparison Rate* Initial Minimum Monthly Repayment Total Interest & Fees**
Basic Home Loan 6.35% 6.40% $999 $150,739 Add to shortlist
Great Start (1yr Discounted Variable) 6.23% variable for 12 months and then 6.93% 7.02% $988 $168,920 Add to shortlist
Great Start (1yr Fixed) 6.49% fixed for 12 months and then 6.93% 7.05% $1,012 $169,414 Add to shortlist
Standard Variable Home Loan 6.93% 7.09% $1,053 $170,244 Add to shortlist
Standard Fixed Rate 7.69% 7.32% $1,127 $174,410 Add to shortlist
Portfolio Loan 7.03% 7.24% $1,063 $174,412 Add to shortlist
Portfolio Loan - fixed (Fixed) 7.69% 7.44% $1,127 $178,038 Add to shortlist

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 25 years


Reviews of BankSA home loans

SA Customer - Anthony
  • Overall Rating

    7
  • Pricing

    6
  • Product Features

    8
  • Customer Service

    8
  • Convenience

    6
  • Trust

    4

Have set up a no fee account - which I like – Anthony from South Australia, a BankSA home loan customer.   Reviewed 21 days ago

SA Customer - Helena
  • Overall Rating

    8
  • Pricing

    7
  • Product Features

    7
  • Customer Service

    9
  • Convenience

    9
  • Trust

    8

It is flexible & it is suited to my needs & the interest rate is low – Helena from South Australia, a BankSA home loan customer.   Reviewed 23 days ago

SA Customer - Laura
  • Overall Rating

    8
  • Pricing

    7
  • Product Features

    6
  • Customer Service

    8
  • Convenience

    10
  • Trust

    8

Like the fact that I can walk to my local branch and speak to someone I know. – Laura from South Australia, a BankSA home loan customer.   Reviewed 2 months ago

SA Customer - debbie
  • Overall Rating

    8
  • Pricing

    8
  • Product Features

    -
  • Customer Service

    8
  • Convenience

    10
  • Trust

    8

Works for us, information readily available. – debbie from South Australia, a BankSA home loan customer.   Reviewed 2 months ago

SA Customer - stefanie
  • Overall Rating

    10
  • Pricing

    10
  • Product Features

    10
  • Customer Service

    10
  • Convenience

    10
  • Trust

    10

It was easy to understand and easy to communicate with the banking staff. – stefanie from South Australia, a BankSA home loan customer.   Reviewed 2 months ago

See all BankSA home loan reviews

Visit our compare home loans page.

What else does BankSA offer?

Below are the results for all BankSA products, as rated by the Mozo community.

Product Type Overall Price Features Service Convenience Trust
BankSA savings accounts 6.5 83 REVIEWS 5.5 5.3 6.9 7.5 6.8
BankSA bank accounts 7.6 76 REVIEWS 6.3 6.0 7.5 8.0 7.8
BankSA home loans 7.5 56 REVIEWS 6.5 6.6 7.5 8.0 7.3
BankSA term deposits 7.8 10 REVIEWS 7.1 5.8 7.8 8.1 8.6
BankSA credit cards 7.1 59 REVIEWS 6.2 5.0 6.7 7.5 7.5
BankSA personal loans 6.9 15 REVIEWS 5.5 5.4 7.7 7.3 7.1

Other providers of Home loans

BankSA also offers the following types of products