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  • BankSA Standard Fixed Rate (Advantage Package)

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    • 6.09%3 years

    • 6.95%

    • $395.00Yearly

    • $264

    • 5.94%3 years

    • 6.74%

    • $395.00Yearly

    • $264

    • 5.94%3 years

    • 6.53%

    • $395.00Yearly

    • $264

    • 5.94%3 years

    • 6.60%

    • $395.00Yearly

    • $264

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.95%
    Fixed 1 year rate
    6.09%
    Fixed 2 year rate
    6.09%
    Fixed 3 year rate
    6.09%
    Fixed 4 year rate
    6.84%
    Fixed 5 year rate
    6.89%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.79%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $164.00
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $250.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    yes
    Redraw facility
    no
    Minimum redraw amount
    $1.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $100,000.00
    Maximum loan amount
    $149,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.74%
    Fixed 1 year rate
    5.94%
    Fixed 2 year rate
    5.94%
    Fixed 3 year rate
    5.94%
    Fixed 4 year rate
    6.69%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.54%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $164.00
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $250.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    yes
    Redraw facility
    no
    Minimum redraw amount
    $1.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.53%
    Fixed 1 year rate
    5.94%
    Fixed 2 year rate
    5.94%
    Fixed 3 year rate
    5.94%
    Fixed 4 year rate
    6.69%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.24%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $164.00
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $250.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    yes
    Redraw facility
    no
    Minimum redraw amount
    $1.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $500,000.00
    Maximum loan amount
    $

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.60%
    Fixed 1 year rate
    5.94%
    Fixed 2 year rate
    5.94%
    Fixed 3 year rate
    5.94%
    Fixed 4 year rate
    6.69%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.34%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $164.00
    Settlement fee
    $100.00
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $250.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    yes
    Redraw facility
    no
    Minimum redraw amount
    $1.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $499,999.00

    About BankSA

    BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

    How are BankSA home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    BankSA home loans 6.9 Based on 37
    BankSA home loan reviews
    6.4 6.1 6.4 7.5 6.5

    Read BankSA home loan reviews by the Mozo community

    Latest reviews of BankSA Standard Fixed Rate (Advantage Package)

      • BankSA Standard Fixed Rate (Advantage Package) *

        • 6.09%

          fixed 1 year rate

        • 6.95%

          comparison rate

        BankSA Standard Variable Home Loan *

        • 7.04%

          variable rate

        • 7.21%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Very good rates and fast, reliable cust service

          1. Overall customer rating
          2. (Reviewed 10 days ago)

        Banksa have been fantastic with getting me into the best home loan for my new lifestyle now i have separated from my partner and have a little girl to bring up alone i had to review my home loan and was in the dark, Banksa employees helped me quic...       Full review 

        Banksa have been fantastic with getting me into the best home loan for my new lifestyle now i have separated from my partner and have a little girl to bring up alone i had to review my home loan and was in the dark, Banksa employees helped me quickly, no fuss get into the right home loan and helped me save $38 per week from my last loan.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        BankSA Standard Fixed Rate (Advantage Package) home loan review by Renee from South Australia

        Was this review helpful?

        Yes
      • BankSA Standard Fixed Rate (Advantage Package) *

        • 6.09%

          fixed 1 year rate

        • 6.95%

          comparison rate

        BankSA Standard Variable Home Loan *

        • 7.04%

          variable rate

        • 7.21%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Disappointing customer service, badly trained staf

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        As a first home owner when, i signed up for my home loan, I was made to feel stupid and they weren't explaining anything properly. I had so many problems and it seemed no one i spoke to could help me. The paperwork for home loans goes off shore, a...       Full review 

        As a first home owner when, i signed up for my home loan, I was made to feel stupid and they weren't explaining anything properly. I had so many problems and it seemed no one i spoke to could help me. The paperwork for home loans goes off shore, and lots of mistakes are made! very disappointing.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        BankSA Standard Fixed Rate (Advantage Package) home loan review by Kelli from South Australia

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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