Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: Available for loans with LVR 75%-95%.

Other financial bits

Minimum loan amount: $200,000.00
Maximum loan amount: $749,999.00

Rates

Variable rate: 6.13%
Intro rate: none
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 6.18%
Fixed 1 year rate: none
Fixed 2 year rate: none
Fixed 3 year rate: none
Fixed 4 year rate: none
Fixed 5 year rate: none
Fixed 7 year rate: none
Fixed 10 year rate: none
Fixed loan revert rate: none

Fees

Application fee: $695.00
Legal fee: $
Valuation fee: $
Settlement fee: $
Other upfront fee (% of loan): none
Service fee: $0.00
Discharge fee: $0.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: 0.85% p.a. lifetime discount for borrowings up to 75% of property value. New borrowings only.

Other financial bits

Minimum loan amount: $200,000.00
Maximum loan amount: $749,999.00

Rates

Variable rate: 6.18%
Intro rate: none
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 6.23%
Fixed 1 year rate: none
Fixed 2 year rate: none
Fixed 3 year rate: none
Fixed 4 year rate: none
Fixed 5 year rate: none
Fixed 7 year rate: none
Fixed 10 year rate: none
Fixed loan revert rate: none

Fees

Application fee: $695.00
Legal fee: $
Valuation fee: $
Settlement fee: $
Other upfront fee (% of loan): none
Service fee: $0.00
Discharge fee: $0.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: Available for loans with LVR 75%-95%.

Other financial bits

Minimum loan amount: $750,000.00
Maximum loan amount: $999,999.00

Rates

Variable rate: 6.13%
Intro rate: none
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 6.18%
Fixed 1 year rate: none
Fixed 2 year rate: none
Fixed 3 year rate: none
Fixed 4 year rate: none
Fixed 5 year rate: none
Fixed 7 year rate: none
Fixed 10 year rate: none
Fixed loan revert rate: none

Fees

Application fee: $695.00
Legal fee: $
Valuation fee: $
Settlement fee: $
Other upfront fee (% of loan): none
Service fee: $0.00
Discharge fee: $0.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: 0.85% p.a. lifetime discount for borrowings up to 75% of property value. New borrowings only.

Other financial bits

Minimum loan amount: $750,000.00
Maximum loan amount: $999,999.00

Rates

Variable rate: 6.13%
Intro rate: none
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 6.18%
Fixed 1 year rate: none
Fixed 2 year rate: none
Fixed 3 year rate: none
Fixed 4 year rate: none
Fixed 5 year rate: none
Fixed 7 year rate: none
Fixed 10 year rate: none
Fixed loan revert rate: none

Fees

Application fee: $695.00
Legal fee: $
Valuation fee: $
Settlement fee: $
Other upfront fee (% of loan): none
Service fee: $0.00
Discharge fee: $0.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: Available for loans with LVR 75%-95%.

Other financial bits

Minimum loan amount: $1,000,000.00
Maximum loan amount: $1,499,999.00

Rates

Variable rate: 6.08%
Intro rate: none
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 6.13%
Fixed 1 year rate: none
Fixed 2 year rate: none
Fixed 3 year rate: none
Fixed 4 year rate: none
Fixed 5 year rate: none
Fixed 7 year rate: none
Fixed 10 year rate: none
Fixed loan revert rate: none

Fees

Application fee: $695.00
Legal fee: $
Valuation fee: $
Settlement fee: $
Other upfront fee (% of loan): none
Service fee: $0.00
Discharge fee: $0.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: 0.9% p.a. lifetime discount for borrowings up to 75% of property value. New borrowings only.

Other financial bits

Minimum loan amount: $1,000,000.00
Maximum loan amount: $1,499,999.00

Rates

Variable rate: 6.08%
Intro rate: none
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 6.13%
Fixed 1 year rate: none
Fixed 2 year rate: none
Fixed 3 year rate: none
Fixed 4 year rate: none
Fixed 5 year rate: none
Fixed 7 year rate: none
Fixed 10 year rate: none
Fixed loan revert rate: none

Fees

Application fee: $695.00
Legal fee: $
Valuation fee: $
Settlement fee: $
Other upfront fee (% of loan): none
Service fee: $0.00
Discharge fee: $0.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: Available for loans with LVR 75%-95%.

Other financial bits

Minimum loan amount: $1,500,000.00
Maximum loan amount: $

Rates

Variable rate: 6.03%
Intro rate: none
Intro rate term: none
Intro rate type: Variable
Comparison Rate*: 6.08%
Fixed 1 year rate: none
Fixed 2 year rate: none
Fixed 3 year rate: none
Fixed 4 year rate: none
Fixed 5 year rate: none
Fixed 7 year rate: none
Fixed 10 year rate: none
Fixed loan revert rate: none

Fees

Application fee: $695.00
Legal fee: $
Valuation fee: $
Settlement fee: $
Other upfront fee (% of loan): none
Service fee: $0.00
Discharge fee: $0.00
Early Exit Fee after 1 year assuming $300,000 loan: $0

Features

Repayment Frequency: Weekly, Fortnightly, Monthly
Extra repayments: yes - free
Repayment holidays: none
Redraw facility: yes, free
Minimum redraw amount: $1.00
Split account: no
Offset account: yes
Other restrictions: Offset available only with an optional Lite Direct Transaction Account
Other benefits: 0.95% p.a. lifetime discount for borrowings up to 75% of property value. New borrowings only.

Other financial bits

Minimum loan amount: $1,500,000.00
Maximum loan amount: $

About Bankwest

BankWest is the bank best known for its Happy Banking initiative, which aims to make banking a more positive experience. Originally from Western Australia, BankWest has attracted thousands of customers around the country with its competitively priced products such as the TeleNet Saveraccount. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the BankWest brand. So if you like the sound of Happy Banking, check out BankWest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

How are Bankwest home loans rated by the Mozo community?

Product Type	Overall	Price	Features	Service	Convenience	Trust
Bankwest home loans	6.9 Based on 170 Bankwest home loan reviews	7.0	6.3	6.7	7.0	6.5

Read Bankwest home loan reviews by the Mozo community

Latest reviews of Bankwest Premium Select

Bankwest Premium Select *
- 6.23%
  variable rate
- 6.28%
  comparison rate
- Talk to an expert ?
  
  A free service to help you get expert home loan advice.
  
  All experts in our panel are fully accredited and ready to help.
  
  Negotiate with banks on your behalf.
  
  Answer questions about how much you can borrow.
  
  Help explain product features, fees and help with paperwork.
Bankwest Fixed Loan *
- 6.39%
  fixed 1 year rate
- 6.97%
  comparison rate
- Go to site
More Bankwest home loans

* Fees and charges are payable
Show Rates
"BOB" is the best !!!

Overall customer rating
(Reviewed about 1 month ago)

Getting the home loan was a nightmare until I made a scene and it got transferred from the retail flunkies out the front to the actual bank manager and his assistant. Then we got some action and all is good now Full review

Getting the home loan was a nightmare until I made a scene and it got transferred from the retail flunkies out the front to the actual bank manager and his assistant. Then we got some action and all is good now

Price

Features

Service

Convenience

Trust

Less
Bankwest Premium Select home loan review by Jenny from Western Australia 2012-04-10T16:01:05+10:00

1 person found this review helpful – do you?
Yes

Bankwest Premium Select *
- 6.23%
  variable rate
- 6.28%
  comparison rate
- Talk to an expert ?
  
  A free service to help you get expert home loan advice.
  
  All experts in our panel are fully accredited and ready to help.
  
  Negotiate with banks on your behalf.
  
  Answer questions about how much you can borrow.
  
  Help explain product features, fees and help with paperwork.
Bankwest Fixed Loan *
- 6.39%
  fixed 1 year rate
- 6.97%
  comparison rate
- Go to site
More Bankwest home loans

* Fees and charges are payable
Show Rates
Competitive rates and exceptional service

Overall customer rating
(Reviewed about 1 month ago)

This product has zero ongoing fees which is fantastic! The service in store is always very good and the staff are always happy to not only help, but explain the products in ways that are easy to understand. The call centre on the other hand is a l... Full review

This product has zero ongoing fees which is fantastic! The service in store is always very good and the staff are always happy to not only help, but explain the products in ways that are easy to understand. The call centre on the other hand is a little hit and miss. This product is comparable to a few other banks, however I feel there customer service wins me over. Its not every day you see a bank not only open late on a Thursday night (9pm), but 7 days a week!

Price

Features

Service

Convenience

Trust

Less
Bankwest Premium Select home loan review by Julian from Queensland 2012-03-28T14:26:40+11:00

1 person found this review helpful – do you?
Yes

Bankwest Premium Select *
- 6.23%
  variable rate
- 6.28%
  comparison rate
- Talk to an expert ?
  
  A free service to help you get expert home loan advice.
  
  All experts in our panel are fully accredited and ready to help.
  
  Negotiate with banks on your behalf.
  
  Answer questions about how much you can borrow.
  
  Help explain product features, fees and help with paperwork.
Bankwest Fixed Loan *
- 6.39%
  fixed 1 year rate
- 6.97%
  comparison rate
- Go to site
More Bankwest home loans

* Fees and charges are payable
Show Rates
Good rates, great facilities, good attitude

Overall customer rating
(Reviewed 2 months ago)

This product is great because it gives a very competitive interest rate with great facilities and the bank itself is very approachable and progressive Full review

This product is great because it gives a very competitive interest rate with great facilities and the bank itself is very approachable and progressive

Price

Features

Service

Convenience

Trust

Less
Bankwest Premium Select home loan review by Tim from New South Wales 2012-03-26T13:44:12+11:00

2 people found this review helpful – do you?
Yes

Bankwest Premium Select *
- 6.23%
  variable rate
- 6.28%
  comparison rate
- Talk to an expert ?
  
  A free service to help you get expert home loan advice.
  
  All experts in our panel are fully accredited and ready to help.
  
  Negotiate with banks on your behalf.
  
  Answer questions about how much you can borrow.
  
  Help explain product features, fees and help with paperwork.
Bankwest Fixed Loan *
- 6.39%
  fixed 1 year rate
- 6.97%
  comparison rate
- Go to site
More Bankwest home loans

* Fees and charges are payable
Show Rates
Good rates and great customer service

Overall customer rating
(Reviewed 2 months ago)

Competitive products almost matching those credit unions yet they are a bank! Full review

Competitive products almost matching those credit unions yet they are a bank!

Price

Features

Service

Convenience

Trust

Less
Bankwest Premium Select home loan review by Peter from New South Wales 2012-03-20T14:41:19+11:00

1 person found this review helpful – do you?
Yes

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

Compare other home loans