X
Your shortlist

  • Remove from shortlist Go to site

    • Bendigo Bank Home Equity Loan (Home Loan package)

    Compare other
    home loans

    Talk to an expert     ?

    • 6.70%variable

    • 6.84%

    • $8.00Monthly

    • $730

    Rates

    Variable rate
    6.70%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.84%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $150.00
    Legal fee
    $295.00
    Valuation fee
    $205.00
    Settlement fee
    $80.00
    Other upfront fee (% of loan)
    none
    Service fee
    $8.00Monthly
    Discharge fee
    $250.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    n/a
    Repayment holidays
    no
    Redraw facility
    n/a
    Minimum redraw amount
    $
    Split account
    no
    Offset account
    n/a
    Other restrictions
    Customers must have 3 additional relationships with the Bendigo and Adelaide Bank Group, e.g. credit card, everyday account, savings account, term deposit, insurance
    Other benefits
    Full transaction account rebate on all of your eligible transaction accounts. 1.00% pa discount on new and existing Bendigo Red Credit Cards.

    Other financial bits

    Minimum loan amount
    $5,000.00
    Maximum loan amount
    $10,000,000.00

    About Bendigo Bank

    Bendigo Bank is a community focused bank with a big presence in Victoria and Queensland and a growing network across Australia. Bendigo Bank aims to work closely with the local communities it serves, and to offer quality customer service in an industry not exactly renowned for it! Bendigo Bank has a range of banking services to help you reach your financial goals, including personal loans, home loans, credit cards, term deposits, savings and bank accounts. It also enables its customers to serve themselves 24 hours a day with e-banking, Phone Banking, ATMs or EFTPOS.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are Bendigo Bank home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Bendigo Bank home loans 7.9 Based on 92
    Bendigo Bank home loan reviews     		7.1 6.9 8.2 8.2 8.1

    Read Bendigo Bank home loan reviews by the Mozo community

    Latest review of Bendigo Bank Home Equity Loan (Home Loan package)

      • UBank UHomeLoan - Refinance only *

        Compare all home loans

        * Fees and charges are payable

        Show Rates

        Great rates and outstanding customer support

          11. Overall customer rating
          12. (Reviewed 16 days ago)

        Outstanding home loan package with great rates and the flexibility of being able to alter or miss payments if the need be. There have been a couple of instances where I have had to skip a couple of payments due to unforeseen circumstances. Having...       Full review 

        Outstanding home loan package with great rates and the flexibility of being able to alter or miss payments if the need be. There have been a couple of instances where I have had to skip a couple of payments due to unforeseen circumstances. Having a line of credit and having made extra payments in the past to our account has held us in good steed for this and the staff are only too happy to negotiate and work things through with you. In the whole time I have dealt with Bendigo Bank through their online banking system I have had nothing but praise for their customer service. They are always very friendly, helpful + prepared to go that extra mile for you!


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Bendigo Bank Home Equity Loan (Home Loan package) home loan review by Julie from Victoria

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Compare other home loans

    Popular home loans

    loans.com.au
    Variable Rate 5.85% p.a.

    Online Home Loan

    • $0 loan application fee. For refinance or purchase
    • 100% redraw offset facility with linked Visa debit card
    • Comparison rate 6.23%
    Go to site

    Want help negotiating
    your home loan?

    Talk to an accredited mortgage expert with Mozo's free home loan help service!

    Go