CUA home loans

CUA home loans can be found here. Find more home loans by visiting our compare home loans page.

With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. Find and compare CUA home loans with Mozo.

CUA (Credit Union Australia) aims to be Australia’s leading member-owned banking alternative. Being 100% member-owned means that all of CUA’s profits go back into developing its competitive banking services. Any permanent Australian resident can become a CUA member, so if you’re after a change for the better check out CUA’s range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia’s largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth. Find CUA home loans with Mozo.

 

This is how the Mozo community has rated your bank for its home loans:

CUA's overall rating for home loans is 8.2(rate this bank)

 

CUA offers the following home loans

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Product Rate Fixed Rate (3 year) Comparison Rate* Initial Minimum Monthly Repayment Total Interest & Fees**
Basic Variable 6.19% 6.25% $984 $146,179 Add to shortlist
Basic Variable 6.29% 6.35% $993 $148,960 Add to shortlist
1yr Introductory Variable Rate 5.99% variable for 12 months and then 6.37% 6.39% $966 $150,482 Add to shortlist
Discounted Variable 6.37% 6.43% $1,001 $151,193 Add to shortlist
Better Start 6.49% variable for 36 months and then 6.37% 6.46% $1,012 $151,849 Add to shortlist
Better Start 6.49% variable for 36 months and then 6.42% 6.50% $1,012 $152,976 Add to shortlist
1yr Introductory Variable Rate 5.99% variable for 12 months and then 6.62% 6.61% $966 $157,035 Add to shortlist
Fixed Loan 7.49% 6.76% $1,108 $157,266 Add to shortlist
Standard Variable Loan 6.62% 6.68% $1,024 $158,221 Add to shortlist
Mortgage Freedom 6.62% 6.68% $1,024 $158,221 Add to shortlist
Fixed Loan 7.49% 6.94% $1,108 $162,966 Add to shortlist
Mortgage Freedom 6.87% 6.93% $1,048 $165,324 Add to shortlist

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 0 years


Reviews of CUA home loans

QLD Customer - wendy

  • Overall Rating

    10

  • Pricing

    10

  • Product Features

    10

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

No extra fees; easy to contact and deal with. – wendy from Queensland, a CUA home loan customer.   Reviewed 28 days ago

VIC Customer - Chris

  • Overall Rating

    9

  • Pricing

    9

  • Product Features

    10

  • Customer Service

    10

  • Convenience

    8

  • Trust

    10

Great product and customer service. The only minor downside is there aren't as many branches (if you need to discuss one on one), I will say you can do all your deposits through any auspost outlet. Overall extremely satisfied. – Chris from Victoria, a CUA home loan customer.   Reviewed about 1 month ago

NSW Customer - Bruce

  • Overall Rating

    9

  • Pricing

    9

  • Product Features

    9

  • Customer Service

    10

  • Convenience

    9

  • Trust

    9

CUA approved my loan in 4 days! Went to 2 big banks and went 6 weeks with no approval, upon explaining my needs after seeing the TV ad they said give them a few days to asses and it was approved, easy and hassle free, and manager rang me every day to let me know where it was up to. It was also 0.50 % cheaper than the banks. There is no branch in my town but with web banking we just transfer funds in and out as we need, easy as. We recommend CUA to all we talk to about loans. – Bruce from New South Wales, a CUA home loan customer.   Reviewed 2 months ago

WA Customer - alan

  • Overall Rating

    6

  • Pricing

    6

  • Product Features

    -

  • Customer Service

    7

  • Convenience

    6

  • Trust

    -

CUA in my opinion is one of the better banks to deal with. – alan from Western Australia, a CUA home loan customer.   Reviewed 2 months ago

QLD Customer - mick

  • Overall Rating

    8

  • Pricing

    7

  • Product Features

    7

  • Customer Service

    8

  • Convenience

    4

  • Trust

    8

I like the ease of the application process – mick from Queensland, a CUA home loan customer.   Reviewed 2 months ago

See all CUA home loan reviews

Visit our compare home loans page.

What else does CUA offer?

Below are the results for all CUA products, as rated by the Mozo community.

Product Type Overall Price Features Service Convenience Trust
CUA bank accounts 8.0 80 REVIEWS 7.4 7.0 8.1 7.3 8.3
CUA home loans 8.2 53 REVIEWS 7.7 7.5 8.4 7.6 8.2
CUA term deposits 8.4 18 REVIEWS 8.1 7.0 8.4 8.4 8.8
CUA savings accounts 8.0 97 REVIEWS 7.4 6.2 8.1 7.3 8.0
CUA credit cards 6.5 20 REVIEWS 6.3 6.2 6.4 6.4 6.8
CUA personal loans 8.4 21 REVIEWS 7.2 6.3 8.4 8.4 8.3

Other providers of Home loans

CUA also offers the following types of products