CUA home loans
CUA's overall rating for home loans is
8.2(as rated by the Mozo community)
CUA offers the following home loans
| Product | Rate | Fixed Rate (3 year) | Comparison Rate* | Initial Minimum Monthly Repayment | Total Interest & Fees** |
|---|---|---|---|---|---|
| Mortgage Freedom | 7.37% | 7.43% | $2,192 | $358,495 | |
| Mortgage Freedom over $250k | 7.12% | 7.18% | $2,143 | $344,002 | |
| Fixed Loan over $250k | 7.59% | 7.14% | $2,235 | $337,543 | |
| Fixed Loan | 7.59% | 7.14% | $2,235 | $337,543 | |
| Standard Variable Loan | 6.87% | 6.93% | $2,096 | $329,652 | |
| Discounted Variable | 6.87% | 6.93% | $2,096 | $329,652 | |
| 1yr Introductory Variable Rate over $250k | 6.49% variable for 12 months and then 6.87% | 6.89% | $2,024 | $328,221 | |
| 1yr Introductory Variable Rate | 6.49% variable for 12 months and then 6.87% | 6.89% | $2,024 | $328,221 | |
| Basic Variable | 6.79% | 6.85% | $2,080 | $325,091 | |
| Basic Variable over $250k | 6.69% | 6.75% | $2,061 | $319,410 |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 25 years
CUA (Credit Union Australia) aims to be Australia’s leading member-owned banking alternative. Being 100% member-owned means that all of CUA’s profits go back into developing its competitive banking services. Any permanent Australian resident can become a CUA member, so if
you’re after a change for the better check out CUA’s range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia’s largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.
Reviews of CUA home loans
| A Mozo reviewer from Queensland, a CUA home loan customer. | 10Overall Rating | ||
| There is always personalised service. The Managers care about their clients and don't encourage you to overcapitalise. Fees are almost non existent and at times negotiable and interest rates are competitive. I don't know why more people don't ditch the major banks for the outstanding benefits of Credit Union Australia. Reviewed about 3 hours ago |
|
| Christine from New South Wales, a CUA home loan customer. | 8Overall Rating | ||
| They advised me on the best options and helped me purchase my home which I thought I never would. Reviewed 14 days ago |
|
| Sally from Queensland, a CUA home loan customer. | 4Overall Rating | ||
| They are not helpful in moving products. Reviewed 14 days ago |
|
| Leanne from Queensland, a CUA home loan customer. | 9Overall Rating | ||
| They have been good to us. Reviewed 14 days ago |
|
| Annette from Queensland, a CUA home loan customer. | 8Overall Rating | ||
| I have found the product to be very good and the staff have always been helpful especially when we went through difficult times. Their understanding and support meant a lot to us. Reviewed 14 days ago |
|
How are other CUA products rated by the Mozo community?
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| CUA bank accounts | 7.8 101 REVIEWS | 7.1 | 6.6 | 8.0 | 7.2 | 8.0 |
| CUA home loans | 8.2 93 REVIEWS | 7.9 | 7.6 | 8.5 | 7.7 | 8.2 |
| CUA term deposits | 8.1 28 REVIEWS | 8.0 | 6.6 | 8.5 | 8.2 | 8.6 |
| CUA savings accounts | 8.2 168 REVIEWS | 7.5 | 6.4 | 8.2 | 7.3 | 8.2 |
| CUA credit cards | 6.3 23 REVIEWS | 6.2 | 6.0 | 6.3 | 6.4 | 6.7 |
| CUA personal loans | 8.5 34 REVIEWS | 7.3 | 6.1 | 8.7 | 8.4 | 8.5 |
Other providers of home loans
With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. You can find and compare CUA home loans with Mozo or check out these other providers.
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