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  • CUA Fixed Home Loan

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    home loans

    • 5.89%3 years

    • 6.36%

    • $0.00

    • $795

    • 5.89%3 years

    • 6.22%

    • $0.00

    • $795

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.36%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    5.99%
    Fixed 3 year rate
    5.89%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    6.69%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.47%

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $195.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $200.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to 3 months repayment
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $1,000.00
    Split account
    no
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $10,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.22%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    5.99%
    Fixed 3 year rate
    5.89%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    6.69%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.27%

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $195.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $200.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to 3 months repayment
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $1,000.00
    Split account
    no
    Offset account
    no
    Other restrictions
    none
    Other benefits
    1 and 2 year loans revert to 6.47%, and earns the 6.27% loyalty rate from the 3rd year.

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $5,000,000.00

    About CUA

    CUA (Credit Union Australia) aims to be Australia’s leading member-owned banking alternative. Being 100% member-owned means that all of CUA’s profits go back into developing its competitive banking services. Any permanent Australian resident can become a CUA member, so if you’re after a change for the better check out CUA’s range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia’s largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are CUA home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    CUA home loans 8.3 Based on 59
    CUA home loan reviews
    8.1 7.5 8.6 7.7 8.6

    Read CUA home loan reviews by the Mozo community

    Latest review of CUA Fixed Home Loan

      • UBank UHomeLoan - Refinance only *

        * Fees and charges are payable

        Show Rates

        Fantastic customer service and the best rates

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        As far as I'm concerned they are the best in the business,been with CUA for about 14-15 years now, have all banking needs and insurance needs covered. Customer service is exceptional, if I ring the original branch where I signed up , they still kn...       Full review 

        As far as I'm concerned they are the best in the business,been with CUA for about 14-15 years now, have all banking needs and insurance needs covered. Customer service is exceptional, if I ring the original branch where I signed up , they still know me by name, even after 5 years of not seeing them. The interest rates are always competitive and the best at the time of review or renewal.I will never go back to any major bank again.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        CUA Fixed Home Loan home loan review by Sabina from Victoria

        Was this review helpful?

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    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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