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  • CUA Premium Fixed Loan

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    home loans

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    home loans

    • 6.09%3 years

    • 6.42%

    • $0.00

    • $795

    • 6.09%3 years

    • 6.28%

    • $0.00

    • $795

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.42%
    Fixed 1 year rate
    6.15%
    Fixed 2 year rate
    6.15%
    Fixed 3 year rate
    6.09%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    6.89%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.47%

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $195.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $200.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $1,000.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $10,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.28%
    Fixed 1 year rate
    6.15%
    Fixed 2 year rate
    6.15%
    Fixed 3 year rate
    6.09%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    6.89%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.27%

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $195.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $200.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $1,000.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    1 and 2 year loans revert to 6.47%, and earns the 6.27% loyalty rate from the 3rd year.

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $5,000,000.00

    About CUA

    CUA (Credit Union Australia) aims to be Australia’s leading member-owned banking alternative. Being 100% member-owned means that all of CUA’s profits go back into developing its competitive banking services. Any permanent Australian resident can become a CUA member, so if you’re after a change for the better check out CUA’s range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia’s largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are CUA home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    CUA home loans 8.3 Based on 59
    CUA home loan reviews
    8.1 7.5 8.6 7.7 8.6

    Read CUA home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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