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  • Citibank Standard Variable Offset

    Compare other
    home loans

    • 7.29%variable

    • 7.43%

    • $8.00Monthly

    • $649

    Rates

    Variable rate
    7.29%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    7.43%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $399.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $250.00
    Other upfront fee (% of loan)
    none
    Service fee
    $8.00Monthly
    Discharge fee
    $300.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $50,000.00
    Maximum loan amount
    $

    About Citibank

    Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

    How are Citibank home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Citibank home loans 3.6 Based on 29
    Citibank home loan reviews
    3.9 4.1 3.6 2.8 4.1

    Read Citibank home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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