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    • Commonwealth Bank Fixed Rate (Wealth Package)

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    • 5.99%3 years

    • 6.71%

    • $375.00Yearly

    • $200

    • 5.99%3 years

    • 6.64%

    • $375.00Yearly

    • $200

    • 5.99%3 years

    • 6.57%

    • $375.00Yearly

    • $200

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.71%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.19%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.64%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    7.59%
    Fixed 10 year rate
    7.59%
    Fixed loan revert rate
    6.51%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $200.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $350.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    yes
    Other restrictions
    Borrower must have total holdings with the bank of at least $150,000 initially, and $100,000 on an ongoing basis. Must have the principal amount of your household income deposited into a Viridian Line of Credit or other transaction account with the Bank.
    Other benefits
    Wealth Package benefits include: Complete Access Account with unlimited everyday transactions and no withdrawal (excluding non-CBA ATMs) or monthly account fees; Gold Credit Card annual fee waiver; discounts on CommInsure. Will beat a currently advertised

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $349,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.64%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.19%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.64%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    7.59%
    Fixed 10 year rate
    7.59%
    Fixed loan revert rate
    6.41%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $200.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $350.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    yes
    Other restrictions
    Borrower must have total holdings with the bank of at least $150,000 initially, and $100,000 on an ongoing basis. Must have the principal amount of your household income deposited into a Viridian Line of Credit or other transaction account with the Bank.
    Other benefits
    Wealth Package benefits include: Complete Access Account with unlimited everyday transactions and no withdrawal (excluding non-CBA ATMs) or monthly account fees; Gold Credit Card annual fee waiver; discounts on CommInsure. Will beat a currently advertised

    Other financial bits

    Minimum loan amount
    $350,000.00
    Maximum loan amount
    $749,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.57%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.19%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.64%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    7.59%
    Fixed 10 year rate
    7.59%
    Fixed loan revert rate
    6.31%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $200.00
    Other upfront fee (% of loan)
    none
    Service fee
    $375.00Yearly
    Discharge fee
    $350.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    no
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    yes
    Other restrictions
    Borrower must have total holdings with the bank of at least $150,000 initially, and $100,000 on an ongoing basis. Must have the principal amount of your household income deposited into a Viridian Line of Credit or other transaction account with the Bank.
    Other benefits
    Wealth Package benefits include: Complete Access Account with unlimited everyday transactions and no withdrawal (excluding non-CBA ATMs) or monthly account fees; Gold Credit Card annual fee waiver; discounts on CommInsure. Will beat a currently advertised

    Other financial bits

    Minimum loan amount
    $750,000.00
    Maximum loan amount
    $

    About Commonwealth Bank

    The Commonwealth Bank might be one of Australia’s oldest and largest banks, but lately it’s determined to do things differently. The Commonwealth Bank reckons it’s focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank’s wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

    How are Commonwealth Bank home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Commonwealth Bank home loans 6.4 Based on 718
    Commonwealth Bank home loan reviews     		5.9 5.9 6.6 7.7 6.3

    Read Commonwealth Bank home loan reviews by the Mozo community

    Latest reviews of Commonwealth Bank Fixed Rate (Wealth Package)

      • Commonwealth Bank Fixed Rate (Wealth Package) *

        • 5.99%

          fixed 1 year rate

        • 6.71%

          comparison rate

        • Talk to an expert           ?

        Commonwealth Bank 12 Month Discounted *

        • 7.01%

          variable rate

        • 6.31%

          intro rate

        • Talk to an expert           ?

        More Commonwealth Bank home loans

        * Fees and charges are payable

        Show Rates

        Solid loan package that saves but a bit no frills

          11. Overall customer rating
          12. (Reviewed 11 days ago)

        The benefits of this package that really are worthwhile are: 0.15% off standard fixed rate No up-front establishment fees No loan service fees The negatives: CommInsure discounts on insurance products are not market competitive Communicati...       Full review 

        The benefits of this package that really are worthwhile are: 0.15% off standard fixed rate No up-front establishment fees No loan service fees The negatives: CommInsure discounts on insurance products are not market competitive Communication with client and additional 'value added' offers could make this package a bit more exciting/appealing


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Fixed Rate (Wealth Package) home loan review by Rob from New South Wales

        Was this review helpful?

        Yes

      • Commonwealth Bank Fixed Rate (Wealth Package) *

        • 5.99%

          fixed 1 year rate

        • 6.71%

          comparison rate

        • Talk to an expert           ?

        Commonwealth Bank 12 Month Discounted *

        • 7.01%

          variable rate

        • 6.31%

          intro rate

        • Talk to an expert           ?

        More Commonwealth Bank home loans

        * Fees and charges are payable

        Show Rates

        Inflexible, untimely and erroneous

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        The CBA over the past year have been slow to respond to our needs, unwilling to structure additional finance as we sought, despite their competitors doing so. Basically they have been with us despite being a lifetime customer and ex-employee of 1...       Full review 

        The CBA over the past year have been slow to respond to our needs, unwilling to structure additional finance as we sought, despite their competitors doing so. Basically they have been with us despite being a lifetime customer and ex-employee of 18+ years!


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Fixed Rate (Wealth Package) home loan review by Paul from South Australia

        Was this review helpful?

        Yes

      • Commonwealth Bank Fixed Rate (Wealth Package) *

        • 5.99%

          fixed 1 year rate

        • 6.71%

          comparison rate

        • Talk to an expert           ?

        Commonwealth Bank 12 Month Discounted *

        • 7.01%

          variable rate

        • 6.31%

          intro rate

        • Talk to an expert           ?

        More Commonwealth Bank home loans

        * Fees and charges are payable

        Show Rates

        great product

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        I would recommend this product to anyone wanting a great saving on their home and investment loan       Full review 

        I would recommend this product to anyone wanting a great saving on their home and investment loan


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Fixed Rate (Wealth Package) home loan review by Sandra from South Australia

        Was this review helpful?

        Yes

      • Commonwealth Bank Fixed Rate (Wealth Package) *

        • 5.99%

          fixed 1 year rate

        • 6.71%

          comparison rate

        • Talk to an expert           ?

        Commonwealth Bank 12 Month Discounted *

        • 7.01%

          variable rate

        • 6.31%

          intro rate

        • Talk to an expert           ?

        More Commonwealth Bank home loans

        * Fees and charges are payable

        Show Rates

        They are expensive but I needed a loan.

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        I like the fixed rate but find the fees a bit extravagant. They are already making so much profit from the interest, why do they need to keep making more in the form of fees? It's our money after all.       Full review 

        I like the fixed rate but find the fees a bit extravagant. They are already making so much profit from the interest, why do they need to keep making more in the form of fees? It's our money after all.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Fixed Rate (Wealth Package) home loan review by Monique from New South Wales

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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