Commonwealth Bank Viridian Line of Credit

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Commonwealth Bank

The Commonwealth Bank might be one of Australia’s oldest and largest banks, but lately it’s determined to do things differently. The Commonwealth Bank reckons it’s focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank’s wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

              
  Commonwealth Bank
   
 

Customer ratingsclick to open

    Commonwealth Bank Viridian Line of Credit
Overall Customer Rating 6.6#12 BASED ON
956 REVIEWS
Price Rating 6.2
Features Rating 6.2
Service Rating 6.6
Convenience Rating 7.5
Trust Rating 6.4
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Ratesclick to open

    Commonwealth Bank Viridian Line of Credit
Variable Rate 6.96%
Intro Rate  
Intro Rate Term  
Intro Rate Type  
Comparison Rate* 7.13%
Fixed 1 Year Rate  
Fixed 2 Year Rate  
Fixed 3 Year Rate  
Fixed 4 Year Rate  
Fixed 5 Year Rate  
Fixed 7 Year Rate  
Fixed 10 Year Rate  
Fixed Loan Revert Rate  
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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 0 years

Feesclick to open

    Commonwealth Bank Viridian Line of Credit
Application Fee $600.00
Legal Fee  
Valuation Fee  
Settlement Fee  
Other upfront fee (% of loan)  
Service Fee $12.00 Monthly
Exit Fee $300.00
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Other financial bitsclick to open

    Commonwealth Bank Viridian Line of Credit
Minimum Loan Amount $20,000.00
Maximum Loan Amount  
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Featuresclick to open

    Commonwealth Bank Viridian Line of Credit
Repayment Frequency Weekly, Fortnightly, Monthly
Extra Repayments n/a
Repayment Holidays  
Redraw Facility n/a
Minimum Redraw Amount  
Split Account yes
Offset Account n/a
Other Restrictions Only $250 application fee if you apply online.
Other Benefits  
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Most recent reviews of Commonwealth Bank home loans

 

  • Overall Rating

    8
  • Pricing

    10
  • Product Features

    10
  • Customer Service

    9
  • Convenience

    10
  • Trust

    7

They are quiet flexible with us as a family. – simone from Victoria, a Commonwealth Bank home loan customer.   Reviewed about 22 hours ago

 

  • Overall Rating

    6
  • Pricing

    5
  • Product Features

    7
  • Customer Service

    7
  • Convenience

    7
  • Trust

    8

The Commonwealth Bank is secure, courteous and as I have a personal banker, it is easy to change things. Even when I ring up in the evening they can help me so this is good. Of course I would always like more discounts on my loan. – JEAN from New South Wales, a Commonwealth Bank home loan customer.   Reviewed about 23 hours ago

 

  • Overall Rating

    5
  • Pricing

    2
  • Product Features

    3
  • Customer Service

    2
  • Convenience

    3
  • Trust

    5

Poor customer service - not very understanding. – Renee from New South Wales, a Commonwealth Bank home loan customer.   Reviewed about 23 hours ago

 

  • Overall Rating

    7
  • Pricing

    7
  • Product Features

    10
  • Customer Service

    7
  • Convenience

    6
  • Trust

    6

All is going well - if I have any issues, I can contact them to fix it. The rates are not always the best on the market but quite competitive. – Tom from South Australia, a Commonwealth Bank home loan customer.   Reviewed about 23 hours ago

 

  • Overall Rating

    8
  • Pricing

    5
  • Product Features

    7
  • Customer Service

    9
  • Convenience

    10
  • Trust

    10

Excellent customer service and great efficiency. – Danijela from New South Wales, a Commonwealth Bank home loan customer.   Reviewed 14 days ago

See all Commonwealth Bank home loan reviews

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