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  • Community CPS All-In-One Account (Pinnacle +Plus )

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    home loans

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    home loans

    • 6.69%variable

    • 6.70%

    • $0.00

    • $150

    • 6.49%variable

    • 6.51%

    • $0.00

    • $150

    Currently showing:

    Rates

    Variable rate
    6.69%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.70%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $0.00
    Settlement fee
    $150.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $295.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    na
    Repayment holidays
    yes
    Redraw facility
    yes - fee is $10.00
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $200,000.00
    Maximum loan amount
    $299,999.00

    Rates

    Variable rate
    6.49%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.51%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $0.00
    Settlement fee
    $150.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $295.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    na
    Repayment holidays
    yes
    Redraw facility
    yes - fee is $10.00
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $300,000.00
    Maximum loan amount
    $

    About Community CPS

    Community CPS is one of Australia’s largest credit unions. Across the ACT, South Australia, regional New South Wales and Western Australia, Community CPS has 36 Personal Financial Centres dedicated to sorting out the finances of its 180,000+ members. Community CPS offers competitive personal loans and savings accounts, home loans to suit first home buyers, refinancers and investors, plus access to the worldwide MasterCard credit card network and more. Other services include telephone and internet banking, Bank@Post, BPAY® and foreign exchange services. In November 2008, Community CPS merged with United Credit Union in WA and now carries on business in WA as United Community. And most recently, in January 2010, Community CPS merged with Companion Credit Union in NSW and now carries on business in NSW as Companion Credit Union.

    How are Community CPS home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Community CPS home loans 8.4 Based on 20
    Community CPS home loan reviews
    7.8 7.2 9.1 8.2 8.7

    Read Community CPS home loan reviews by the Mozo community

    Latest reviews of Community CPS All-In-One Account (Pinnacle +Plus )

      • UBank UHomeLoan - Refinance only *

        * Fees and charges are payable

        Show Rates

        Great rates and very personal service

          1. Overall customer rating
          2. (Reviewed 4 days ago)

        Personal assistance. Feel like I am talking to a real person and never have to wait for my call to be answered. Very quick to respond to emails, just not enough ATM's around to access cash.       Full review 

        Personal assistance. Feel like I am talking to a real person and never have to wait for my call to be answered. Very quick to respond to emails, just not enough ATM's around to access cash.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Community CPS All-In-One Account (Pinnacle +Plus ) home loan review by Joanne from Queensland

        Was this review helpful?

        Yes
      • UBank UHomeLoan - Refinance only *

        * Fees and charges are payable

        Show Rates

        Very happy with all aspects of the credit union

          1. Overall customer rating
          2. (Reviewed 17 days ago)

        Their home loans are fantastic I have recommended this to various friends and family and they have taken up the loans. They could not believe that they were saving so much through a credit union. The other great thing is that there are no monthly ...       Full review 

        Their home loans are fantastic I have recommended this to various friends and family and they have taken up the loans. They could not believe that they were saving so much through a credit union. The other great thing is that there are no monthly account fees and if you abide by the guidelines your account could also be fee free. I have a westpac account also and am contemplating closing it as I am getting charged $5 per month and I don't even use the account.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Community CPS All-In-One Account (Pinnacle +Plus ) home loan review by Paul from South Australia

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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