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  • Community CPS Fixed Rate Loan (Pinnacle +Plus )

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    home loans

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    home loans

    • 6.14%3 years

    • 6.44%

    • $0.00

    • $150

    • 6.14%3 years

    • 6.30%

    • $0.00

    • $150

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.44%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.04%
    Fixed 3 year rate
    6.14%
    Fixed 4 year rate
    6.49%
    Fixed 5 year rate
    6.64%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.54%

    Fees

    Application fee
    $0.00
    Legal fee
    $0.00
    Valuation fee
    $0.00
    Settlement fee
    $150.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $295.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $25,000 p.a.
    Repayment holidays
    yes
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    no
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $200,000.00
    Maximum loan amount
    $299,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.30%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.04%
    Fixed 3 year rate
    6.14%
    Fixed 4 year rate
    6.49%
    Fixed 5 year rate
    6.64%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.34%

    Fees

    Application fee
    $0.00
    Legal fee
    $0.00
    Valuation fee
    $0.00
    Settlement fee
    $150.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $295.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $25,000 p.a.
    Repayment holidays
    yes
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    no
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $300,000.00
    Maximum loan amount
    $2,000,000.00

    About Community CPS

    Community CPS is one of Australia’s largest credit unions. Across the ACT, South Australia, regional New South Wales and Western Australia, Community CPS has 36 Personal Financial Centres dedicated to sorting out the finances of its 180,000+ members. Community CPS offers competitive personal loans and savings accounts, home loans to suit first home buyers, refinancers and investors, plus access to the worldwide MasterCard credit card network and more. Other services include telephone and internet banking, Bank@Post, BPAY® and foreign exchange services. In November 2008, Community CPS merged with United Credit Union in WA and now carries on business in WA as United Community. And most recently, in January 2010, Community CPS merged with Companion Credit Union in NSW and now carries on business in NSW as Companion Credit Union.

    How are Community CPS home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Community CPS home loans 8.4 Based on 20
    Community CPS home loan reviews
    7.8 7.2 9.1 8.2 8.7

    Read Community CPS home loan reviews by the Mozo community

    Latest reviews of Community CPS Fixed Rate Loan (Pinnacle +Plus )

      • UBank UHomeLoan - Refinance only *

        * Fees and charges are payable

        Show Rates

        Excellent Customer Service, great products

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        I have been with Community CPS since I was 16 - all loans have been with over the years. I would never change as these guys take the BEST care of me and provide me with great products, options and service. Have recommended them to many peopl...       Full review 

        I have been with Community CPS since I was 16 - all loans have been with over the years. I would never change as these guys take the BEST care of me and provide me with great products, options and service. Have recommended them to many people over the years and those that make the change all tell me how happy they are with the customer service and products. Plus they are involved in the Christmas Pagenet in Adelaide each year - a wonderful social event for everyone. One very happy and satisfied customer (bet you don't hear that too often!) *smiles*


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Community CPS Fixed Rate Loan (Pinnacle +Plus ) home loan review by Wendy from South Australia

        Was this review helpful?

        Yes
      • UBank UHomeLoan - Refinance only *

        * Fees and charges are payable

        Show Rates

        Great rates, Low fees, Friendly staff

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        I like this product as I am a pinnacle plus member so I get a discounted rate on my loans and I have my application fee for loans waived. Also, transaction fees I am allowed to use a lot more before getting charged any fees, very happy with bank a...       Full review 

        I like this product as I am a pinnacle plus member so I get a discounted rate on my loans and I have my application fee for loans waived. Also, transaction fees I am allowed to use a lot more before getting charged any fees, very happy with bank and the customer service I have received so far.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Community CPS Fixed Rate Loan (Pinnacle +Plus ) home loan review by Kirsty from

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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